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Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
Regular APR
19.49%
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Annual Fee
$495 ($195 for each Authorized User added to the account)
  • Patented black PVD metal card—weighing 22 grams.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.

Ongoing APR on Balance Transfers:
19.49%

Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater.

Rewards

Earn one point for every one dollar spent.

Foreign Transaction Fee: 0% of each transaction in U.S. dollars.

Reporting to the Major Consumer Reporting Agencies

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
Regular APR
19.49%
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Annual Fee
$195 ($95 for each Authorized User added to the account)
  • Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—Available by phone, email, or the Luxury Card App.
  • The Luxury Card Travel® program (e.g., room upgrades at check-in, resort credit, complementary Wi-Fi, and daily breakfast for two).
  • A suite of additional Mastercard® travel, shopping and special offers.
  • Annual fee: $195 ($95 for each Authorized User).
  • Terms and conditions apply.

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.

Ongoing APR on Balance Transfers:
19.49%

Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater.

Rewards

Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.

2% value for airfare redemptions with no blackout dates or seat restrictions.

1% value for cash back redemptions.

Receive up to $200 in annual airline credits toward flight-related purchases including airline tickets, baggage fees and upgrades.

Foreign Transaction Fee: 0% of each transaction in U.S. dollars.

Reporting to the Major Consumer Reporting Agencies

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
29.99% OR 36% (V)
Balance Transfer Fee
3% of the amount of each transfer after the first year
Annual Fee
As low as $85
  • With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward
  • Make contactless payments through Mobile Wallet
  • Periodic Credit Increase Reviews
  • Free access to your Vantage 3.0 score from Equifax

Rewards

With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide

Card Offers from Barclays US

Barclaycard US was originally founded in 2000 as Juniper Bank. The company has always endeavored to be at the forefront of creativity and innovation in financial products. Accordingly, the financial products and services offered by Barclaycard are highly competitive and convenient. They are designed to help you manage your time and money more efficiently. Those who lead a busy and prosperous lifestyle are sure to appreciate the flexible rewards programs and options offered by the bank.

The bank applications are available for travel and entertainment rewards, for special interests, and for general purpose low-APR credit cards. Also, with co-branded credit card applications from the bank, you can earn rewards while shopping at your favorite merchants.

To make the most out of your credit card, be sure to take a close look at the reward program. Barclays has partnerships with many successful and reputable brands ensuring rewarding offers for any consumer.

Barclays credit cards are Visa or Mastercard branded credit cards that are accepted internationally in over 200 countries around the world.

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We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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