Selected Premium Credit Cards for August 2019

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

TOP PREMIUM CREDIT CARDS FROM OUR PARTNERS

CREDIT CARDS WITH PREMIUM BENEFITS

When choosing a premium credit card with elite perks, evaluate the cards benefits to make sure you will be able to maximize perks. Sign-up bonuses are good incentives, but do not forget about long-term rewards. Then evaluate customer service and perks. Think what benefits you value most and make sure that premium card will give them to you. Since premium credit cards are very expensive, make sure the card's annual fee will be justified.

Discover it® Miles
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.

Earning Rewards:

  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

10.99% (14 months)

Ongoing APR:

14.24% - 25.24% Variable

Annual Fee:

$0

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Foreign Transaction Fee:

None

Capital One® Venture® Rewards Credit Card
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

50000 Miles once you spend $3,000 on purchases within 3 months from account opening

Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs

Earning Rewards:

  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

17.99% - 25.24% (Variable)

Annual Fee:

$0 intro for first year; $95 after that

Balance Transfer Fee:

$0

Foreign Transaction Fee:

None

Discover it® Cash Back
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Redeem cash back any amount, any time.

Earning Rewards:

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

14.24% - 25.24% Variable

Annual Fee:

$0

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Foreign Transaction Fee:

None

Capital One® Savor® Cash Rewards Credit Card
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

$300 Cash Back after you spend $3000 on purchases within 3 months from account opening

You can redeem cash back for any amount

Earning Rewards:

  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

16.74% - 25.74% (Variable)

Annual Fee:

$0 intro for first year; $95 after that

Balance Transfer Fee:

$0

Foreign Transaction Fee:

None

Costco Anywhere Visa® Card by Citi
Compare
APPLY NOW See Details >
REWARDS:

Earning Rewards:

  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

17.24%* (Variable)

Annual Fee:

$0*

Balance Transfer Fee:

Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum.

Foreign Transaction Fee:

0%

Related User Questions:

What are the features of credit cards you should be aware about?
There are innumerable people applying for credit cards every single day. The increasing number of credit card offers flooding the inbox every day instigates people to apply for them since the deals seem irresistible. Though there are a few cards...
Continue reading
What Are The Best Credit Card Rewards Available?
Almost all credit cards offer you some kind of reward program either at the time you sign up, or if you are a loyal customer of the card. Reward plans work out well only if you don`t pay for it, in other words, if you don`t pay a huge annual fee for...
Continue reading
What are the Various Benefits of Visa Premium Cards?
A Visa premium card is usually awarded to those customers who have a very good credit history and credit score. The premium card is usually a wonderful rewards and benefits card which hands infinite power to the customer along with lot of prestige...
Continue reading
Ask Your Question

You Might Be Interested In These FAQs about choosing a Premium Credit Card:

If you are after premium credit cards, you may discover that there are quite a lot of them out there. Most of them are geared at frequent travelers and very expensive. You will generally need to pay $450-$550 for a best premium credit card. However, like many annual fee credit cards, premium credit cards pay for themselves when you actually use the card's benefits and rewards. Here are some questions you may wonder when choosing a premium credit card.
  1. How do I get a premium credit card?

    To begin with, you should have good income and excellent credit. Since premium credit cards are not cheap, $450-$550 per year on average, you will need to have good income to pay for them. Also, these cards come with rewards and great sign-up bonuses, but to get them, you will have to spend a lot, like really a lot of money on your credit card. Only this way that crazy annual fee will be worth it. And of course, premium credit cards are loaded with perks, that's actually what you are paying for. If you are not going to use any of the offered perks, then you'd better skip premium credit cards and look for cheaper, general credit cards.

  2. Do credit cards for average credit offer premium rewards and benefits?

    General credit card for average credit can offer some rewards and benefits, but they are generally nothing compared to what premium cards have to offer. Premium credit cards are designed for travelers and most of their benefits are travel benefits, which may include access to lounges, annual travel credits or bonuses, TSA Precheck or Global Entry credits, or companion certificates. As for ongoing rewards, they may be more o less the same, but premium credit cards tend to grant more rewards in specific shopping categories like travel or entertainment.

  3. How to get an excellent credit score?

    That is not as easy as it may look at first sight. It requires time and dedication. To start with, all your credit card accounts should be in good standing. You should always make all monthly payments with all your creditors on time. Then look at your credit utilization ratio. Your goal is to keep it below 30% on each individual card and overall. Also, you should always monitor your credit reports in case of errors or simply to detect negative items and deal with them as fast as you can. Keeping credit cards in good standing is important but that's not the only thing that makes your credit score. A good mix of credit accounts can also help you boost your credit. For example, you can take a small personal loan and pay it off consistently on time.


User Comments About Premium Credit Cards

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!