I sometimes buy my work-related clothes at Loft and... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I sometimes buy my work-related clothes at Loft and this time I was offered to apply for Loft...

I sometimes buy my work-related clothes at Loft and this time I was offered to apply for Loft credit card. Should I accept this offer?

Answered on

While Loft credit cards may offer good discounts and some rewards, you may not be able to use all of them if you do not shop at Loft location often. Also, earned rewards can only be used at Loft and Ann Taylor locations. The card’s interest is high so you’ll want to pay the card balance in full every month if you do not want to pay interest. If you look at regular rewards credit cards, you may find them more rewarding as they allow earning rewards everywhere and on all purchases. Make some calculations to see which card will be the best option for you and only then apply for a credit card.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
For Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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