All of my furniture comes from Value City Furniture... - Other Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Other » All of my furniture comes from Value City Furniture and I wander if it worth getting their card?

All of my furniture comes from Value City Furniture and I wander if it worth getting their card?

Answered on
Add to Favorites:

Tags: , ,

Having a credit card from the store you often shop at can be tempting but do not let special financing offers veil your eyes. Carefully look at the interest rates and fees. The interest rate on the Value City Furniture credit card is 29.99%. And if you are late with at list one payment this interest rate will replace your financial offer and the interest will apply back to the day of your purchase. Plus you will have to pay a penalty fee, which is pretty standard though – $35 dollars. There is no rewards program in addition to special financing offer. But if you look at credit card offers from major bank, you can find a card with 0% intro APR offer and with rewards program, both on one card. Also, these cards are usually accepted everywhere and not only at a particular retailer, like it is with the Value City Furniture card. Even if you shop a lot at Value City Furniture it doesn’t mean their credit card will be good for you.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
For Excellent, Good Credit
Our application is quick and easy with instant pre-qualification available
For Fair / Good Credit

Other Questions in
Other