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December 2022: Best Metal Credit Cards from Our Partners

Recently more banks started to offer metal credit cards made of titanium, stainless steel, alloys, or other metals that weigh 10-27 grams per card. People like the sleek design and luxury feel of metal cards. For now, most metal cards are travel credit cards, so if you are looking for the best metal credit card for you, check out travel card offers first. Here we gathered metal bank cards you can actually apply online.

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Apply for Capital One Venture Rewards Credit Card - Credit-Land.com APPLY

on Capital One's secure website

Excellent, Good Credit

Metal Credit Card with Travel Benefits

Best of December 2022

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

75,000 Miles

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Earn unlimited 2X miles on every purchase, every day

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Redemption Options

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel. Transfer your miles to your choice of 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earn

Foreign Transaction Fee: None

Heaviest Metal Credit Cards in 2022

One of the heaviest credit cards out there is probably the J.P. Morgan Reserve Card - it weighs 27 grams. But this card is an invitation-only and you can't apply for it directly. The heaviest credit cards you can actually apply for are Luxury Cards, Citi cards, and some other cards. Below you will find Visa metal cards and metal Mastercard cards.

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our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
Regular APR
17.99%
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Annual Fee
$195 ($95 for each Authorized User added to the account)
  • Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one point for every one dollar you spend. Every purchase gets you closer to the rewards you want.
  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Members-only LUXURY MAGAZINE®.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $195 ($95 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.

our choice

Rewards

Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one point for every one dollar you spend. Every purchase gets you closer to the rewards you want.

2% value for airfare redemptions with no blackout dates or seat restrictions.

1% value for cash back redemptions.

Earn one point for every one dollar spent.

Receive up to $200 in annual airline credits toward flight-related purchases including airline tickets, baggage fees and upgrades.

Redemption Options

2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions.

Points never expire.µ

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.

Ongoing APR on Balance Transfers:
17.99%

Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater.

Foreign Transaction Fee: 0% of each transaction in U.S. dollars.

Apply for Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.2

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.74% - 28.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$450
  • Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases in the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

our choice

50,000 American Airlines AAdvantage® bonus miles

Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases in the first 3 months of account opening

Rewards

Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases

Redemption Options

Use your miles for award travel on American Airlines. Plus, redeem miles for Business and First Class upgrades, car rentals, hotel stays or vacation packagesµ

Miles will not expire if you earn or redeem miles once every 24 monthsµ

Foreign Transaction Fee: 0%

Apply for Capital One Venture Rewards Credit Card - Credit-Land.com

Rating 4.4

APPLY

on Capital One's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
18.99% - 26.99% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$95
  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

our choice

75,000 Miles

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Earn unlimited 2X miles on every purchase, every day

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Redemption Options

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel. Transfer your miles to your choice of 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earn

Foreign Transaction Fee: None

Apply for Luxury Card™ Mastercard® Black Card™ - Credit-Land.com

Rating 4.4

APPLY

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
Regular APR
17.99%
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Annual Fee
$495 ($195 for each Authorized User added to the account)
  • Patented black PVD metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.

our choice

Rewards

Earn one point for every one dollar spent.

Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.

Redemption Options

2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions.

Points Never Expireµ

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.

Ongoing APR on Balance Transfers:
17.99%

Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater.

Foreign Transaction Fee: 0% of each transaction in U.S. dollars.

