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December 2020:
best loans FROM
OUR PARTNERS

Whether you need money to make a big purchase, do some home renovations or just want to save money by refinancing or consolidating your existing credit card debt, a personal loan can be a good option. We've partnered with the top lenders and loan services offering unsecured personal loans. Regardless of whether you have no credit, bad credit or good to excellent credit, we have the best options available for you. Our process is safe, fast and easy! Just fill out the form below to get your best options and request your loan within seconds.

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Apply for Citrus Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$2,500
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Our process is safe, secure, fast and reliable.
  • No waiting in lines or going to a physical store.
  • Request your loan straight from your mobile phone, or computer.
  • You may be approved in minutes, and your cash will be deposited straight into your bank account.
Apply for RescueLoans.net - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$1,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Fast approval in as little as 2 minutes
  • Your money directly deposited into your account
  • Safe and Secure
  • Flexible Payments
  • All Credit Types

our choice

Maximum Loan Amount
$1,700
Minimum Loan Amount
$525
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Get the savings plan that helps build credit today!
  • Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
  • Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%. Please refer to www.self.inc/pricing for the most recent pricing options.
Apply for LifeLoans - Credit-Land.com

Rating 4.3

APPLY

All Credit Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Apply for Manor Park Funding - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$2,500
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Our process is safe, secure, fast and reliable.
  • No waiting in lines or going to a physical store.
  • Request your loan straight from your mobile phone, or computer.
  • You may be approved in minutes, and your cash will be deposited straight into your bank account.
Apply for NextDayPersonalLoan.com - Credit-Land.com

Rating 4.3

APPLY

All Credit Types Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Request a loan in 2 minutes or less
  • Direct deposit as soon as the next business day
  • All credit types considered
  • Safe and secure online form
Apply for MyMegaLoan.com - Credit-Land.com

Rating 4.3

APPLY

All Credit Welcome

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
See terms
  • Borrow $100 to $35,000 - Fast
  • Instant Decision - Minimal Paperwork
  • Safe, Secure, & Trusted form
  • All credit types welcome!
Apply for Merrick Bank Personal Loans - Credit-Land.com

Rating 4.3

APPLY

Good, Fair, Poor Credit

our choice

Maximum Loan Amount
$12,500
Minimum Loan Amount
$2,500
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Loan Amounts from $2,500 to $12,500. Based on Credit.
  • Get the Loan You Need Right When You Need It.
  • Life Gets Crazy. Fund it with Merrick Bank.
  • A Personal Loan You Can Use for Nearly Any Purpose.
  • Get a Loan to Consolidate Debt, Make a Big Purchase or Fund an Emergency
  • Personalized Loans. Quick Application. Fast Funding.
  • Apply Today. Get an Instant Decision. Use for Nearly Any Purpose.
  • Less Than Perfect Credit. Get Your Money in 1-2 Days.
  • Fixed Rate Personal Loan for Less than Perfect Credit. Competitive Rates.
Apply for cashusa.com - Credit-Land.com

Rating 3.6

APPLY

Any Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$500
Minimum Income Required
$1,000 (net)
Minimum Age of a Borrower
18
  • Complete our secure online form
  • Review the offer presented
  • Receive funds in your account, if approved
Apply for SoFi - Credit-Land.com

Rating 5.0

APPLY

Excellent / Good Credit

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$5,000
Minimum Income Required
$5,000
Minimum Age of a Borrower
18
  • Loans between $5k - $100k, state restrictions apply1
  • Fixed rates starting at 5.99% APR (with AutoPay)2
  • 2, 3, 4, 5, 6, or 7 year repayment terms
  • No origination fees, no prepayment penalties
  • Personal loans can be used for a variety of reasons, like paying off credit card debt, investing in home improvements, taking a special vacation, or wedding expenses
Apply for PickALender - Credit-Land.com

