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November 2025: Best Metal Credit Cards from Our Partners
Recently more banks started to offer metal credit cards made of titanium, stainless steel, alloys, or other metals that weigh 10-27 grams per card. People like the sleek design and luxury feel of metal cards. For now, most metal cards are travel credit cards, so if you are looking for the best metal credit card for you, check out travel card offers first. Here we gathered metal bank cards you can actually apply online.
Metal Credit Card with Travel Benefits
BEST OF November 2025◊
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Heaviest Metal Credit Cards in 2025
One of the heaviest credit cards out there is probably the J.P. Morgan Reserve Card - it weighs 27 grams. But this card is an invitation-only and you can't apply for it directly. The heaviest credit cards you can actually apply for are Citi cards, and some other cards. Below you will find Visa metal cards and metal Mastercard cards.
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Concierge®
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$100 Annual Dining Credit: Get up to $100 in annual statement credits when you use your Luxury Card at qualifying restaurants.
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$200 Annual Dining Credit: Get up to $200 in annual statement credits when you use your Luxury Card at qualifying restaurants.
$200 Ship&Play Credit: Send your belongings ahead of time with Ship&Play and receive up to $200 in credits annually.
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questionsABOUT
CREDIT CARDS
Do steel credit cards offer better rewards, interest rates and larger credit limits?
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Elite credit cards are loaded with perks and allow earning rewards. If you use all the benefits the card offers, they can be good value for money. It will be much cheaper to pay the card's annual fee (with can be pretty...
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getting to know METAL
CREDIT CARDS
Until recently, you could only order a custom metal card from a third-party company that converts plastic cards into metal ones. But it isn't secure. Today many major banks issue their own metal credit cards.
01. How to get a metal credit card
Most metal credit cards require good or excellent credit for approval. The most elite and prestigious credit cards are usually metal credit cards too, plus some of them are even invite-only credit cards. So make sure you have at least good credit before you start looking for a metal credit card.
It's much easier to find a metal credit card if you are an avid traveler, as most metal credit cards are travel rewards credit cards. If the card you like is not advertised as a metal card, check out with the issuer if they offer a metal version. Also, if you see a metal version of your plastic card, you can contact the issuer to see if they can replace your card with a metal one.
02. Why would you want a metal credit card?
Metal credit cards were created with one main purpose - to make you look and feel cool. Metal credit cards are a status symbol. And that's not a surprise. Many people enjoy how others gaze in awe when they pay with their metal card.
There are other advantages of metal cards too. They are more durable. You won't break or scuff your metal card to the point it no longer works. And it will definitely survive the washing machine.
03. How to destroy a metal credit card
You won't be able to simply take a pair of scissors and cut a metal credit card into pieces as you could do with a plastic card. If you decide that you no longer need your metal credit card or you need to replace it, you will need to contact the issuer directly and ask for directions. For example, you may be sent a prepaid envelope to return your metal card so the issuer could destroy it. If you try to destroy your metal card on your own, note that you may not be able to completely destroy the information stored in the chip, magnetic stripe, and on the card itself. So consider sending the card to your bank.
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CREDIT CARDS🜂
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◊The Credit-Land.com team selects the best credit cards based on their overall value, balancing costs and benefits, as well as how well they suit the specific needs and habits of different customers. The factors we weigh include card rewards, promotional and ongoing APR rates, annual and other associated fees, bonus offers and additional perks depending on the card type. Our comparison does not include all credit card companies, or all available credit card offers. Our experts have reviewed and rated only the options available from our partners.