Credit Card Question & Answer

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » My credit score is 650. Can I get a credit card?

My credit score is 650. Can I get a credit card?

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Leo Zhu

Yes, you can. Take a look at our top suggestions for credit cards for fair credit to find one that’s right for you. It’s important to apply for a card that’s right for your credit level, and not try to apply for a card for good or excellent credit, because you’ll almost certainly be turned down, and the denial will leave a trace on your credit score. The more denials on your credit score, the more it can drag your score down further.

It’s much better to apply for the right card from the start, and use it responsibly for a while, while your credit history improves. Don’t be disappointed if you don’t qualify for the credit card you’d most like. If you manage your credit wisely, it’s only a matter of time before your score rebounds, and you’ll be eligible for those great cash back and travel rewards credit cards you’d like to have.

Good luck!

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