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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » What kind of credit do I need to apply for the Sears card?

What kind of credit do I need to apply for the Sears card?

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Leo Zhu

You do not need excellent credit, but you can’t have bad credit either. You will need better credit if you want to apply for the Sears MasterCard issued by Citibank. This card can be used everywhere MasterCard is accepted. If your credit is not good enough for that card, they may offer you their standard store branded card.

However, if you have bad credit do not bother applying for these cards as all you will do is have another inquiry on your credit report which will lower your credit score even further. If you have bad credit there are other options. Just be sure to apply for a card designed for people with low credit scores.

  • angela

    I would like a gas card but have fair credit, which gas card will I be able to get?

    • CreditLandCom

      You can get a regular credit card that will allow you to earn rewards on all your purchases. If you prefer a specific gas station credit card, visit their website to see if they offer credit cards. As a rule, fair credit is enough to qualify for a co-branded credit card.

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