A credit card is a good way to finance your purchase but only not a credit card with high interest rate. The interest rate on the Petland credit card is 29.9% which will accrue interest pretty fast. There better credit card options out there. You can even find a credit card with 0% intro APR on purchases. Another bad thing about Petland credit card is its acceptance. This card doesn’t have any Visa or MasterCard logo on it so you won’t be able to use it outside Petland locations. For those who don’t shop at Petland, this card is not the best choice.