Rating 4.3

APPLY

All Credit Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Apply for Personal Cash Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Receive Loan as Soon as the Next Business Day
  • Checking or Savings Account with Direct Deposit
  • 18 years or older
  • Your Information Stays Private
  • Immediate Decision
Apply for iClick Personal Loan - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$1,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Small to medium size personal loans
  • Safe & Secure
  • Fast Lender-Approval
  • Submit Online
Apply for BadCreditLoans.com - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$500
Minimum Income Required
$1,000 (net)
Minimum Age of a Borrower
18
  • Up to $5,000 deposited to your bank account, if approved
  • Get funds as soon as the net business day
  • Fast, Safe, and Convenient - all online!
Apply for 5kfunds - Credit-Land.com

Rating 4.3

APPLY

All Credit Welcome

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
See terms
  • Borrow $100 to $35,000 - Fast
  • Instant Decision - Minimal Paperwork
  • Safe, Secure, & Trusted form
  • All credit types welcome!
Apply for Badcredit.com - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$1,000
Minimum Income Required
$700
Minimum Age of a Borrower
18
  • Need cash for your personal expenses?
  • Up to 5k - Fast, Secure, and All Online!
  • You can pay off credit card bills and save!
Apply for fast5kloans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$500
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Request a loan up to $10,000
  • Fast and secure form
  • Fast decision - No paperwork
  • No Credit History Required
Apply for Happy Loans - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good/Fair/Bad Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$250
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Online Personal Loans up to $5,000
  • Our Online form is quick, secure, & hassle free.
  • You may be approved even with a poor credit history.
Apply for AutoLoanZoom.com - Credit-Land.com

Rating 4.3

APPLY

All Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • No Hassle Auto Loans. Get Started!
  • Loans for all credit scores up to $35,000. Competitive rates.
  • 100% accepted. 3-minute application. Drive the same day!
  • Affordable payments for any budget.
  • Available 24 hours a day.
Apply for Rainy Day Lending - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Personal loan as soon as tomorrow.
  • Get up a personal loan up to $50,000.
  • 24/7 Online Loan Application.
Apply for Online Loans Direct - Credit-Land.com

Rating 4.3

APPLY

Bad/Fair Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Get up a personal loan up to $50,000.
  • 24/7 Online Loan Application
  • Find the loan that is right for you
Apply for Installment Loan SOS - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Our online form is safe & secure
  • Get Approval In Minutes
  • Pay Your Loan Over Time
Apply for RedArrow Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Minimum Income Required
$1,800
Minimum Age of a Borrower
18
  • Need Cash? Get up to $35,000
  • Personal Loans Online
  • All Credit Types Accepted
Apply for PayDay SOS - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Need Cash? Get up to $50,000 personal loan
  • Personal loan as soon as tomorrow
  • 24/7 Online Loan Application
Apply for Get Funds Quickly - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good/Fair/Bad Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Personal loan as soon as tomorrow
  • Real-Time loan up to $50,000 approvals online
  • 24/7 Online Loan Application
Apply for Smartloans.net - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
$1000
Minimum Age of a Borrower
18
  • Good credit, bad credit, loans available 24/7
  • Request $100 to $40,000 in just a few simple steps
  • Find the loan that is right for you
Apply for ClickCashGo.com - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$200
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Need a Cash Loan? Get up to $5,000 now!
  • All credit types are welcomed to submit a request.
  • Get Your Approval in as Fast as Two Minutes.
Apply for The Personal Finance Guide - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$500
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Personal loans up to $100,000 online, today!
  • Get approval within 24 hours
  • Low interest rate and longer term loans.
  • All credit types are accepted.
Apply for Now10k - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Receive a personal loan of up to 10k.
  • A lending decision can occur within minutes of your information being submitted.
  • Deposits are made into your bank account as soon as the next business day.
Apply for SimpleLoans123 - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
Up to $35,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Loans Up to $35,000 Available
  • Funds as soon as the next business day
  • All credit types considered
  • Fast Decision - Conveniently Online
  • Safe, Secure, and Trusted Form
Apply for Check City Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
See terms
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Applying Only Takes a Few Minutes
  • We’re a Direct Payday Lender
  • Apply Online or In Store!
Apply for Independence Day Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Borrow up to $35,000
  • Funds as soon as the next business day
  • Dependable & reliable
Apply for Lendafy - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Receive a personal loan of up to 10k.
  • Get an approval decision in as little as 2 minutes from submitting your request.
  • Deposits are made into your bank account as soon as the next business day.
Apply for Even Financial - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$1,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Loans up to $100,000, takes less than 60 seconds to see if you are Pre-Approved.
  • APRs as low as 3.84%.
  • Use the money for debt consolidation, large purchase, medical expenses, and more!
Apply for Total Personal Loan - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$500
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Simple and Fast Funding
  • Get up to $35,000!
  • Rates range from 5.99% APR to 35.99% APR
  • All Credit Types
Apply for 100Lenders - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Fast loan decision.
  • All credit types considered.
  • Direct deposit of your funds.
  • Request online 24/7.
  • Not available to residents of CT, NH, WA, and VT.
Apply for Lending For Bad Credit - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Find a loan in 3 easy steps!
  • Loan amounts range from $100-$40,000
  • Get funds as soon as the next business day
Apply for SmarterLoan.com - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
Up to $10,000
Minimum Loan Amount
$500
Minimum Income Required
$1,000
Minimum Age of a Borrower
18
  • Get up to $10,000
  • Fast, convenient loan requests
  • All credit types accepted
Apply for ExcelOnlineLoans.com - Credit-Land.com

