What is the best type of credit card to apply for if... - Build Credit History Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Build Credit History » What is the best type of credit card to apply for if I’ve never had a credit card...

What is the best type of credit card to apply for if I’ve never had a credit card before?

Answered on
Add to Favorites:

Tags: , ,

Your first credit card is a big step, and an important one. Having a credit card means beginning to build a credit history and a credit score, which will be vital in the future, as you apply for loans and mortgages, job and apartments, and of course additional credit cards. If you don’t have any credit history at all, you can think about getting a student credit card, which will enable you to establish a credit report with the major credit bureaus as well as giving you a new way to pay for your purchases. A secured credit card is another option, and one that many people go with when getting their first card. A secured card helps you build credit by giving you a small line of credit equal to a deposit you put down to open the card. You can also consider a prepaid card, but keep in mind that it won’t help you build credit.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
See if you Pre-Qualify without harming your credit score
For Poor Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
For Please refer to issuer's website

Other Questions in
Build Credit History