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Best Credit Cards with Spend Bonus from Our Partners

A sign-up bonus is something we want to get with our new credit card, especially if it is a travel credit card. Today applying for a credit card without a one-time offer is a waste of time. Oftentimes we actually apply for a credit card only to grab that limited time offer, which is so generous that can't be resisted. When you chase bonuses, you should be very attentive and keep track of the new credit card offers. Most lucrative offers don't last long and there always is a condition you should meet in order to qualify for that offer.

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Apply for Citi Premier<sup>®</sup> Card - Credit-Land.com APPLY

on Citi's secure website

Excellent, Good Credit

Bonus Credit Card Offer of May 2022

Unlimited Point Rewards

Rating 4.4

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

60,000 ThankYou® Points

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Rewards

Earn 3 Points per $1 spent at Restaurants and Supermarkets

Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

Earn 1 Point per $1 spent on all other purchases

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

Foreign Transaction Fee: 0%

Spring 2022: Credit Cards with Welcome Offers

Getting a travel credit card with a sign-up bonus is a no-brainer. Bonus offers on travel cards can be enough for a round-trip domestic airline ticket, and if you plan your travel far in advance, you may have enough time to earn rewards for a trip to Europe. Plus, the majority of travel cards have no foreign transaction fees, so you can use such a card abroad without being slapped with hefty fees for transactions in a foreign currency.

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Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
14.24% - 24.24% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.24% - 24.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.24% - 24.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

our choice

20,000 ThankYou® Points

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Rewards

For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
14.24% - 24.24% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Apply for Discover it® Cash Back - Credit-Land.com

Rating 5.0

APPLY

on Discover's secure website

Excellent/Good/Average Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
12.24% - 23.24% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • NEW Intro APR: Get a 0% intro APR‡ for 15 months on purchases. Then 12.24% to 23.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Rewards

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.

Redeem cash back in any amount, any time. Rewards never expire.

Redemption Options

Redeem cash back any amount, any time.µ

Rewards never expireµ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
12.24% - 23.24% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Apply for Discover it® Miles - Credit-Land.com

Rating 5.0

APPLY

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
12.24% - 23.24% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
  • Redeem Miles to pay any part of your monthly bill, including your minimum payment.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • New Intro APR: 0% intro APR† for 15 months on purchases. Then 12.24% to 23.24% Standard Variable Purchase APR will apply.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Discover Match® details & other information.

our choice

Rewards Bonus

UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Rewards

Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Redemption Options

Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.

Rewards never expireµ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
12.24% - 23.24% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Apply for Capital One VentureOne Rewards Credit Card - Credit-Land.com

Rating 5.0

APPLY

on Capital One's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% intro on purchases (for 15 months)
Intro APR on Balance Transfer
0% intro on balance transfers (for 15 months)
Regular APR
15.24% - 25.24% (Variable)
Balance Transfer Fee
3%
Annual Fee
$0
  • Click "APPLY ONLINE" to apply now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 15.24% - 25.24% variable APR after that

our choice

20,000 Miles

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Rewards

Earn unlimited 1.25X miles on every purchase, every day

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Redemption Options

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel. Transfer your miles to your choice of 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earn

0% Intro APR on Purchases

Intro APR on Purchases:
0% intro on purchases (for 15 months)

Ongoing APR on Purchases:
15.24% - 25.24% (Variable)

Apply for Wells Fargo Active Cash<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY

Excellent/Good Credit

our choice

Intro APR on Purchases
0% intro APR for 15 months from account opening
Intro APR on Balance Transfer
0% intro APR for 15 months from account opening on qualifying balance transfers
Regular APR
15.74%, 20.74%, or 25.74% Variable APR
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%; min: $5
Annual Fee
$0
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 15.74%, 20.74%, or 25.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • Rates & Fees

our choice

$200 Cash Rewards

Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

Rewards

Earn unlimited 2% cash rewards on purchases

Redemption Options

Redeem rewards for purchases, credits to your account, gift cards and more.

