0% APR on Purchases for Limited Credit

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Credit Card Applications » 0% APR on Purchases for Limited Credit

Credit Cards with 0% APR on Purchases for Limited Credit

It is not a secret that most people apply for a credit card to boost their shopping power and to get some credit improvement at the same time. So why not to apply for a credit card with 0% APR on purchases even though you have limited credit history?

Today people with less than perfect credit can find the credit cards with 0% interest introductory period on purchases. That means you won't be charged any interest during the introductory period.

Such cards are good when you are planning to make a big purchase. You can pay the balance off during the promotional period without paying the interest. Whether your credit is fair or you have limited credit, a 0% APR credit card can be a good starting point.

Cards of August 2018
Store Cards
Guaranteed Approval
Instant Response
Bad/Fair Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.0%
See Terms*
CARD DETAILS:
  • Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
  • 5% Cash Back on All Purchases or FREE merchandise6
  • $1/day6 or less for Apple, Samsung, Acer and more
  • No Over Limit Fee
  • FREE Credit Score Every Month -- Won't affect your credit
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • Up to $3,500 Spending Limit
  • Instant Response -- Start shopping in the next 60 Seconds
Bad Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See Terms
CARD DETAILS:
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Get up to $1,000 Credit Line with Guaranteed Approval*!
  • Designed for people with Bad or No Credit.
  • Our Online Store Features Products from All the Major Name Brands You Love and Trust!
  • 0% Interest for Members!
Damaged credit to Fair credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See website for Details*
CARD DETAILS:
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Any Credit Welcome
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0%
See Terms
CARD DETAILS:
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
Damage credit to Fair credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See website for Details*
CARD DETAILS:
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
  • No Employment Check.
  • Fast online application.
  • Reports to a Major Bureau.
  • Bad Credit - OK.
  • See website for Details*
Bad/Fair Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.0%
See Terms*
CARD DETAILS:
  • Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
  • 5% Cash Back on All Purchases or FREE merchandise6
  • $1/day6 or less for Apple, Samsung, Acer and more
  • No Over Limit Fee
  • FREE Credit Score Every Month -- Won't affect your credit
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • Up to $3,500 Spending Limit
  • Instant Response -- Start shopping in the next 60 Seconds
Bad Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See Terms
CARD DETAILS:
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Get up to $1,000 Credit Line with Guaranteed Approval*!
  • Designed for people with Bad or No Credit.
  • Our Online Store Features Products from All the Major Name Brands You Love and Trust!
  • 0% Interest for Members!
Damaged credit to Fair credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See website for Details*
CARD DETAILS:
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Any Credit Welcome
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0%
See Terms
CARD DETAILS:
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
Damage credit to Fair credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See website for Details*
CARD DETAILS:
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
  • No Employment Check.
  • Fast online application.
  • Reports to a Major Bureau.
  • Bad Credit - OK.
  • See website for Details*
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Get up to $1,000 Credit Line with Guaranteed Approval*!
  • Designed for people with Bad or No Credit.
  • Our Online Store Features Products from All the Major Name Brands You Love and Trust!
  • 0% Interest for Members!
Bad/Fair Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.0%
See Terms*
CARD DETAILS:
  • Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
  • 5% Cash Back on All Purchases or FREE merchandise6
  • $1/day6 or less for Apple, Samsung, Acer and more
  • No Over Limit Fee
  • FREE Credit Score Every Month -- Won't affect your credit
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • Up to $3,500 Spending Limit
  • Instant Response -- Start shopping in the next 60 Seconds
Any Credit Welcome
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0%
See Terms
CARD DETAILS:
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
Bad Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See Terms
CARD DETAILS:
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!
Bad/Fair Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.0%
See Terms*
CARD DETAILS:
  • Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
  • 5% Cash Back on All Purchases or FREE merchandise6
  • $1/day6 or less for Apple, Samsung, Acer and more
  • No Over Limit Fee
  • FREE Credit Score Every Month -- Won't affect your credit
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • Up to $3,500 Spending Limit
  • Instant Response -- Start shopping in the next 60 Seconds
Damage credit to Fair credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See website for Details*
CARD DETAILS:
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
  • No Employment Check.
  • Fast online application.
  • Reports to a Major Bureau.
  • Bad Credit - OK.
  • See website for Details*
Bad/No Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
0%
N/A
CARD DETAILS:
  • Get up to $1,000 Credit Line with Guaranteed Approval*!
  • Designed for people with Bad or No Credit.
  • Our Online Store Features Products from All the Major Name Brands You Love and Trust!
  • 0% Interest for Members!
Damaged credit to Fair credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0.00%
See website for Details*
CARD DETAILS:
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Any Credit Welcome
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
0%
See Terms
CARD DETAILS:
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!


Not Sure Which Card to Choose? Ask Our Experts!
Leo Zhu
Leo Zhu, CreditLand Consultant on Credit Card Questions

Understanding 0% APR on Purchases

Today we see a lot of offers with introductory promotional periods on balance transfers and on purchases. So what is it, a zero intro APR on purchases?

The credit card issuers offer you a certain period of time during which you won't be charged any interest on all your purchases you make with the credit card. This period usually lasts from 6 to 12 months, but some issuers may offer up to 18 months.

You should manage to pay the balance off by the end of the introductory period. If you fail to do it, the issuer will start charging the interest and it will apply to full price of the purchase retroactively.

Also, do not forget to make the due minimum payments every month otherwise your introductory rate will be cancelled and a penalty interest rate will apply. The issuer can charge a penalty fee as well in addition to the increased APR.

So make some calculations before you make the purchase to be sure you will pay it off during the offered 0% interest introductory period.

See also Credit Cards for:

Excellent Credit
750-850
Credit Score
Good Credit
700-749
Credit Score
Fair Credit
640-699
Credit Score
Bad Credit
350-639
Credit Score

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