Rating 4.3

APPLY

All Credit Types Welcome

our choice

Maximum Loan Amount
$20,000
Minimum Loan Amount
$500
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • A secure way to borrow online
  • Complete the loan request in minutes
  • Get a real-time decision
  • Funds as soon as tomorrow
Apply for PersonalLoans.com - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$1,000
Minimum Income Required
$700
Minimum Age of a Borrower
18
  • No Fees
  • Credit Needed – Excellent, Good, Fair
  • Receive Funds in as soon as 1 business day, if approved
  • Loans Up to $35,000
Apply for Monevo - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$500
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Need money quickly and easily? Apply today!
  • Apply for a loan from $500 - $100K & receive funds quickly & easily
  • Rates from 1.99% APR
Apply for Prism Loans - Credit-Land.com

Rating 3.6

APPLY

Excellent/Good/Fair/Bad Credit

our choice

Maximum Loan Amount
$20,000
Minimum Loan Amount
$500
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • An installment loan means more for you, with better terms
  • A trusted source for personal loans.
  • 10,000 reasons to wake up happy
Apply for JustCashLoan - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good/Fair/Bad Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$500
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Get a Unsecured Personal Loan - $500 to $10,000 by Tomorrow.
  • Find the loan that is right for you.
  • Borrow from a trusted resource.
Apply for SignatureLoan.com - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good/Fair/Bad Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$1,000
Minimum Income Required
$700
Minimum Age of a Borrower
18
  • Simple form
  • Up to $35k
  • Any loan reason
Apply for SpeedyNetLoan - Credit-Land.com

Rating 4.3

APPLY

All Credit Welcome

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • 5-Minute Application
  • Funds Directly Deposited
  • All Credit Types Welcome
Apply for Lend Flare - Credit-Land.com

Rating 3.6

APPLY

Any Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$1,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Personal Loans up to $10,000 as fast as Tomorrow.
  • Find the loan that is right for you.
  • Borrow from a trusted resource.
Apply for Viva Loan - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$15,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Don’t Wait! Get an Unsecured Loan up to $15,000 quickly!
  • A Simple, Safe, Hassle Free Online Process
  • All Credit Types Welcome
  • Be Connected with a Lender in Realtime
  • Loans Available for Any Reason
Apply for MaxLoan365 - Credit-Land.com

Rating 4.3

APPLY

All Credit

our choice

Maximum Loan Amount
$15,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18 years
  • Personal loan of up to $15,000 in just minutes
  • Quick application, incredibly secure service
  • All Credit Types Accepted
Apply for LendJet - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$1,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Land Up to $10,000 in Personal Loan Funding
  • A lending decision can occur within minutes
  • Get money deposited into your bank account
Apply for SuperMoney Student Loan Refinance - Credit-Land.com

