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Best Credit Cards with Point Rewards from Our Partners

Charging your purchases to credit cards with point rewards you can get from 1% to 5% of the paid amount back in the form of points, with the percentage depending on the credit card and the type of a purchase. You can earn points at gas stations, grocery stores, merchandise - all places you regularly shop at. What is more, points are easily redeemed for almost anything you want, and you can even get cash back directly deposited into your account.

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Apply for Citi Premier<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good Credit

Special Credit Card Offer in March 2023

MAXIMIZE YOUR REWARDS

Rating 4.4

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

60,000 ThankYou® Points

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Rewards

Earn 3 Points per $1 spent at Restaurants and Supermarkets

Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

Earn 1 Point per $1 spent on all other purchases

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

Foreign Transaction Fee: 0%

Best Credit Cards with Point Rewards

Point rewards are probably the most commonly used type of credit card rewards. They are easy to earn and redeem. Point rewards are usually offered by co-branded credit cards, like airline credit cards, hotel credit cards and department store credit cards. Here you will find the best point rewards credit cards offered by our partners.

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Apply for Discover it® Miles - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
16.74% - 27.74% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
  • Redeem Miles to pay any part of your monthly bill, including your minimum payment.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • 0% intro APR for 15 months on purchases. Then 16.74% to 27.74% Standard Variable Purchase APR will apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Click through to Discover’s website to see terms and conditions.

our choice

Rewards Bonus

UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Rewards

Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Redemption Options

Redeem Miles to pay any part of your monthly bill, including your minimum payment.

Rewards never expire.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
16.74% - 27.74% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Apply for Wells Fargo Autograph℠ Card - Credit-Land.com

Rating 4.7

APPLY NOW

Excellent/Good Credit

our choice

Intro APR on Purchases
0% intro APR for 12 months from account opening
Intro APR on Balance Transfer
N/A
Regular APR
19.74%, 24.74%, or 29.74% variable APR
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%; min: $5
Annual Fee
$0
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
  • $0 annual fee
  • 0% intro APR for 12 months from account opening on purchases. 19.74%, 24.74%, or 29.74% variable APR thereafter
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • Select “Apply Now” to learn more about the product features, terms and conditions.
  • Rates & Fees

our choice

20,000 Points

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value

Rewards

Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases

Redemption Options

Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.

Intro APR on Purchases

Intro APR on Purchases:
0% intro APR for 12 months from account opening

Ongoing APR on Purchases:
19.74%, 24.74%, or 29.74% variable APR

Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
18.24% - 28.24% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee

our choice

20,000 ThankYou® Points

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Rewards

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
18.24% - 28.24% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Apply for First Tech Platinum Rewards Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.5

APPLY NOW

on First Tech's secure website

Excellent/Good/Fair Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular APR
12.49% - 18.00% Variable APR
Balance Transfer Fee
None
Annual Fee
None
  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards

our choice

10,000 Points

Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days

Rewards

Earn 1 point for every $1 spent on everyday purchases

Redemption Options

Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards

Points never expire while account is open and in good standing

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days

Ongoing APR on Balance Transfers:
12.49% - 18.00% Variable APR

Balance Transfer Fee:
None

Apply for My GM Rewards Card™ - Credit-Land.com

Rating 4.6

APPLY NOW

on Goldman Sachs' secure website

Excellent/Good/660+ Credit

our choice

Intro APR on Purchases
0% (12 Months)
Intro APR on Balance Transfer
N/A
Regular APR
19.49% to 29.49% variable purchase APR based on creditworthiness. Rates as of 3/1/2023
Balance Transfer Fee
N/A
Annual Fee
None
  • Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
  • Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
  • Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
  • Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
  • Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
  • 0% intro APR on purchases for the first 12 months, then a variable APR of 19.49% to 29.49%
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
  • Terms Apply. Subject to credit approval

our choice

15,000 points

Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM

Rewards

Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open

Redemption Options

Redeem your unlimited points toward an eligible, new GM vehicle purchase or lease, paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®

Rewards don’t expire on active accounts that are in good standing.