Cash rewards don't expire as long as your account remains open

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% intro APR for 15 months from account opening

Intro APR on Balance Transfers:
0% intro APR for 15 months from account opening on qualifying balance transfers

Ongoing APR:
15.74%, 20.74%, or 25.74% Variable APR

Balance Transfer Fee:
3% for 120 days from account opening, then up to 5%; min: $5

Apply for Citi Custom Cash<sup>&#x2120;</sup> Card - Credit-Land.com

Rating 5.0

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
14.74% - 24.74% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.

our choice

$200 Cash Back

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

Redemption Options

Redeem points for cash back as a direct deposit, a statement credit or check. Or explore other ways to redeem points at thankyou.com.µ

Your rewards will never expire as long as your account remains open.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
14.74% - 24.74% (Variable)

Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Apply for Hotels.com<sup>®</sup> Rewards Visa<sup>®</sup> Credit Card - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
15.74% - 23.74% Variable APR
Balance Transfer Fee
up to 5%; min: $5
Annual Fee
$0
  • Get 2 reward nights worth $250 total (max $125 per night)*, when you spend $1,000 on purchases in the first 3 months. *Excludes taxes and fees. If a night costs less than $125, you won’t get the difference.
  • Collect 1 stamp each time you spend $500 on purchases with your card and collect 1 stamp for every night you stay at any eligible property booked on Hotels.com. When you collect 10 stamps, you'll get 1 reward night to redeem on future bookings through Hotels.com.
  • Choose from over 500,000 properties in 200+ countries around the world.
  • $0 Annual Fee.
  • Enjoy Silver membership exclusives such as free breakfast, airport transfers, free WiFi, and more at selected properties for as long as your card is open.
  • Pay your monthly cell phone bill with your card and get up to $600 protection against damage or theft (subject to a $25 deductible).
  • No foreign currency conversion fee.
  • Offers reimbursement for non-refundable passenger fare if your trip is interrupted or cancelled for a covered reason, when your passenger fare is booked with your card.
  • Rates & Fees

our choice

Rewards Bonus

Get 2 reward nights worth $250 total (max $125 per night)*, when you spend $1,000 on purchases in the first 3 months. *Excludes taxes and fees. If a night costs less than $125, you won’t get the difference.

Rewards

Collect 1 stamp each time you spend $500 on purchases with your card and collect 1 stamp for every night you stay at any eligible property booked on Hotels.com. When you collect 10 stamps, you'll get 1 reward night to redeem on future bookings through Hotels.com.

Annual Fee: $0

Foreign Transaction Fee: None

Apply for Capital One Venture X Rewards Credit Card - Credit-Land.com

Rating 4.4

APPLY

on Capital One's secure website

Excellent Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
17.24% - 24.24% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$395
  • Click "APPLY ONLINE" to apply now
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

our choice

75,000 Miles

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Rewards

Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options

Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel

Earn unlimited 2X miles on all other purchases

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Redemption Options

Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earnµ

Foreign Transaction Fee: None

Apply for Citi Premier<sup>®</sup> Card - Credit-Land.com

Rating 4.4

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
16.74% - 24.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$95
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

60,000 ThankYou® Points

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Rewards

Earn 3 Points per $1 spent at Restaurants and Supermarkets

Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

Earn 1 Point per $1 spent on all other purchases

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

Foreign Transaction Fee: 0%

Apply for CitiBusiness<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.4

APPLY

on Citi's secure website

Excellent Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
16.74% - 25.74% (Variable)
Balance Transfer Fee
N/A
Annual Fee
$99, waived for first 12 months
  • Designed for businesses
  • Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
  • No Foreign Transaction Fees

our choice

65,000 AAdvantage® miles

Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Rewards

Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations

Earn 1 AAdvantage® mile per $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible mile earned from purchases

Redemption Options

Use your miles for award travel on American Airlines. Plus, redeem miles for Business and First Class upgrades, car rentals, hotel stays or vacation packagesµ

Miles will not expire if you earn or redeem miles once every 24 monthsµ

Foreign Transaction Fee: 0%

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% promotional balance transfer rate for 12 Months
Regular APR
15.99% to 17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$95
  • Earn more everywhere you go!
  • 50,000ƚ when you spend $3000 in the first 90 days
  • Up to $799^ total Travel value
  • 4X Points** on all Travel categories for PenFed Honors Advantage Membersƚƚ
  • 3X Points** on all Travel categories
  • 1.5X Points** on all other purchases
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $95 (waived for existing PenFed Honors Advantage Membersƚƚ)***
  • Purchase Variable APR*: 15.99% to 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

50,000 Points

50,000ƚ when you spend $3000 in the first 90 days

Rewards

4X Points** on all Travel categories for PenFed Honors Advantage Membersƚƚ

3X Points** on all Travel categories

1.5X Points** on all other purchases

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% promotional balance transfer rate for 12 Months

Ongoing APR on Balance Transfers:
17.99%

Balance Transfer Fee:
3% fee applies to each transfer

Foreign Transaction Fee: None

Apply for Aspiration Zero Credit Card - Credit-Land.com

Rating 4.1

APPLY

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
11.65% to 21.45%
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Annual Fee
$60
  • $300 cash back after the $3,000 min spend in the first 3 months of account opening1
  • 0.5% cash back on all purchases
  • 1% cash back on all purchases every month carbon zero is reached
  • Reward can be redeemed as cash or trees. Go carbon-neutral every month you plant 60 trees
  • A climate-change fighting tree planted with every swipe.
  • See terms & conditions

our choice

$300 Cash Back

$300 cash back after the $3,000 min spend in the first 3 months of account opening1

Rewards

0.5% cash back on all purchases

1% cash back on all purchases every month carbon zero is reached

Redemption Options

Reward can be redeemed as cash or trees. Go carbon-neutral every month you plant 60 trees

Rewards never expire

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Platinum Rewards Visa Signature® Card - Credit-Land.com

Rating 5.0

APPLY

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% promotional balance transfer rate for 12 Months
Regular APR
14.49% to 17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$0
  • Get Rewarded on Everyday Purchases
  • 5x Points** on gas paid at the pump and EV charging stations
  • 3x Points** at the supermarket (including most Target and Walmart locationsƚ), restaurants, and TV, radio, cable, streaming services
  • 1x Points** on all other purchases
  • 15,000 when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR*: 14.49% to 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

15,000 Points

15,000 when you spend $1,500 in first 90 days

Rewards

5x Points** on gas paid at the pump and EV charging stations

3x Points** at the supermarket (including most Target and Walmart locationsƚ), restaurants, and TV, radio, cable, streaming services

1x Points** on all other purchases

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% promotional balance transfer rate for 12 Months

Ongoing APR on Balance Transfers:
17.99%

Balance Transfer Fee:
3% fee applies to each transfer

Annual Fee: $0

Apply for BlockFi - Credit-Land.com

Rating 4.4

APPLY

Excellent/Good Credit
This offer is not available in Kentucky, New York, U.S. Territories.

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
N/A
Balance Transfer Fee
N/A
Annual Fee
$0
  • The World’s First Crypto Rewards Credit Card
  • Know if you’re approved without affecting your credit score
  • There are no fees to use the card. No annual fee. No foreign transaction fees.
  • Earn 3.5% back in crypto on all purchases in your first 3 months up to $100 in crypto, and 1.5% forever after
  • Earn 2% back in crypto on every dollar over $50,000 of annual spend

our choice

Rewards Bonus

Earn 3.5% back in crypto on all purchases in your first 3 months up to $100 in crypto

Rewards

Earn 2% back in crypto on every dollar over $50,000 of annual spend

Redemption Options

Automatically converted to Bitcoin

Rewards never expire

Annual Fee: $0

Apply for Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.1

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
16.74% - 25.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$450
  • Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
  • The standard variable APR for Citi Flex Plan is 16.74% - 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

our choice

50,000 American Airlines AAdvantage® bonus miles

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening

Rewards

Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible mile earned from purchases

Redemption Options

Use your miles for award travel on American Airlines. Plus, redeem miles for Business and First Class upgrades, car rentals, hotel stays or vacation packagesµ

Miles will not expire if you earn or redeem miles once every 24 monthsµ

Foreign Transaction Fee: 0%

Apply for Power Cash Rewards Visa Signature® Card - Credit-Land.com

Rating 4.7

APPLY

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% promotional balance transfer rate for 12 Months
Regular APR
15.99% to 17.99% Variable
Balance Transfer Fee
3% fee applies to each transfer
Annual Fee
$0
  • Earn Cash Back for Everyday Purchases
  • No Caps. No Limits. No Gimmicks.
  • 2% Cash Back** on all purchases for PenFed Honors Advantage Membersƚƚ
  • 1.5% Cash Back** on all purchases made with your card
  • $100 Bonus Offer Statement Creditƚ When you spend $1,500 in the first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR*: 15.99% to 17.99%
  • Refer to PenFed.org for Terms/Conditions

our choice

$100 Cash Back

$100 Bonus Offer Statement Creditƚ When you spend $1,500 in the first 90 days

Rewards

Earn Cash Back for Everyday Purchases

2% Cash Back** on all purchases for PenFed Honors Advantage Membersƚƚ

1.5% Cash Back** on all purchases made with your card

Redemption Options

Redeem your rewards for statement credit, deposit them into PenFed account or transfer to another financial institution

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% promotional balance transfer rate for 12 Months

Ongoing APR on Balance Transfers:
17.99%

Balance Transfer Fee:
3% fee applies to each transfer

Apply for American Airlines AAdvantage MileUp<sup>&#x2120;</sup> Card - Credit-Land.com

