I need a new pair of glasses and I was thinking of... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I need a new pair of glasses and I was thinking of applying for the LensCrafters credit...

I need a new pair of glasses and I was thinking of applying for the LensCrafters credit card, is there anything is should know? Are there better options?

Answered on

If your credit is bad I am not sure you will be approved for their card. If your credit is good there are so many options. Consider a card with a 0% promotional interest rate that earns rewards. This is always a better option than a store card that presents a no interest option. Special financing on store cards can result in being charged a lump sum of interest that can date back to the original date of purchase. Interest rates on store cards can be as high as 29.99%. There are also cards that offer a welcome bonus. This means once you are approved for the card you spend a certain amount of money within a certain period of time to receive the bonus. Going with a traditional bank card can help you avoid the high interest rates associated with store cards.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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