0% Intro APR on Purchases

Intro APR on Purchases:
0% (12 Months)

Ongoing APR on Purchases:
19.49% to 29.49% variable purchase APR based on creditworthiness. Rates as of 3/1/2023

Apply for First Tech Choice Rewards World Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.5

APPLY NOW

on First Tech's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular APR
12.75% - 18.00% Variable APR
Balance Transfer Fee
None
Annual Fee
None
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expire

our choice

20,000 Points

Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days

Rewards

Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases

Redemption Options

Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash.

Your points never expire

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days

Ongoing APR on Balance Transfers:
12.75% - 18.00% Variable APR

Balance Transfer Fee:
None

Apply for Citi Premier<sup>®</sup> Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.74% - 28.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$95
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

60,000 ThankYou® Points

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Rewards

Earn 3 Points per $1 spent at Restaurants and Supermarkets

Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

Earn 1 Point per $1 spent on all other purchases

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

Foreign Transaction Fee: 0%

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (12 months on balance transfers made in the first 90 days after account opening)
Regular APR
17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$95
  • Earn more everywhere you go!
  • 50,000 Bonus Points when you spend $3000 in the first 90 days
  • Up to $799 total Travel value
  • 4X Points on all Travel categories for PenFed Honors Advantage Members
  • 3X Points on all Travel categories
  • 1.5X Points on all other purchases
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $95 (waived for existing PenFed Honors Advantage Members)
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

50,000 Points

50,000 Bonus Points when you spend $3000 in the first 90 days

Travel Benefits

$100 Global Entry or $85 TSA Pre-check statement creditµ

Complimentary Priority Pass Airport Lounge Annual Membershipµ

Rewards

4X Points on all Travel categories for PenFed Honors Advantage Members

3X Points on all Travel categories

1.5X Points on all other purchases

Redemption Options

Redeem your Platinum Reward Points for travel, gift cards or shop with reward points.µ

Points will expire 5 years after being awarded on a first-earned, first-spent basis unless you close your Account before then.µ

Apply for Upgrade Bitcoin Rewards Visa - Credit-Land.com

Rating 4.3

APPLY NOW

Excellent, Good, Fair, Average Credit
This offer is not available in HI, IA, NH, WV, WI, DC.

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
14.99% - 29.99%
Balance Transfer Fee
N/A
Annual Fee
$0
  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**
  • Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
  • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
  • No annual fees, no foreign transactions fees
  • Get pre-approved in seconds with no impact to your credit score
  • Pay with your phone or device by using Apple Pay™ or Google Pay™
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

our choice

Rewards Bonus

$200 bonus after opening a Rewards Checking account and making 3 debit card transactions**

Rewards

Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases

The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin

Redemption Options

Automatically converted to Bitcoin

Annual Fee: $0

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% Introductory APR for 12 months on balance transfers made in the first 90 days after account opening. Read more
Regular APR
17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$0
  • Get Rewarded on Everyday Purchases
  • 5x Points on gas paid at the pump and EV charging stations
  • 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
  • 1x Points on all other purchases
  • 15,000 Bonus Points when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

15,000 Points

15,000 Bonus Points when you spend $1,500 in first 90 days

Rewards

5x Points on gas paid at the pump and EV charging stations

3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services

1x Points on all other purchases

Redemption Options

Redeem your Platinum Reward Points for travel, gift cards or shop with reward points.µ

Unlimited points, no rotating categories, no minimums, and no expiration on points.µ

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% Introductory APR for 12 months on balance transfers made in the first 90 days after account opening. Read more

Ongoing APR on Balance Transfers:
17.99% on balance transfers

Balance Transfer Fee:
3% fee applies to each transfer

Apply for Capital One Quicksilver Cash Rewards for Good Credit - Credit-Land.com

Rating 4.4

APPLY NOW

on Capital One's secure website

Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
29.99% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • $0 Fraud Liability if your card is ever lost or stolen

our choice

Rewards

Earn unlimited 1.5% cash back on every purchase, every day

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply

Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

Redemption Options

Redeem your cash back for any amount, anytime.µ

Cash back won't expire for the life of the accountµ

Annual Fee: $0

Foreign Transaction Fee: None

Apply for Capital One SavorOne Cash Rewards for Good Credit - Credit-Land.com

Rating 4.4

APPLY NOW

on Capital One's secure website

Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
29.99% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You're covered by $0 Fraud Liability if your card is ever lost or stolen

our choice

Rewards

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases

Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024

Earn 8% cash back on Capital One Entertainment purchases

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply

Redemption Options

Redeem your cash back for any amount, anytime.µ

Cash back won't expire for the life of the accountµ

Annual Fee: $0

Foreign Transaction Fee: None

Apply for Capital One SavorOne Student Cash Rewards Credit Card - Credit-Land.com