Apply for Verizon Visa® Card - Credit-Land.com

Rating 4.4

APPLY

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
21.74% - 28.74% (variable, dependent on card type) Rates are accurate as of October 1, 2022
Balance Transfer Fee
$5 or 5%
Annual Fee
$0178
  • $100 Statement Credit offer: Open a Verizon Visa Card account, get a $100 statement credit applied to your credit card bill – just make your first purchase using the card within the first 90 days.
  • Only Verizon Wireless Account Owners and Managers on accounts with up to 12 phone lines max (depending on plan) are eligible to apply for the Verizon Visa® Card.
  • New enrollees to Verizon’s Auto Pay can get up to $10 per month off each eligible account or line up to 12 lines max (depending on plan). New card holders can enroll using their card which is the only credit card approved for the discount.
  • You can earn rewards in the form of Verizon Dollars:
  • 4% on grocery store & gas purchases.
  • 3% on dining purchases, including takeout.
  • 2% on Verizon purchases (including monthly wireless bill).
  • 1% on all other purchases everywhere Visa Credit Cards are accepted.
  • Card holders can use Verizon Dollars at our store - but they don’t have to. They can use them on travel, or to get gift cards from their favorite brands. They can even put them toward their wireless bill.
  • No annual or foreign transaction fees.178
  • To learn more see www.verizon.com/verizonvisacard for details.

our choice

$100 Statement Credit offer

$100 Statement Credit offer: Open a Verizon Visa Card account, get a $100 statement credit applied to your credit card bill – just make your first purchase using the card within the first 90 days.

Rewards

New enrollees to Verizon’s Auto Pay can get up to $10 per month off each eligible account or line up to 12 lines max (depending on plan). New card holders can enroll using their card which is the only credit card approved for the discount.

You can earn rewards in the form of Verizon Dollars:

4% on grocery store & gas purchases.

3% on dining purchases, including takeout.

2% on Verizon purchases (including monthly wireless bill).

1% on all other purchases everywhere Visa Credit Cards are accepted.

Annual Fee: $0178

Foreign Transaction Fee: None178

questionsABOUT
CREDIT CARDS

Do steel credit cards offer better rewards, interest rates and larger credit limits?

Steel or metal credit cards are not different from plastic credit cards, except that they are made of metal, not plastic. Say you have a plastic card and the issuer offers a metal version of your card. So if you switch...

Read more
What are the advantages of elite credit cards?

Elite credit cards are loaded with perks and allow earning rewards. If you use all the benefits the card offers, they can be good value for money. It will be much cheaper to pay the card's annual fee (with can be pretty...

Read more
How premium credit cards are different from standard credit cards?

Premium credit cards work in a similar way to standard credit cards - you have a line of credit that you can use to make purchases and make monthly payments on your credit card. Interest rates do not usually differ...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

getting to know METAL
CREDIT CARDS

Until recently, you could only order a custom metal card from a third-party company that converts plastic cards into metal ones. But it isn't secure. Today many major banks issue their own metal credit cards.

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01. How to get a metal credit card

Most metal credit cards require good or excellent credit for approval. The most elite and prestigious credit cards are usually metal credit cards too, plus some of them are even invite-only credit cards. So make sure you have at least good credit before you start looking for a metal credit card.

It's much easier to find a metal credit card if you are an avid traveler, as most metal credit cards are travel rewards credit cards. If the card you like is not advertised as a metal card, check out with the issuer if they offer a metal version. Also, if you see a metal version of your plastic card, you can contact the issuer to see if they can replace your card with a metal one.

02. Why would you want a metal credit card?

Metal credit cards were created with one main purpose - to make you look and feel cool. Metal credit cards are a status symbol. And that's not a surprise. Many people enjoy how others gaze in awe when they pay with their metal card.

There are other advantages of metal cards too. They are more durable. You won't break or scuff your metal card to the point it no longer works. And it will definitely survive the washing machine.

03. How to destroy a metal credit card

You won't be able to simply take a pair of scissors and cut a metal credit card into pieces as you could do with a plastic card. If you decide that you no longer need your metal credit card or you need to replace it, you will need to contact the issuer directly and ask for directions. For example, you may be sent a prepaid envelope to return your metal card so the issuer could destroy it. If you try to destroy your metal card on your own, note that you may not be able to completely destroy the information stored in the chip, magnetic stripe, and on the card itself. So consider sending the card to your bank.

questionsABOUT METAL
CREDIT CARDS🜂

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