Credit scores are calculated by consumer credit bureaus. Every credit bureau has its own unique formula to calculate your score so they differ slightly. But the average score rating is:
- Bad credit: 350 to 619
- Fair credit: 620 to 659
- Good credit: 660 to 749
- Excellent credit: 750 to 850
You should consider credit cards for bad credit or secured credit cards.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.