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November 2020: Best
checking accounts FROM
OUR PARTNERS

Checking accounts are bank accounts for everyday expenses. They let you easily access your cash. You may want to have a checking account to pay your bills, make debit card purchases, or write checks. This type of bank accounts is great for everyday spending. Checking accounts are offered by banks, credit unions, and online-only banks. There are low-fee or free checking accounts that require low or no opening balance. Review the offers below to find a checking account that is good for your needs.

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our choice

APY
N/A
Monthly Fee
No monthly Service Charge
Minimum Deposit
Open with $25
Online Banking
Yes
  • Apply with only $25 opening deposit
  • No monthly Service Charge
  • Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
  • No ATM withdrawal fees at any BBVA USA or Allpoint® ATM
  • BBVA USA, Member FDIC

our choice

APY
Up to 4.09% APY*
Monthly Fee
No
Minimum Deposit
$5.00
Online Banking
Yes
  • Earn Up to 4.09% APY* on balances up to $10,000
  • No monthly maintenance fees, for anything
  • Over 30,000 ATMs & over 5,000 shared branches
  • Unlimited reimbursement for any and all ATM fees*
  • Never a minimum balance

our choice

APY
N/A
Monthly Fee
$0
Minimum Deposit
Open with $25
Online Banking
Yes
  • Apply with only $25 opening deposit
  • No monthly Service Charge
  • No ATM fees at BBVA USA ATMs
  • BBVA USA, Member FDIC

our choice

APY
See terms
Monthly Fee
No
Minimum Deposit
See terms
Online Banking
Yes
  • No hidden fees.
  • No monthly fees or minimum balance requirements
  • Apply in under 10 minutes
  • Free transfers, mailed checks, and incoming wires
  • Simple, easy-to-use mobile apps
  • Refunds all ATM fees

questionsABOUT BANKS
AND SERVICES

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

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See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

What Is A CHECKING
ACCOUNT?

Checking accounts are one of the most frequently used and important financial products. This type of bank accounts lets you easily access your money using a debit or ATM card, checks or cash withdrawals. You can use checking accounts to pay your bills and make other financial transactions.

Know the basics

Checking accounts typically come with personal checks or a debit card that will let you access your money in your account. There are not many restrictions on how often you can access your money in a month. Most checking accounts do not have rules about the number of transactions you can perform each month.

It's easy to spend money in your checking account, but it is not always free. Checking accounts may come with monthly fees, overdraft fees, and ATM fees. Oftentimes monthly fees can be avoided if you keep minimum balance or set up direct deposit. When you open a checking account, you may be required to pay an initial deposit.

Choose a checking account

Since checking accounts are often used for everyday expenses, look for a low or no fees options. Convenient ATM access and a broad ATM network is also a plus. Some checking accounts require an opening balance which you will need to pay when opening an account. If that's an issue, look for checking accounts that do not require any upfront deposit.

If you want to make some money back on your checking account, look for interest checking account or a rewards checking account. The first will allow you to earn APY and the second will allow you to earn cash back. These benefits may require you to maintain some minimum balance, so read the fine print carefully.

While you are weighing the features of checking accounts, keep an eye out for sign-up bonuses. That does not mean you should open an account simply because it has a bonus offer. Think of it as of a sweet addition that will help you decide between two similar options.

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commentsABOUT
BANKS AND SERVICES

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