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Credit Cards with 0% APR on Purchases for Limited Credit

It is not a secret that most people apply for a credit card to boost their shopping power and to get some credit improvement at the same time. Today people with less than perfect credit can find the credit cards with 0% interest introductory period on purchases. That means you won't be charged any interest during the introductory period. Whether your credit is fair, or you have limited credit history, you still can apply for a credit card with 0% APR on purchases

Show more
  • Cards of March 2024
  • Store Cards
  • No Credit Check
  • Instant Response
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Discover it® Student Cash Back - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% Intro APR (6 months)
Intro APR on Balance Transfer
10.99% Intro APR (6 months)
Regular APR
18.24% - 27.24% Variable APR
Annual Fee
$0
Instant Response
No
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • Redeem your rewards for cash at any time.
  • No credit score required to apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
  • Terms and conditions apply.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% Intro APR (6 months)

Ongoing APR on Purchases:
18.24% - 27.24% Variable APR

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Rewards

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Receive a $750 Credit Line*
  • Easy Application with Immediate Results
  • No Credit Check
  • *usable only at theHorizonOutlet.com

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

No Credit Check

Apply for Discover it® Student Chrome - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% Intro APR (6 months)
Intro APR on Balance Transfer
10.99% Intro APR (6 months)
Regular APR
18.24% - 27.24% Variable APR
Annual Fee
$0
Instant Response
No
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • No credit score required to apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
  • Terms and conditions apply.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% Intro APR (6 months)

Ongoing APR on Purchases:
18.24% - 27.24% Variable APR

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Rewards

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

Apply for Next Millennium - Credit-Land.com

Rating 3.8

APPLY NOW

Bad/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
N/A
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

Apply for Vast Platinum - Credit-Land.com

Rating 3.8

APPLY NOW

Any Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly payments.
  • No Credit Checks & No Credit Turndowns.
  • No Application Denied for Poor Credit.
  • Reward Yourself With the Benefits of Credit!
  • Buy Now... Pay Later!

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Apply for Deluxe Signature - Credit-Land.com

Rating 3.8

APPLY NOW

Bad/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
N/A
Instant Response
Yes
  • Get up to $1,000 Credit Line with Guaranteed Approval*!
  • Designed for people with Bad or No Credit.
  • Our Online Store Features Products from All the Major Name Brands You Love and Trust!
  • 0% Interest for Members!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now Pay Later
  • Low monthly payments.
  • 0% Financing on brand name products exclusively at our online store.
  • Rewards Every Month!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Rewards

Get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Instant Response

Guaranteed Approval

Apply for Net First Platinum - Credit-Land.com

Rating 3.7

APPLY NOW

Damaged credit to Fair credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Annual Fee
See website for Details*
Instant Response
Yes
  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
  • *See Card for Details

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

No Credit Check

Apply for Unique Platinum - Credit-Land.com

Rating 3.7

APPLY NOW

Any Credit Welcome

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See Terms
Instant Response
Yes
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
  • *See terms and conditions

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Receive a $750 Credit Line*
  • Easy Application with Immediate Results
  • No Credit Check
  • *usable only at theHorizonOutlet.com

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

No Credit Check

Apply for Next Millennium - Credit-Land.com

Rating 3.8

APPLY NOW

Bad/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
N/A
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

Apply for Deluxe Signature - Credit-Land.com

Rating 3.8

APPLY NOW

Bad/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
N/A
Instant Response
Yes
  • Get up to $1,000 Credit Line with Guaranteed Approval*!
  • Designed for people with Bad or No Credit.
  • Our Online Store Features Products from All the Major Name Brands You Love and Trust!
  • 0% Interest for Members!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now Pay Later
  • Low monthly payments.
  • 0% Financing on brand name products exclusively at our online store.
  • Rewards Every Month!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Rewards

Get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Instant Response

Guaranteed Approval

Apply for Net First Platinum - Credit-Land.com

Rating 3.7

APPLY NOW

Damaged credit to Fair credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Annual Fee
See website for Details*
Instant Response
Yes
  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
  • *See Card for Details

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

No Credit Check

Apply for Vast Platinum - Credit-Land.com

Rating 3.8

APPLY NOW

Any Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly payments.
  • No Credit Checks & No Credit Turndowns.
  • No Application Denied for Poor Credit.
  • Reward Yourself With the Benefits of Credit!
  • Buy Now... Pay Later!

