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Credit Card Applications » Questions » User Questions » Cash Back Rewards » My RH credit card saved me a bundle when I applied for it and made my first purchase. But now I ...

My RH credit card saved me a bundle when I applied for it and made my first purchase. But now I don’t see many opportunities to save with this card. Is there a better option for saving on home goods and decor?

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Leo Zhu

This is a great question. Although many people find it exciting to save money on the spot when they sign up for a store credit card, the fact is that there are credit cards out there that offer better long-term savings. You don’t need to look for a card that is specific to one retailer; you can get a credit card that’s issued by Visa, Mastercard or Discover and lets you earn points or cash back when you make purchases anywhere. Don’t limit yourself to only store cards, or you might miss out on some great opportunities to earn rewards everywhere you spend money. No matter what your credit score is or where you shop, there’s a card that will be right for you.

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Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

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