I need a new pair of glasses and I was thinking of... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I need a new pair of glasses and I was thinking of applying for the LensCrafters credit...

I need a new pair of glasses and I was thinking of applying for the LensCrafters credit card, is there anything is should know? Are there better options?

Answered on

If your credit is bad I am not sure you will be approved for their card. If your credit is good there are so many options. Consider a card with a 0% promotional interest rate that earns rewards. This is always a better option than a store card that presents a no interest option. Special financing on store cards can result in being charged a lump sum of interest that can date back to the original date of purchase. Interest rates on store cards can be as high as 29.99%. There are also cards that offer a welcome bonus. This means once you are approved for the card you spend a certain amount of money within a certain period of time to receive the bonus. Going with a traditional bank card can help you avoid the high interest rates associated with store cards.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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