Discover Credit Card Applications

Discover it® Cash Back

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APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount
Apply and you could get a decision in as little as 90 seconds. No annual fee.
Start shopping and earning rewards in minutes with your digital card, before your physical card arrives in the mail, if eligible.
Get a 0% intro APR for 15 months on purchases. Then 18.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.

*See Terms

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our choice

Up to

Cash Back

Max. Rewards:

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.

Rewards on everyday purchases:

1% unlimited cash back on all other purchases - automatically.

Redemption Options:

Redeem cash back for any amount

Match Rewards

at the End of Your First Year

Bonus Offer:

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% Intro APR (15 months)

Intro APR on Balance Transfer:

0% Intro APR (15 months)

Regular APR:

18.24% - 27.24% Variable APR

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Discover it® Miles

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APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase
No annual fee
Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
0% intro APR for 15 months on purchases. Then 18.24% - 27.24% Standard Variable Purchase APR will apply.
Discover is accepted at 99% of places that take credit cards nationwide.
Terms and conditions apply.

*See Terms

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our choice

Match Rewards

at the End of Your First Year

Bonus Offer:

UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% Intro APR (15 months)

Intro APR on Balance Transfer:

0% Intro APR (15 months)

Regular APR:

18.24% - 27.24% Variable APR

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

None the first time you pay late. After that, up to $41.

Discover it® Chrome

Compare

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Get a 0% intro APR for 18 months on balance transfers. Then 18.24% to 27.24% Standard Variable APR applies, based on credit worthiness.
Redeem cash back for any amount
No annual fee.
Terms and conditions apply.

*See Terms

Show more details Show less details

our choice

Up to

Cash Back

Max. Rewards:

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically

Rewards on everyday purchases:

1% unlimited cash back on all other purchases - automatically.

Redemption Options:

Redeem cash back for any amount

Match Rewards

at the End of Your First Year

Bonus Offer:

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% Intro APR (6 months)

Intro APR on Balance Transfer:

0% Intro APR (18 months)

Regular APR:

18.24% - 27.24% Variable APR

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Discover it® Secured Credit Card

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APPLY NOW

on Discover's secure website

New/Rebuilding

our choice

Rating 4.5

No credit score required to apply. No Annual Fee.
Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
30 points or more—that’s how much you could increase your FICO® Credit Score on average after just six months of responsible use.
Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers—only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
Terms and conditions apply.

*See Terms

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our choice

Annual Fee

Annual Fee:

Regular APR:

27.24% Variable APR

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Late Payment Fee:

None the first time you pay late. After that, up to $41.

Up to

Cash Back

Max. Rewards:

2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter

Rewards on everyday purchases:

1% unlimited cash back on all other purchases - automatically

Redemption Options:

Redeem cash back for any amount^µ

Credit Line from

$200

Security Deposit:

$200

Credit Line:

Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.

Credit Line Increase:

Discover it® Student Cash Back

Compare

APPLY NOW

on Discover's secure website

Fair/New to Credit

our choice

Rating 5.0

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount
No credit score required to apply.
No annual fee and build your credit with responsible use.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.24% - 26.24% applies.
Terms and conditions apply.

*See Terms

Show more details Show less details

our choice

Up to

Cash Back

Max. Rewards:

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.

Rewards on everyday purchases:

1% unlimited cash back on all other purchases - automatically.

Redemption Options:

Redeem cash back for any amount

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

None the first time you pay late. After that, up to $41.

Intro APR on Purchases

Intro APR:

0% Intro APR (6 months)

Regular APR:

17.24% - 26.24% Variable APR

Annual Fee:

Discover it® Student Chrome

Compare

APPLY NOW

on Discover's secure website

Fair/New to Credit

our choice

Rating 5.0

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount
No credit score required to apply.
No annual fee and build your credit with responsible use.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.24% - 26.24% applies.
Terms and conditions apply.

*See Terms

Show more details Show less details

our choice

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

None the first time you pay late. After that, up to $41.

Up to

Cash Back

Max. Rewards:

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.

Rewards on everyday purchases:

1% unlimited cash back on all other purchases - automatically.

Redemption Options:

Redeem cash back for any amount

Intro APR on Purchases

Intro APR:

0% Intro APR (6 months)

Regular APR:

17.24% - 26.24% Variable APR

Annual Fee:

Discover® Cashback Debit Checking

Compare

APPLY NOW

Any Credit

our choice

Rating 4.9

1% Cash back on Debit Card purchases with qualifying activity. See website for details
No minimum opening deposit and no minimum balance
Early paycheck access; up to 2 days early
Fee free overdraft protection
No fees
eWallet compatible (Apple, Google, Samsung)
Large ATM network
Mobile check deposit
Online bill pay
Peer-to-peer payments via Zelle.
FDIC Insured

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our choice

Great Rewards

Rewards on Everyday Purchases:

1% Cash back on Debit Card purchases with qualifying activity. See website for details

No Credit Check

Instant Response:

Guaranteed Approval:

Yes!

Credit Check:

Overdraft Available

Overdraft Available:

Yes

Overdraft Fee:

Maximum Overdraft Limit:

See terms

Unlimited
Discover Cards Benefits

Aside from rewards programs Discover credit cards offer different benefits to Discover cardholders. With protected online shopping, 0% fraud liability, and wise credit management, Discover gives you the protection that you need and they make it their top priority.

Discover Security

Discover offers various ways to monitor and control your credit card accounts: with Fraud Protection, you will never be responsible for unauthorized purchases made on your Discover card, and with Social Security Number Alerts, you will get notified if Discover detects your SSN on any of Dark Web websites. If you lose or misplace your Discover card, you can simply log in to your Discover online account or use the Discover app to turn off your account with Freeze it^®. Freezing your account helps to prevent new purchases, cash advances, and balance transfers.

Discover Service

Tracking your credit card account activity should never be difficult. Discover provides you with your free FICO® Credit Score to help you keep an eye on your progress. If you want Discover to notify you when your payment is due or when a purchase is made, set up Account Alerts. With the Discover mobile app, it is easy to manage your Discover accounts. And if you need help from a real person, you can contact Discover by phone or messenger app.

questionsABOUT
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