The Toys “R” Us card can be a good option but only if you are sure you will be able to pay off the card balance every month. This card comes with high 26.99% APR and you surely won’t want to carry a balance on this card. If you compare this card with regular rewards credit card, you will see that banks can offer you a credit card on better terms. You can find a credit card with lower APR and with bigger rewards. Also, regular credit cards can be used everywhere they are accepted, not only at Toys “R” Us stores.
BEST CREDIT CARD OFFERS from our partners:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit