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our choice

Rating 3.7

  • PREMIER Bankcard credit cards are for building** credit.
  • Start building credit by keeping your balances low and paying all your bills on time each month.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • Credit Limit Increase Eligible after 12 months of consistent responsible account management.
  • We report monthly to the Consumer Reporting Agencies to help you build** your credit.

our choice

Reporting
to the Major Consumer Reporting Agencies
Credit Bureau Reporting:
Yes
Card Category:
Unsecured Fee Based Credit Card
Checking Account Required:
Yes
Build✧ Your Credit
Build Credit:
✧Build credit by keeping your balance low and paying all your bills on time every month.
Credit Line:
See terms
Card Usage:
Use everywhere Mastercard cards are accepted (subject to available credit)
Response in
60
Seconds
Response in 60 Seconds:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

PREMIER Bankcard Credit Cards:

Not Like the Others

PREMIER Bankcard® offers credit cards to consumers with less-than-perfect credit on their credit reports. If you have troubles with getting your credit card applications approved by other providers, check out PREMIER Bankcard® credit cards. There are credit card providers that are willing to give consumers another chance, and PREMIER Bankcard® credit cards are at the top of the list. As opposed to prepaid credit cards, the PREMIER Bankcard® credit card is one tool you can use to show you can responsibly manage credit. Pay your minimum payment on-time and stay within your credit limit for positive reports to the Credit Reporting Agencies.

WITH YOU EVERY STEP OF THE WAY - PREMIER Bankcard has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.

questionsABOUT
CREDIT CARDS

Does Checking Your Credit Score Lower It?

No, checking your own credit score does not lower it. When you check your credit score or request a copy of your credit report, it generally results in a soft inquiry, which does not affect your credit score. There are...

Read more
What is a cash advance?

A cash advance lets you borrow money against your credit card's line of credit. You can withdraw money at an ATM, through a bank teller or your bank's mobile app, or you can use a convenience...

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How does a higher credit card APR affect my monthly payment?

Annual percentage rate (APR) refers to the yearly interest rate you pay if you carry a balance on your credit card. The higher your APR and the longer you carry a balance, the more you'll pay in...

Read more
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