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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I have not had a credit card in the last 7 or 8 years, but have an excellent record for a ...

I have not had a credit card in the last 7 or 8 years, but have an excellent record for a secured auto loan that was paid off 5 years ago. I’ve operated on a cash basis since then using a debit card through my bank. I need to re-build or re-establish my credit. Thank you

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Leo Zhu

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