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August 2020: Best Loans and
student credit cards FROM
OUR PARTNERS
Having a credit card is vital in today's world - not only is it a way to manage personal finances, but it also allows to build credit history. Without a solid credit history, you won't be able to get a mortgage or a car loan when the time comes. Start your credit history with a student credit card designed for young people with limited or no credit history.
Credit Offer for College Students
BEST CHOICE OF August 2020
- Click "APPLY ONLINE" to apply now
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- Enjoy no annual fee and no foreign transaction fees
- You can help build your credit with responsible use of a card like this
More Loans and Credit Cards for Students
Student credit cards do more than just help you establish a credit history - they teach responsibility and good money management skills. Look for cards that offer cash back and get rewarded while establishing your credit history. As many student credit cards come without annual fees, think twice before you apply for one that charges the annual fee. Below are some popular student credit cards form our partners.
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our choice
- All the benefits of a Mastercard, without a security deposit
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Reports to all three major credit bureaus
our choice
our choice
- Click "APPLY ONLINE" to apply now
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- Enjoy no annual fee and no foreign transaction fees
- You can help build your credit with responsible use of a card like this
- Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
- Pick the monthly due date that works best for you
- Be automatically considered for a higher credit line in as little as 6 months
- $0 fraud liability if your card is ever lost or stolen
- Monitor your credit profile with the CreditWise® app, free for everyone
our choice
our choice
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Up to 1.5% cash back after making 12 on-time monthly payments
- Variable APRs 12.99% - 23.99%
- 1% cash back on eligible purchases right away
- Up to 10% cash back from select merchants
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- $500 - $10,000 credit limits
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
our choice
our choice
- Find your lowest rate from competing lenders
- Loans up to $300K. Rates from 2.63%
- Checking rates won't affect your credit score
our choice
our choice
- No fees for origination, disbursement, prepayment or late payment.
- Fast application and approval process entirely mobile
- Choose from a variety of loan terms
- Parent Loans available
our choice
our choice
- Fixed rates starting at 2.99% APR (with AutoPay)8
- Loan terms: 5, 7, 10, 15 and 20 year
- No application, no origination fees, no prepayment penalties
our choice
our choice
- Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
- Earn 1% cash back on all purchases automatically.
- No Social Security Number required for International Students
- Cell Phone Protection up to $600
- No Annual Fee
- No Foreign Transaction Fees
- No Late Fee on first late payment. vMastercard Platinum Benefits
- Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you'll get a $45 statement credit.
- Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit.
- Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental.
- Start/Stop card use + stay current with your FICO score with the Deserve mobile app.
- Start building credit responsibly and enjoy the perks of being a student
- No Deposit Required.
our choice
SuperMoney Student Loan Refinance
HAVE DIFFERENT CREDIT HISTORY?
See offers for your credit:
questionsABOUT STUDENT
CREDIT CARDS
I am a student and do not have credit at all. Do you think I will qualify for the Blue card from American Express?
To apply for the Blue card from American Express you need to have a good or excellent credit score. This means you need a credit score of at least 700. Although, some applicants have been approved with a credit score as...
Read moreIf I get the student debit card from Community First union, will I be able to build my credit history?
No. Debit cards as well as prepaid cards won't allow you to build credit history. The reason is, you are not given access to a credit account and the debit card activity is not reported to the major credit bureaus. If...
Read moreI just turned 18 this year and want to start building credit how do I do this?
There are several options for you. The first one, and probably the easiest one, is to become an authorized user on your parents’ credit card. As an authorized user you will be issued a separate card. However, note...
Read more
more things to know ABOUT STUDENT
CREDIT CARDS
Student cards are a start-up line of credit, and as such, they often have slightly higher interest rates and initial credit limit of around $500. However, you still need to make all credit card monthly payments on time and pay off your card balance in full whenever possible as it will help you to save on interest and build good credit habits.
These are credit-card basics you probably know about already, but there's more to learn about the world of credit, to put you on the road to a lifetime of good credit.
Do your homework
Always read Terms and Conditions the fine print - it might not seem that important, but it really is. You need to be familiar with the terms and conditions of any credit card you apply for. This will help you to avoid some fees, like interest payments or late fees, and know what to expect when you are late with a monthly credit card fee.
Be credit-wise
Your credit, good or bad, will be established now depending on the way you manage your card. Be smart and get a good start. Make sure you know your due date and make your monthly credit card payments in advance. Note that by making only minimum monthly payment due, it will take an eternity to pay off the credit cards debt. It is recommended to pay off the card balance in full by the due date each month, which will help you to avoid interest payments and is definitely good for your credit.
Pay off right away
When you pay your balances immediately or by the due date, you pay no interest. The longer you take to pay, the more interest adds up - an item that was a bargain in the beginning can end up costing a pretty penny in the end if you don't pay it off quickly! And you'd better avoid cash advances as they start accruing interest on the date of transaction. Cash advance transactions have no grace period, so avoid withdrawing cash from your credit card.
No Co-Signer
Today many student credit cards do not require a co-signer which would be responsible for any debt if the student defaults. If you want to establish your own credit history, you can freely apply for any student credit card as the co-signer is no longer an obligatory requirement.
comments ABOUT CREDIT CARDS
FOR COLLEGE STUDENTS
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