I’ve been going through a divorce for three... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I’ve been going through a divorce for three years and have been a stay-at-home mom...

I’ve been going through a divorce for three years and have been a stay-at-home mom for the past 16 years. I added my husband to my bank account with plenty of money and great credit. We own a home with low mortgage payment, over $1 million in equity, but he refuses to pay any bill with my name even though he lied to courts saying I have no expenses. How do I get a credit card to re-establish good payment history prior to settlement? I’m finding it difficult to reserve a hotel rooms when needed. I couldn’t afford to fix my car and was in a very bad accident.

Answered on

If you are not a stay-at-home mom anymore and have your own income, you can apply for a credit card. If you are not employed, however, you won’t be approved. If you have your own income and fair credit as you indicated in your response, you can consider credit cards for fair credit history.  Think of features you want for your credit card. You may choose a card without any rewards programs and concentrate on credit improvement. Or you may apply for a card with rewards program and earn bonus points or cash backs for every dollar you spend.

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