ADVERTISING DISCLOSURE
    
                ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Secured Neo Mastercard
                                        
                                        Credit Recommended:
                                                                                    Any
                                                                                  
                                    
                                    
                                Secured Card Details
- Guided credit building tools with built-in credit score tracking
 - Guaranteed, instant approval409 $comm_409 = "yes"; ?> with access to your virtual card to start using immediately
 - 1% cashback on gas & groceries, plus up to 15% back at over 10,000 Neo partners across Canada
 - No income or credit score requirements
 - The only secured credit card in Canada that earns cashback368 $comm_381 = "yes"; ?>
 - Estimated everyday cashback value of $168/yr367 $comm_367 = "yes"; ?>
 - Reports to both TransUnion® and Equifax
 - Start with a security fund as little as $50
 - Monthly fee: $7.99
 - Income requirement: None
 
your rewards
REWARDS RATE
                                    
                                                        1%                                                    
                                                    
                                                        1% cashback on gas & groceries, plus up to 15% back at over 10,000 Neo partners across Canada
                                                    
                                                                                            Interest Rates & Fees
Intro APR:
                                                                                      
                                                                            
                                    
                                                                                    N/A
                                                                            
                                Regular APR:
                                                                                      
                                                                            
                                    
                                                                                    19.99%-29.99% (19.99%-24.99% for QC)
                                                                            
                                Penalty APR:
                                                                                      
                                                                            
                                    
                                                                                    See terms
                                                                            
                                Intro APR:
                                                                                      
                                                                            
                                    
                                                                                    N/A
                                                                            
                                Regular APR:
                                                                                      
                                                                            
                                    
                                                                                    N/A
                                                                            
                                Balance Transfer Fee:
                                                                                      
                                                                            
                                    
                                                                                    N/A
                                                                            
                                Regular APR:
                                                                                      
                                                                            
                                    
                                                                                    22.99%-31.99% (22.99%-25.99% for QC)
                                                                            
                                Cash Advance Fee:
                                                                                      
                                                                            
                                    
                                                                                    See terms
                                                                            
                                Penalty APR:
                                                                                      
                                                                            
                                    
                                                                                    See terms