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August 2021. Best Shopping Credit Cards

There are two types of credit cards for shopping: store credit cards and general credit cards. Store credit cards are offered by retailers or department stores and, therefore, many store cards are accepted at one retailer only. Regular credit cards are not co-branded with any store or brand and can be used anywhere credit cards are accepted as a method of payment. Both types of credit cards may have various benefits and offer rewards. Store credit cards are often good for people with bad credit and may even offer instant approval. And you can surely find a general credit card for your credit history. Below you will see the best cards for in-store and online shopping.

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Special Offer for Shopping

BEST CHOICE OF August 2021

Rating 3.5

  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Build your Credit with responsible handling of your account

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Build Your Credit While Shopping

Not all credit cards may come with low interest rates and high credit limits, but most of them allow building credit history if managed responsibly. Retailer store credit cards can be reported to one or three major credit bureaus, and regular credit cards are usually reported to all three major credit bureaus. So, if you always pay on time, never skip monthly payments, and keep balances low, you may see your credit score going up as you use your credit card for shopping.

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Apply for Innovation Platinum - Credit-Land.com

Rating 3.5

APPLY

Bad Credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
n/a
Regular APR
0.00%
Annual Fee
See terms
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • $750 Credit Limit
  • Fast and Easy Application
  • No Employment or Credit Check

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Freedom Gold Card - Credit-Land.com

Rating 3.5

APPLY

Damage credit to Fair credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
n/a
Regular APR
0.00%
Annual Fee
See website for Details*
  • $750 Unsecured Credit Limit
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Vast Platinum - Credit-Land.com

Rating 3.8

APPLY

Any Credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
n/a
Regular APR
0%
Annual Fee
See terms
  • Enjoy a $1,000 Credit Line!
  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly payments.
  • No Credit Checks & No Credit Turndowns.
  • No Application Denied for Poor Credit.
  • Reward Yourself With the Benefits of Credit!
  • Buy Now... Pay Later!

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Apply for Unique Platinum - Credit-Land.com

Rating 3.7

APPLY

Any Credit Welcome

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
n/a
Regular APR
0%
Annual Fee
See Terms
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
  • *See terms and conditions

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Instant Response

Guaranteed Approval

No Credit Check

Apply for Zebit - Credit-Land.com

Rating 3.5

APPLY

Any Credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
N/A
Regular APR
0%
Annual Fee
$0
  • Get up to $2,500 of credit to shop Zebit and pay over time on all your purchases.
  • No membership fees. No hidden fees. No FICO pulled.
  • Shop thousands of name brand products in electronics, furniture, toys, appliances and more!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Annual Fee: $0

Instant Response

Apply for Accepted Platinum Card - Credit-Land.com

Rating 4.4

APPLY

Any Credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
N/A
Regular APR
0%
Annual Fee
See terms
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now Pay Later
  • Low monthly payments.
  • 0% Financing on brand name products exclusively at our online store.
  • Rewards Every Month!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Rewards

Get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Instant Response

Guaranteed Approval

Apply for Buy on Trust - Credit-Land.com

Rating 3.1

APPLY

Limited/Fair Credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
N/A
Regular APR
See terms
Annual Fee
See terms
  • With an initial payment of just $50, you can afford to shop from all the top brand names.
  • Buy On Trust TODAY, Pay LATER.
  • All The Big Name Brand Laptops, Tv's & More.
  • Up to $5,000 approval.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Apply for Merit Platinum Card - Credit-Land.com

Rating 3.5

APPLY

Fair/Bad/No Credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
n/a
Regular APR
0.00%
Annual Fee
See terms
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • Fast and Easy Application
  • No Employment or Credit Check

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Evolve Card - Credit-Land.com

Rating 3.8

APPLY

Any Credit

our choice

Card Type
Unsecured Store Credit Card
Intro APR on Purchases
n/a
Regular APR
0%
Annual Fee
See terms
  • Enjoy a $1,000.00 Credit Line!
  • No Monthly Fee!
  • Bad Credit? No problem
  • Rewards Every Month!

our choice

0% APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0%

Rewards

Get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Instant Response

Guaranteed Approval

Innovation Platinum

Bad Credit
Apply for Innovation Platinum - Credit-Land.com

Rating 3.5

APPLY

0% APR FOR BAD CREDIT:
get in August 2021

  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • $750 Credit Limit
See more details

questionsABOUT
SHOPPING CREDIT CARDS

Will I build credit with a store credit card?

You will be able to build your credit using a store credit card. To be able to build your credit you should first of all make sure the store card you want to apply for is reported to the major credit bureaus. Luckily,...

Read more
How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

Read more
How to save money on groceries using a credit card?

Groceries make the biggest part of the average family budget and when you have an opportunity to save on such purchases, you can save a lot. There are a lot of tips and pieces of advice about how to save money while...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

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store credit cards: SAVE MORE
AS YOU SHOP

Many big brands like Old Navy, JCPenney®, Costco, or Walmart offer their own co-branded store credit cards. Retailers and department stores may offer credit cards that can be used at their store only and may have Visa or Mastercard versions of their store cards. The last can be used almost anywhere and not only at one retailer or store.

Store credit cards are usually easy to get, and it's even possible to find instant approval store credit cards. People with bad credit can qualify for a store-only credit card and get access to a line of credit on the day of approval, meaning they can start shopping right away.

Best retail credit cards come with benefits and member perks. The cards may offer special financing on qualifying purchases, rewards, discounts, free shipping, access to secret sales, or other benefits. Apart from benefits, you have an opportunity to build or improve your credit score when using a store credit card. Most store cards report credit account activity to at least one credit bureau. That's why many consumers start building their credit with a department store credit card.

However, store cards also have disadvantages. As a rule, they come with a bit higher interest rates - even if your credit is good you may still be given a high interest rate. Also, credit limits may not be big enough, so you will need to always keep an eye on them to make sure you do not overspend.

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commentsABOUT
SHOPPING CREDIT CARDS

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