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Credit Card Applications » Questions » User Questions » Student Credit Cards » I’m only 18 but I want to build my credit. Which card should I apply?

I’m only 18 but I want to build my credit. Which card should I apply?

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Leo Zhu

If you are a student, you can apply for a student credit card. These cards usually have lower rates and fees than traditional cards. They also can have a rewards program that will allow you to earn cash back or bonus points on your purchases.

Another option is a credit card for people with no credit history. You can apply for this card even if you are only 18 years old. But to qualify for a card, you will need to show income so you should have a job. Otherwise, the issuer may not approve you.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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