Rating 5.0

APPLY

Any Credit Welcome

our choice

Maximum Loan Amount
$300,000
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Find your lowest rate from competing lenders
  • Loans up to $300K. Rates from 2.63%
  • Checking rates won't affect your credit score
Apply for Jora Credit - Credit-Land.com

Rating 5.0

APPLY

Bad/Fair Credit

our choice

Maximum Loan Amount
$2,600
Minimum Loan Amount
$500
Minimum Income Required
$1,500
Minimum Age of a Borrower
18
  • No early payoff penalty
  • Fast, simple, secure application process
  • Loan decision within seconds
  • Flexible repayment schedule with no hidden fees
Apply for Online Loan Network - Credit-Land.com

Rating 3.6

APPLY

Any Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Our online form is safe & secure
  • Get Approval In Minutes
  • Pay Your Loan Over Time
Apply for Next Payday Advance - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$2,500
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Apply online using our 100% secure 3-step application. No faxing required.
  • 4 out of 5 applications are approved.
  • Once approved your loan is deposited into your bank account overnight!
Apply for NetLoanExpress - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • No References Needed
  • No Upfront Fees
  • Bad Credit OK
  • Direct Deposit Available
Apply for Honest Loans - Credit-Land.com

Rating 4.3

APPLY

Bad/Fair Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Get up a personal loan up to $50,000.
  • 24/7 Online Loan Application
  • Personal loan as soon as tomorrow
Apply for Money Pup Loans - Credit-Land.com

Rating 4.3

APPLY

Bad/Fair Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Get up a personal loan up to $50,000.
  • 24/7 Online Loan Application
  • Personal loan as soon as tomorrow
Apply for Santa Loot - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good/Fair/Bad Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Online Personal Loans up to $50,000
  • Our Online form is quick, secure, & hassle free.
  • You may be approved even with a poor credit history.
Apply for CashAdvance.com - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$1,000
Minimum Loan Amount
$100
Minimum Income Required
$700
Minimum Age of a Borrower
18
  • Get a Cash Advance Loan Up To $1,000!
  • 100% Secure.
  • Bad Credit - OK.
Apply for Payoff - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good/Fair Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$5,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Consolidate over $5,000 in credit card debt.
  • Increase FICO® score and get score updates.
  • A personal touch to getting out of debt.
Apply for Fast Cash Online - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$50,000
Minimum Loan Amount
$100
Minimum Income Required
$800
Minimum Age of a Borrower
18
  • Online loans up to $50,000
  • Personal Loans Online
  • All Credit Types Welcome
Apply for Credit Strong - Credit-Land.com

Rating 5.0

APPLY

Any Credit

our choice

Maximum Loan Amount
$2,000
Minimum Loan Amount
$495
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • This is a credit builder account, no loan proceeds or credit lines are issued.
  • Make monthly payments and build credit by saving each month.
  • When the loan is repaid, your savings unlock.
  • No upfront security deposit
  • Build credit history with all three major credit bureaus (Equifax, TransUnion, and Experian)
  • Free FICO® Score
  • No credit score required
  • No hard credit inquiry
Apply for LoanPioneer™ - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$300
Minimum Income Required
$1,200
Minimum Age of a Borrower
18
  • Up to $5,000 as soon as the next business day
  • All credit types accepted
  • Loans for any purpose (Debt Consolidation, Large purchases, Emergency expenses and more)
Apply for QuickLoanLink - Credit-Land.com

Rating 5.0

APPLY

Any Credit

our choice

Maximum Loan Amount
$35,000
Minimum Loan Amount
$300
Minimum Income Required
$2,000
Minimum Age of a Borrower
18
  • The quick way to find a lender that can offer up to $35,000 for any loan reason.
  • Simple, online form that connects customers to an expansive network of lenders.
  • Loans are usually deposited within the next business day.
Apply for SuperMoney Personal Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit Welcome

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
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PERSONAL LOANS

WHAT YOU SHOULD KNOW ABOUT PERSONAL LOANS

A personal loan (often called a signature or installment loan) is an unsecured loan with a fixed interest rate (in most cases) and a fixed repayment term. Personal loans are usually offered by banks, credit unions, and online lenders. Personal loans are short-term loans with an average time to pay back the loan between 2 to 5 years, with some lenders offering up to 7 years. If you are looking for a longer term to repay the loan, there are loan options available for that too!

