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January 2025: Best Metal Credit Cards from Our Partners
Recently more banks started to offer metal credit cards made of titanium, stainless steel, alloys, or other metals that weigh 10-27 grams per card. People like the sleek design and luxury feel of metal cards. For now, most metal cards are travel credit cards, so if you are looking for the best metal credit card for you, check out travel card offers first. Here we gathered metal bank cards you can actually apply online.
Metal Credit Card with Travel Benefits
BEST OF January 2025
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Heaviest Metal Credit Cards in 2025
One of the heaviest credit cards out there is probably the J.P. Morgan Reserve Card - it weighs 27 grams. But this card is an invitation-only and you can't apply for it directly. The heaviest credit cards you can actually apply for are Citi cards, and some other cards. Below you will find Visa metal cards and metal Mastercard cards.
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questionsABOUT
CREDIT CARDS
Do steel credit cards offer better rewards, interest rates and larger credit limits?
Steel or metal credit cards are not different from plastic credit cards, except that they are made of metal, not plastic. Say you have a plastic card and the issuer offers a metal version of your card. So if you switch...
Read moreWhat are the advantages of elite credit cards?
Elite credit cards are loaded with perks and allow earning rewards. If you use all the benefits the card offers, they can be good value for money. It will be much cheaper to pay the card's annual fee (with can be pretty...
Read moreHow premium credit cards are different from standard credit cards?
Premium credit cards work in a similar way to standard credit cards - you have a line of credit that you can use to make purchases and make monthly payments on your credit card. Interest rates do not usually differ...
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getting to know METAL
CREDIT CARDS
Until recently, you could only order a custom metal card from a third-party company that converts plastic cards into metal ones. But it isn't secure. Today many major banks issue their own metal credit cards.
01. How to get a metal credit card
Most metal credit cards require good or excellent credit for approval. The most elite and prestigious credit cards are usually metal credit cards too, plus some of them are even invite-only credit cards. So make sure you have at least good credit before you start looking for a metal credit card.
It's much easier to find a metal credit card if you are an avid traveler, as most metal credit cards are travel rewards credit cards. If the card you like is not advertised as a metal card, check out with the issuer if they offer a metal version. Also, if you see a metal version of your plastic card, you can contact the issuer to see if they can replace your card with a metal one.
02. Why would you want a metal credit card?
Metal credit cards were created with one main purpose - to make you look and feel cool. Metal credit cards are a status symbol. And that's not a surprise. Many people enjoy how others gaze in awe when they pay with their metal card.
There are other advantages of metal cards too. They are more durable. You won't break or scuff your metal card to the point it no longer works. And it will definitely survive the washing machine.
03. How to destroy a metal credit card
You won't be able to simply take a pair of scissors and cut a metal credit card into pieces as you could do with a plastic card. If you decide that you no longer need your metal credit card or you need to replace it, you will need to contact the issuer directly and ask for directions. For example, you may be sent a prepaid envelope to return your metal card so the issuer could destroy it. If you try to destroy your metal card on your own, note that you may not be able to completely destroy the information stored in the chip, magnetic stripe, and on the card itself. So consider sending the card to your bank.
questionsABOUT METAL
CREDIT CARDS🜂
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