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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I am going to buy a puppy and now visit different pet stores.. today I was at Petland and they ...

I am going to buy a puppy and now visit different pet stores.. today I was at Petland and they offered me to apply for their credit card to finance the purchase. Do you think it is good idea?

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Leo Zhu

A credit card is a good way to finance your purchase but only not a credit card with high interest rate. The interest rate on the Petland credit card is 29.9% which will accrue interest pretty fast. There better credit card options out there. You can even find a credit card with 0% intro APR on purchases. Another bad thing about Petland credit card is its acceptance. This card doesn’t have any Visa or MasterCard logo on it so you won’t be able to use it outside Petland locations. For those who don’t shop at Petland, this card is not the best choice.

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Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

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