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November 2019: Best
checking accounts FROM
OUR PARTNERS

Checking accounts are bank accounts for everyday expenses. They let you easily access your cash. You may want to have a checking account to pay your bills, make debit card purchases, or write checks. This type of bank accounts is great for everyday spending. Checking accounts are offered by banks, credit unions, and online-only banks. There are low-fee or free checking accounts that require low or no opening balance. Review the offers below to find a checking account that is good for your needs.

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our choice

APY
See terms
Monthly Fee
Waived monthly maintenance fee with $10,000 in combined deposit relationship balances (otherwise $20/month)
Minimum Deposit
See terms
Online Banking
Yes
  • Open your new account by December 31, 2019.
  • Deposit at least $5,000 within the first 60 days.
  • We’ll deposit $400 into your account after it’s been open for 90 days.

our choice

APY
See terms
Monthly Fee
$0
Minimum Deposit
See terms
Online Banking
Yes
  • Open your new account by December 31, 2019.
  • Deposit at least $2,000 within the first 60 days.
  • We’ll deposit $200 into your account after it’s been open for 90 days.

our choice

APY
See terms
Monthly Fee
Waived monthly maintenance fee with $50,000 in combined deposit relationship balances (otherwise $40/month)
Minimum Deposit
See terms
Online Banking
Yes
  • Open your new account by December 31, 2019.
  • Deposit at least $20,000 within the first 60 days.
  • We’ll deposit $750 into your account after it’s been open for 90 days.

our choice

APY
N/A
Monthly Fee
No monthly Service Charge
Minimum Deposit
Open with $25
Online Banking
Yes
  • Apply with only $25 opening deposit
  • No monthly Service Charge
  • You could save $100 a year
  • Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
  • No ATM withdrawal fees at any BBVA USA, Allpoint(R), or qualifying 7-Eleven ATMs
  • BBVA USA, Member FDIC

our choice

APY
N/A
Monthly Fee
$0
Minimum Deposit
Open with $25
Online Banking
Yes
  • Open with $25
  • No monthly Service Charge
  • No ATM fees at BBVA Compass ATMs
  • Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One Free Visa® Debit Card per account holder:
  • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
  • Personalize with your favorite photo for $10 per card
  • Free customizable alerts
  • Free online and paper statements
  • Free unlimited check writing

questionsABOUT BANKS
AND SERVICES

How can I have two people apply for a credit card / two people reflected on statement?

There are so-called joint credit card accounts. This means you can have a joint account holder, also known as a co-signer. Joint account holders can both use the credit card equally and are both liable for making...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

What Is A CHECKING
ACCOUNT?

Checking accounts are one of the most frequently used and important financial products. This type of bank accounts lets you easily access your money using a debit or ATM card, checks or cash withdrawals. You can use checking accounts to pay your bills and make other financial transactions.

Know the basics

Checking accounts typically come with personal checks or a debit card that will let you access your money in your account. There are not many restrictions on how often you can access your money in a month. Most checking accounts do not have rules about the number of transactions you can perform each month.

It's easy to spend money in your checking account, but it is not always free. Checking accounts may come with monthly fees, overdraft fees, and ATM fees. Oftentimes monthly fees can be avoided if you keep minimum balance or set up direct deposit. When you open a checking account, you may be required to pay an initial deposit.

Choose a checking account

Since checking accounts are often used for everyday expenses, look for a low or no fees options. Convenient ATM access and a broad ATM network is also a plus. Some checking accounts require an opening balance which you will need to pay when opening an account. If that's an issue, look for checking accounts that do not require any upfront deposit.

If you want to make some money back on your checking account, look for interest checking account or a rewards checking account. The first will allow you to earn APY and the second will allow you to earn cash back. These benefits may require you to maintain some minimum balance, so read the fine print carefully.

While you are weighing the features of checking accounts, keep an eye out for sign-up bonuses. That does not mean you should open an account simply because it has a bonus offer. Think of it as of a sweet addition that will help you decide between two similar options.

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commentsABOUT
BANKS AND SERVICES

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