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Credit Card Applications » Questions » User Questions » Other » I’m waiting for a baby and I need to buy lots of different things to prepare. I was wondering if getting...

I’m waiting for a baby and I need to buy lots of different things to prepare. I was wondering if getting the Toys R Us credit card would be a good option?

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The Toys “R” Us card can be a good option but only if you are sure you will be able to pay off the card balance every month. This card comes with high 26.99% APR and you surely won’t want to carry a balance on this card. If you compare this card with regular rewards credit card, you will see that banks can offer you a credit card on better terms. You can find a credit card with lower APR and with bigger rewards. Also, regular credit cards can be used everywhere they are accepted, not only at Toys “R” Us stores.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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