Rating 4.7

APPLY NOW

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.74% - 29.74% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

our choice

$50 Cash Back

Early Spend Bonus: Earn $50 when you spend $100 in the first three months

Rewards

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases

Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024

Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card

Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal

Redemption Options

Redeem your cash back for any amount, anytime.µ

Cash back won't expire for the life of the accountµ

Annual Fee: $0

Apply for Capital One Quicksilver Student Cash Rewards Credit Card - Credit-Land.com

Rating 4.3

APPLY NOW

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.74% - 29.74% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

our choice

$50 Cash Back

Early Spend Bonus: Earn $50 when you spend $100 in the first three months

Rewards

Earn unlimited 1.5% cash back on every purchase, every day

Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024

Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card

Redemption Options

Redeem your cash back for any amount, anytime.µ

Cash back won't expire for the life of the accountµ

Annual Fee: $0

SHOW MORE CARDS
Apply for Platinum Rewards Visa Signature® Card - Credit-Land.com

Rating 5.0

APPLY NOW

GOOD REWARDS OFFER
TO GET IN March 2023

  • 5x Points on gas paid at the pump and EV charging stations
  • 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
  • 1x Points on all other purchases
See more details

questionsABOUT
REWARDS CREDIT CARDS

I love shopping, but I think I could be getting more out of it if I had a credit card that gave me rewards for all my retail therapy sessions. I just don't know which one to get. Can you help me figure out what card is right for me?

If you're a shopper, there's nothing better than having a credit card that gives you cash back or points for every purchase you make. Next time you're at the Overstock store, or Bed Bath and Beyond, or Macy's - wherever...

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How to redeem credit card reward points?

Figuring out how you can use the credit card points you've earned so you're not wasting them can be confusing. Points can be converted into cash, transferred to loyalty programs, used to buy airline tickets, hotel...

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What is a rewards card?

Broadly speaking, a rewards card is a card that gives incentives (points, miles or cash back) for the amount of money you spend with the card. Rewards cards can be co-branded or they can be general use cards issued by a...

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what are POINT
REWARDS

Many people believe that cash is king, but that is not always true with so many rewards programs available these days. There are a lot of credit cards that offer point rewards. Point rewards are often hard to comprehend, but when you manage to do it, you may find them more rewarding in comparison with other rewards programs.

Point rewards are what credit card companies use to keep track of how much you've earned in rewards. One dollar usually earns one point, but some credit cards allow to earn more than one point in specific shopping categories. Each point is usually worth one penny but it can change when you redeem your points. Often one point is worth more than a penny but depending on the redemption option it may even be less than one cent. Travel credit cards may offer points or miles, where miles are basically the same points but named differently.

If you want to earn more points or short of points needed to book an award ticket, you can use special portals to earn more points or buy points you need. These portals can also be used to redeem earned points at better value.

Point rewards can be redeemed for anything but some credit card issuers offer just several redemption options. Common redemption option are gift cards, travel, shopping, merchandise, statement credits and cash back. The highest point value is given in travel purchases, statement credit or gift cards. The point value usually depends on the type of the card. Thus, if it is a travel credit cards, travel redemptions will have the highest value.

Another good feature of points is that you can transfer them. Some issuers allow points transfers to another rewards programs or allow to convert them into miles. Cardholders are usually allowed to transfer points at 1:1 ratio, but sometimes you may be offered better or worse options. Another thing to know about points transfer is that you can be charged a fee for the transaction.

Basically, points rewards are universal rewards and can replace miles rewards and cash back rewards. If you can manage point rewards, you can manage any rewards program.

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