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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I am looking to apply for a credit card with cash back and was offered Redwood credit card by ...

I am looking to apply for a credit card with cash back and was offered Redwood credit card by my union. But the rewards are too low. Are there credit cards that offer more than 1% cash back?

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Leo Zhu

There are a lot of cash back credit cards that will allow you to earn more than 1% cash back on your purchases. Today, the average cash back reward is 1.5% cash back on purchases. Some issuers offer 2% or even 5% cash back in particular shopping categories. You can compare offers and pick the one that is best for you. But before you choose, we would recommend you to pay attention to the fees. Ideally, you would want a credit card without an annual fee. Also, it is recommended to pay off the cad balance in full each month to get the most out of a rewards credit card.

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Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

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