Credit Card Question & Answer

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » What kind of credit do I need to apply for the Sears card?

What kind of credit do I need to apply for the Sears card?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

You do not need excellent credit, but you can’t have bad credit either. You will need better credit if you want to apply for the Sears MasterCard issued by Citibank. This card can be used everywhere MasterCard is accepted. If your credit is not good enough for that card, they may offer you their standard store branded card.

However, if you have bad credit do not bother applying for these cards as all you will do is have another inquiry on your credit report which will lower your credit score even further. If you have bad credit there are other options. Just be sure to apply for a card designed for people with low credit scores.

  • angela

    I would like a gas card but have fair credit, which gas card will I be able to get?

    • CreditLandCom

      You can get a regular credit card that will allow you to earn rewards on all your purchases. If you prefer a specific gas station credit card, visit their website to see if they offer credit cards. As a rule, fair credit is enough to qualify for a co-branded credit card.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
No Annual Fee
For Bad Credit
Monthly reporting to the three major credit bureaus
For Fair/Bad Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Limited/Bad/Fair Credit