Rating 4.2

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
16.74% - 25.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 16.74% - 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

our choice

10,000 American Airlines AAdvantage® bonus miles

Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening

Rewards

Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services

Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

Earn 1 AAdvantage® mile for every $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible mile earned from purchases

Redemption Options

Use your miles for award travel on American Airlines. Plus, redeem miles for Business and First Class upgrades, car rentals, hotel stays or vacation packagesµ

Miles will not expire if you earn or redeem miles once every 24 monthsµ

Annual Fee: $0

SHOW MORE CARDS

Discover it® Cash Back

Excellent/Good/Average Credit
Apply for Discover it® Cash Back - Credit-Land.com

Rating 5.0

APPLY

on Discover's secure website

GREAT CREDIT CARD WITH BONUS
OF May 2022

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
See more details

questionsABOUT
REWARDS CREDIT CARDS

If I get a credit card with a sign-up bonus, when will I get the bonus and how can I use it?

It depends on the credit card you get. If you get a general rewards credit card like the Citi Premier® Card (Citi is a Credit-Land.com advertising partner), you will have 3...

Read more
I have an excellent credit score that I've worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a...

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How to maximize credit card rewards?

Here are some tips that will help you maximize credit card rewards: Never pay an annual fee. This rule is extremely important for those who do not put a lot on a credit card. An annual fee may eat all or part of your...

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NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

Dealing with SIGN-UP
BONUS

One may think that grabbing a credit card with the biggest sign-up bonus is all what you need when you are after promo offers. However, that's not that easy. You should think strategically and never miss the details, not mentioning the fine print. It is important to be sure you will be able to use earned bonus and it won't vanish to nowhere or stay unused forever.

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01. What is the value of a sign-up bonus?

Sign-up bonuses are given in the form of cash back, miles or points. While everything is clear with cash back rewards. Things may not be that easy with miles and point rewards. Mile rewards often work line cash back, meaning 1 mile is basically 1 cent. Point rewards are a bit tricky. One point may be worth more than 1 cent. Oftentimes a point is worth 1.25, 1.5, or even 2 cents. But that depends on redemption options that may vary with the credit card rewards program.

Now about the value. As a rule, one sign-up bonus should be enough for at least one-way domestic ticket. Travel credit cards usually have a fixed redemption rate where 100 miles equals to $1. Some cards may offer a better redemption ratio where 100 miles can be $1.25 dollars, but such offers are limited to travel redemptions and other redemptions may worth less than one dollar per 100 miles.

Everything is different with airline miles and here the value of miles can vary extremely with the dates on which you fly, season, ticket costs and destinations. However, some airlines require a fixed amount of miles for domestic and international flights in main cabin that do not vary with the airfare or season. So read the redemption conditions before you grab any offer.

02. How to spend sign-up bonus to max CPM?

Whether you earn points or miles rewards, with a travel rewards credit card, the best redemptions are offered when you redeem for travel or gift cards. When redeem for travel, airline tickets in particular, look for the cheapest flights to maximize CPM. Remember, you can use miles to erase all fees and taxes you've paid for the ticket.

If it is an airline credit card, then often the case redemptions for international flights are a better choice. However, remember that when you redeem airline miles, you will need to pay fees and taxes in cash, which may be extremely big and your award flight might not be cheaper than if you would pay with cash. Airlines may have portals where you can grab better deals, but in this case, you should be really flexible with the dates.

03. Can I lose a sign-up bonus?

Yes, it is possible in most cases. Usually, you have to spend a specific amount of money on purchases within a given period to qualify for a bonus points or bonus miles offer. Even if you spend the required amount, the issuer can take two or three months to post your bonus, and if returned payments or purchases that do not qualify appear, they will be deducted lowering your spendings and therefore, you may not qualify for the bonus offer.

Also, there are some other restrictions. For example, if you had had the card before and then canceled it, you may not qualify for a bonus offer in the future. If you have the card active now and want to apply for the same card just to grab that super generous promo offer, you won't get the bonus as well.

04. How to Calculate a Sign-up Bonus?

Basically, you do not have to calculate a sign-up bonus as you are already offered a fixed amount of bonus miles, bonus points or cash back bonus. But if the issuer does not offer a fixed bonus offer, and offers a mile match or cash back match, for example, then you should take your approximate credit card expenses for a year and multiply them by miles per dollar (or cash back) and double the result. The final amount will be your bonus.

commentsABOUT CREDIT CARDS
WITH SPEND BONUS🜂

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