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Apply for Unique Platinum - Credit-Land.com

Rating 3.7

APPLY NOW

Any Credit Welcome

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See Terms
Instant Response
Yes
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
  • *See terms and conditions

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Vast Platinum - Credit-Land.com

Rating 3.8

APPLY NOW

Any Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly payments.
  • No Credit Checks & No Credit Turndowns.
  • No Application Denied for Poor Credit.
  • Reward Yourself With the Benefits of Credit!
  • Buy Now... Pay Later!

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now Pay Later
  • Low monthly payments.
  • 0% Financing on brand name products exclusively at our online store.
  • Rewards Every Month!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Rewards

Get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Instant Response

Guaranteed Approval

Apply for Next Millennium - Credit-Land.com

Rating 3.8

APPLY NOW

Bad/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
N/A
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Receive a $750 Credit Line*
  • Easy Application with Immediate Results
  • No Credit Check
  • *usable only at theHorizonOutlet.com

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

No Credit Check

Apply for Unique Platinum - Credit-Land.com

Rating 3.7

APPLY NOW

Any Credit Welcome

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See Terms
Instant Response
Yes
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
  • *See terms and conditions

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Receive a $750 Credit Line*
  • Easy Application with Immediate Results
  • No Credit Check
  • *usable only at theHorizonOutlet.com

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

No Credit Check

Apply for Unique Platinum - Credit-Land.com

Rating 3.7

APPLY NOW

Any Credit Welcome

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See Terms
Instant Response
Yes
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
  • *See terms and conditions

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Apply for Deluxe Signature - Credit-Land.com

Rating 3.8

APPLY NOW

Bad/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
N/A
Instant Response
Yes
  • Get up to $1,000 Credit Line with Guaranteed Approval*!
  • Designed for people with Bad or No Credit.
  • Our Online Store Features Products from All the Major Name Brands You Love and Trust!
  • 0% Interest for Members!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

Apply for Net First Platinum - Credit-Land.com

Rating 3.7

APPLY NOW

Damaged credit to Fair credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Annual Fee
See website for Details*
Instant Response
Yes
  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
  • *See Card for Details

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

No Credit Check

Apply for Next Millennium - Credit-Land.com

Rating 3.8

APPLY NOW

Bad/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
N/A
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

Apply for Vast Platinum - Credit-Land.com

Rating 3.8

APPLY NOW

Any Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly payments.
  • No Credit Checks & No Credit Turndowns.
  • No Application Denied for Poor Credit.
  • Reward Yourself With the Benefits of Credit!
  • Buy Now... Pay Later!

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Annual Fee
See terms
Instant Response
Yes
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now Pay Later
  • Low monthly payments.
  • 0% Financing on brand name products exclusively at our online store.
  • Rewards Every Month!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Rewards

Get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Instant Response

Guaranteed Approval

understanding 0% APR
ON PURCHASES

Today we see a lot of offers with introductory promotional periods on balance transfers and on purchases. 0% APR credit cards are good when you are planning to make a big purchase and a can be a good starting point. So what is it, a zero intro APR on purchases?

The credit card issuers offer you a certain period of time during which you won't be charged any interest on all your purchases you make with the credit card. This period usually lasts from 6 to 12 months, but some issuers may offer up to 18 months.

You should manage to pay the balance off by the end of the introductory period. If you fail to do it, the issuer will start charging the interest and it will apply to full price of the purchase retroactively.

Also, do not forget to make the due minimum payments every month otherwise your introductory rate will be cancelled and a penalty interest rate will apply. The issuer can charge a penalty fee as well in addition to the increased APR.

So make some calculations before you make the purchase to be sure you will pay it off during the offered 0% interest introductory period.

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questionsABOUT CREDIT CARDS
FOR LIMITED/NO CREDIT

Can I get a credit card with no credit and no bank account? If so, can you tell me where I can get one?

Yes, you can. It is easier to get a credit card if you have a bank account though. You can consider credit cards for limited/no credit history if do have not had a card or loan before. You should request your credit...

Read more
What credit cards can people with no credit history apply for?

All major credit card companies run a credit check before approving a credit card application. This makes it difficult for people with no credit history to apply for credit cards like Visa or Master cards. However,...

Read more
What Credit Cards Are Good Ideas For Someone With No Credit?

Every single person may not have access to credit cards at all times. A lot of people may also opt out of having a credit card for many years in order to avoid debts and problems additionally. If you wish to have a good...

Read more
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comments ABOUT 0% PURCHASE APR OFFERS
FOR LIMITED CREDIT🜂

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