Usually, personal loans are unsecured, which means you don't have to use any collateral, such as a car or home, to secure the loan. Some lenders who offer unsecured loans, may also offer secured loans or even allow you to add a co-signer to get approved for the loan. Typically, securing the loan with collateral or adding a co-signer are offered to consumers who do not qualify for a signature loan.

The interest rates and terms offered on personal loans vary based on the lender and the interest rate you may receive will depend on what you qualify for. In today's market, the Annual Percentage Rates (APR) for a signature loan often ranged anywhere from 6% up to 36%, although rates may be higher for some. The interest rate is based on your credit score and income. So, the higher the credit score, the lower the interest rate. No matter what the interest rate is though, a personal loan may still make sense. It all depends on what you are trying to do. For example, if you are trying to lower your existing interest rates on your unsecured debt or just looking to get out of debt faster, taking a personal loan even at a slightly higher rate may help improve your credit, lower your monthly payments, save on interest in the long run and even help you get out of debt faster.

HOW TO CHOOSE A PERSONAL LOAN?

Here are some important things you should consider when choosing a personal loan:

- Interest Rates. Naturally, you will want to take out a loan offer at the lowest interest rate. Just make sure you choose a loan that has a fixed rate. That way, you will never have to worry about your rate change.

- Total Cost. Remember to compare all of the costs associated with the loan. You might be surprised at what you find out. Aside from the interest rate some lenders may have additional fees to take out a personal loan. A good example would be an origination or application fee. Some lenders may require insurance, which is usually unnecessary and costly, prepayment fees (for paying off the loan earlier) and fees for using their services. While these fees are usually included in the amount financed over the term of the loan and are deducted from the amount you receive, they do increase the overall cost of the loan.

- Personal Loan Uses. A Personal loan can be used for many different reasons. We've listed the most common reasons below: Vacation or Travel Expenses; Lowering the Interest on existing debt; Consolidating (unsecured) debt into one monthly payment; Baby Adoption' Medical or Dental Procedures and Expenses; Paying for private school education costs; Home Improvement or buying furniture and appliances; Wedding Expenses; Purchasing or Refinancing a car; Making a large purchase or investment; Starting a new business; Building or Establishing Credit; Unexpected Expenses.

- Beware of Potential Scams. We're sure you've heard the saying, "if something sounds too good to be true, it usually is," so always keep that in the back of your mind when shopping around for new credit and make sure you are dealing with a reputable lender. Try to avoid personal loans that require upfront payments - such offers are usually a scam.

WHEN SHOULD YOU TAKE A PERSONAL LOAN?

Personal loans are good when you need to consolidate expensive debts. You can consolidate almost any type of debt, such as credit cards, medical bills, credit balances that have high interest rates and in some instances, even student loans debt. Personal loans usually offer better interest rates than credit cards and they have a fixed repayment term. So, if you cannot get a credit card that has a 0% intro APR, considering a personal loan may be the next best option.

Also, when you need money fast, getting a loan is a great option. When it takes weeks to receive a credit card, take out a home equity loan or refinance your existing mortgage, the funds from a signature loan is usually available within a few days after approval - often times, the money can be directly deposited into your account. Some lenders may even allow you to request a specific amount, so you won't accrue unnecessary debt or get charge for any additional interest.

Improving your credit is another great reason a personal loan can be a good option. Not only does an installment loan create a varied mix of credit accounts on your credit report, when you make your payments on time, it helps improve your payment history and credit score too! So, remember, always make your payments on time - that's what matters most.

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