Checking Accounts Online Applications

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Best Checking Accounts From Our Partners

Checking accounts are bank accounts for everyday expenses. They let you easily access your cash. You may want to have a checking account to pay your bills, make debit card purchases, or write checks. This type of banking accounts is great for everyday spending. Checking accounts are offered by banks, credit unions, and online-only banks. There are low-fee or free checking accounts that require low or no opening balance. Review the offers below to find a checking account that is good for your needs.

ABOUT:

  • Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
  • Open your new HSBC Premier checking account online by July 31, 2019; and
  • Make recurring Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) per calendar month; and
  • Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive months from the first full calendar month after account opening
  • You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.

FEES & FEATURES:

APY:

0.01%

Monthly Fee:

$50 if minimum balance requirements are not maintained

Minimum Deposit:

$1 if Online, $0 if In-Branch

Online Banking:

Yes

Issuer's ATM Withdrawal Fee:

No

ABOUT:

  • Get a $200 Welcome Deposit for eligible new customers who open an HSBC Choice Checking account with qualifying activities. Limited time only.
  • Open your new HSBC Choice Checking account online by June 2, 2019; and
  • Deposit a minimum Qualifying Balance of $1,500 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
  • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
  • You will automatically receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities. It's that simple.

FEES & FEATURES:

APY:

N/A

Monthly Fee:

$15 if minimum balance requirements are not maintained

Minimum Deposit:

$1 if Online, $0 if In-Branch

Online Banking:

Yes

Issuer's ATM Withdrawal Fee:

No

ABOUT:

  • Free to open and free to maintain
  • No minimum balance
  • No monthly maintenance fees

FEES & FEATURES:

APY:

N/A

Monthly Fee:

$0

Minimum Deposit:

No minimum deposit

Online Banking:

Yes

Issuer's ATM Withdrawal Fee:

Yes

ABOUT:

  • Open with $25
  • No monthly Service Charge
  • No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs
  • Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One free BBVA Compass Visa® Debit Card per account holder:
  • Easily keep track of your purchases and get instant transaction alerts on the go with BBVA Mobile Banking App
  • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM

FEES & FEATURES:

APY:

N/A

Monthly Fee:

No monthly Service Charge

Minimum Deposit:

Open with $25

Online Banking:

Yes

Issuer's ATM Withdrawal Fee:

No

ABOUT:

  • Open with $25
  • No monthly Service Charge
  • No ATM fees at BBVA Compass ATMs
  • Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One Free Visa® Debit Card per account holder:
  • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
  • Personalize with your favorite photo for $10 per card
  • Free customizable alerts
  • Free online and paper statements
  • Free unlimited check writing

FEES & FEATURES:

APY:

N/A

Monthly Fee:

$0

Minimum Deposit:

Open with $25

Online Banking:

Yes

Issuer's ATM Withdrawal Fee:

No

ABOUT:

  • Your money earns interest
  • Up to 5 non-Huntington ATM withdrawals each month

FEES & FEATURES:

APY:

0.05%

Monthly Fee:

$0 if you have $5,000 in total relationship balances. Otherwise $5 a month

Minimum Deposit:

No Minimum Deposit

Online Banking:

Yes

Issuer's ATM Withdrawal Fee:

No

Related User Questions:

Why would I need a checking account?
A checking account is a good and easier way of managing finances. Typically, you would want one when you begin making money. Checking accounts allow to set up direct deposit and your employer can deposit your pay checks to your account, which is a...
Continue reading
Do I need to pay to open a checking account?
Different banks have different requirements, but, as a rule, you don't have to pay any fee to open a checking account. The only payment that may be is that you will be required to pay a minimum opening deposit. This initial deposit is needed to open...
Continue reading
What do I need to open a checking account?
First of all, and most importantly, you should be at least 18 years old to be able to open a checking account. If you are not yet 18, you will need a co-owner (parent or legal guardian) to sign the documents with a bank. As for the documents you...
Continue reading
Ask Your Question

What Is a Checking Account?

Checking accounts are one of the most frequently used and important financial products. This type of banking accounts lets you easily access your money using a debit or ATM card, checks or cash withdrawals. You can use checking accounts to pay your bills and make other financial transactions.

Know the basics
Checking accounts typically come with personal checks or a debit card that will let you access your money in your account. There are not many restrictions on how often you can access your money in a month. Most checking accounts do not have rules about the number of transactions you can perform each month.

It's easy to spend money in your checking account, but it is not always free. Checking accounts may come with monthly fees, overdraft fees, and ATM fees. Oftentimes monthly fees can be avoided if you keep minimum balance or set up direct deposit. When you open a checking account, you may be required to pay an initial deposit.

Choose a checking account
Since checking accounts are often used for everyday expenses, look for a low or no fees options. Convenient ATM access and a broad ATM network is also a plus. Some checking accounts require an opening balance which you will need to pay when opening an account. If that's an issue, look for checking accounts that do not require any upfront deposit.

If you want to make some money back on your checking account, look for interest checking account or a rewards checking account. The first will allow you to earn APY and the second will allow you to earn cash back. These benefits may require you to maintain some minimum balance, so read the fine print carefully.

While you are weighing the features of checking accounts, keep an eye out for sign-up bonuses. That does not mean you should open an account simply because it has a bonus offer. Think of it as of a sweet addition that will help you decide between two similar options.


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