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Credit Card Applications » Questions » User Questions » Other » I’m waiting for a baby and I need to buy lots of different things to prepare. I was wondering if getting ...

I’m waiting for a baby and I need to buy lots of different things to prepare. I was wondering if getting the Toys R Us credit card would be a good option?

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Leo Zhu

The Toys “R” Us card can be a good option but only if you are sure you will be able to pay off the card balance every month. This card comes with high 26.99% APR and you surely won’t want to carry a balance on this card. If you compare this card with regular rewards credit card, you will see that banks can offer you a credit card on better terms. You can find a credit card with lower APR and with bigger rewards. Also, regular credit cards can be used everywhere they are accepted, not only at Toys “R” Us stores.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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