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May 2020: Best Loans and
student credit cards FROM
OUR PARTNERS

Having a credit card is vital in today's world - not only is it a way to manage personal finances, but it also allows to build credit history. Without a solid credit history, you won't be able to get a mortgage or a car loan when the time comes. Start your credit history with a student credit card designed for young people with limited or no credit history.

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Apply for SoFi Student Loan Refinance - Credit-Land.com APPLY
Excellent / Good / Fair Credit

Credit Offer for College Students in 2020

MAXIMIZE YOUR REWARDS

Rating 5.0

  • No application, no origination fees, no prepayment penalties

Instant Response

No Credit Check

More Loans and Credit Cards for Students

Student credit cards do more than just help you establish a credit history - they teach responsibility and good money management skills. Look for cards that offer cash back and get rewarded while establishing your credit history. As many student credit cards come without annual fees, think twice before you apply for one that charges the annual fee. Below are some popular student credit cards form our partners.

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Apply for Credible Student loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
See terms
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
See terms
  • Rates from 1.79% variable (with autopay)* and 4.39% fixed APR (with autopay)*
  • Flexible repayment plans
  • There’s no prepayment penalty if you’d like to pay off your loans faster
  • No fees: No Origination fee, No Service fee, No Prepayment penalty
  • May need a co-signer

our choice

No Credit Check

No Checking Account Required

No Employment Required

Apply for SuperMoney Student Loan Refinance - Credit-Land.com

Rating 5.0

APPLY

Any Credit Welcome

our choice

Maximum Loan Amount
$300,000
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Find your lowest rate from competing lenders
  • Loans up to $300K. Rates from 1.9%
  • Checking rates won't affect your credit score

our choice

No Credit Check

No Employment Required

Apply for SoFi Student Loan Refinance - Credit-Land.com

Rating 5.0

APPLY

Excellent / Good / Fair Credit

our choice

Maximum Loan Amount
100% of school-certified expenses
Minimum Loan Amount
$5,000
Minimum Income Required
See terms
Minimum Age of a Borrower
See terms
  • Fixed rates starting at 3.49% APR (with AutoPay)8
  • Loan terms: 5, 7, 10, 15 and 20 year
  • No application, no origination fees, no prepayment penalties

our choice

Instant Response

No Credit Check

Apply for Deserve Edu - Credit-Land.com

Rating 4.7

APPLY

Good/Limited Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.24% Variable
Balance Transfer Fee
N/A
Annual Fee
$0
  • Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
  • Earn 1% cash back on all purchases automatically.
  • No Social Security Number required for International Students
  • Cell Phone Protection up to $600
  • No Annual Fee
  • No Foreign Transaction Fees
  • No Late Fee on first late payment. vMastercard Platinum Benefits
  • Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you'll get a $45 statement credit.
  • Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit.
  • Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental.
  • Start/Stop card use + stay current with your FICO score with the Deserve mobile app.
  • Start building credit responsibly and enjoy the perks of being a student
  • No Deposit Required.

our choice

Annual Fee: $0

Rewards

Earn 1% cash back on all purchases automatically.

Foreign Transaction Fee: $0

Reporting to the Major Consumer Reporting Agencies

Apply for SuperMoney Student Loan Refinance - Credit-Land.com

Rating 5.0

APPLY

GREAT OFFER FOR STUDENTS
to get in May 2020

  • Loans up to $300K. Rates from 1.9%
See more details

questionsABOUT STUDENT
CREDIT CARDS

I am a student and do not have credit at all. Do you think I will qualify for the Blue card from American Express?

To apply for the Blue card from American Express you need to have a good or excellent credit score. This means you need a credit score of at least 700. Although, some applicants have been approved with a credit score as...

Read more
If I get the student debit card from Community First union, will I be able to build my credit history?

No. Debit cards as well as prepaid cards won't allow you to build credit history. The reason is, you are not given access to a credit account and the debit card activity is not reported to the major credit bureaus. If...

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I just turned 18 this year and want to start building credit how do I do this?

There are several options for you. The first one, and probably the easiest one, is to become an authorized user on your parents’ credit card. As an authorized user you will be issued a separate card. However, note...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

more things to know ABOUT STUDENT
CREDIT CARDS

Student cards are a start-up line of credit, and as such, they often have slightly higher interest rates and initial credit limit of around $500. However, you still need to make all credit card monthly payments on time and pay off your card balance in full whenever possible as it will help you to save on interest and build good credit habits.

These are credit-card basics you probably know about already, but there's more to learn about the world of credit, to put you on the road to a lifetime of good credit.

Do your homework

Always read Terms and Conditions the fine print - it might not seem that important, but it really is. You need to be familiar with the terms and conditions of any credit card you apply for. This will help you to avoid some fees, like interest payments or late fees, and know what to expect when you are late with a monthly credit card fee.

Be credit-wise

Your credit, good or bad, will be established now depending on the way you manage your card. Be smart and get a good start. Make sure you know your due date and make your monthly credit card payments in advance. Note that by making only minimum monthly payment due, it will take an eternity to pay off the credit cards debt. It is recommended to pay off the card balance in full by the due date each month, which will help you to avoid interest payments and is definitely good for your credit.

Pay off right away

When you pay your balances immediately or by the due date, you pay no interest. The longer you take to pay, the more interest adds up - an item that was a bargain in the beginning can end up costing a pretty penny in the end if you don't pay it off quickly! And you'd better avoid cash advances as they start accruing interest on the date of transaction. Cash advance transactions have no grace period, so avoid withdrawing cash from your credit card.

No Co-Signer

Today many student credit cards do not require a co-signer which would be responsible for any debt if the student defaults. If you want to establish your own credit history, you can freely apply for any student credit card as the co-signer is no longer an obligatory requirement.

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comments ABOUT CREDIT CARDS
FOR COLLEGE STUDENTS

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