Bank of America Credit Card Applications

Bank of America® Travel Rewards credit card

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Excellent/Good Credit

our choice

Rating 5.0

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

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our choice

25,000

Bonus
Points

Bonus Offer:

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Max. Rewards:

Earn 3 points per $1 spent on travel purchases booked through BofA Travel.

Redemption Options:

Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

17.74% - 27.74% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 5%

Annual Fee:

Unlimited

1.5X

Points

Rewards on Everyday Purchases:

Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

Bank of America® Customized Cash Rewards credit card

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APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
No annual fee and cash rewards don’t expire as long as your account remains open.
Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Show more details Show less details

our choice

$200

Cash Rewards Bonus

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Earn Up to

Cash Back

Max. Rewards:

Earn 6% cash back for the first year in the category of your choice. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.

Rewards on everyday purchases:

1% cash back on everyday purchases

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

17.74% - 27.74% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 5%

Annual Fee:

Bank of America® Unlimited Cash Rewards credit card

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APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
No annual fee.
Turn daily purchases into everyday wins. Simply use your Unlimited Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Show more details Show less details

our choice

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

17.74% - 27.74% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 5%

Annual Fee:

$250

Cash Rewards Bonus

Bonus Offer:

Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Unlimited

1.5%

Cash Back

Rewards on Everyday Purchases:

Earn unlimited 1.5% cash back on all purchases.

Bank of America® Premium Rewards® credit card

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APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

Low $95 annual fee.
Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
Turn daily purchases into everyday wins. Simply use your Premium Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at BofA Travel.
Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
No foreign transaction fees.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

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our choice

60,000

Bonus
Points

Bonus Offer:

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

Max. Rewards:

Earn unlimited 2 points for every $1 spent on travel and dining purchases.

Redemption Options:

Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at BofA Travel.

Up to

Points

Bonus Offer:

Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

Max. Rewards:

Earn unlimited 2 points for every $1 spent on travel and dining purchases.

Rewards on Everyday Purchases:

Earn unlimited 1.5 points for every $1 spent on all other purchases.

Rewards Expiration:

Your points don't expire as long as your account remains open.

Travel Perks

Rewards on Everyday Purchases:

Earn unlimited 1.5 points for every $1 spent on all other purchases.

Redemption Options:

Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at BofA Travel.

Rewards Expiration:

Your points don't expire as long as your account remains open.

Bank of America® Customized Cash Rewards credit card for Students

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APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
No annual fee and cash rewards don’t expire as long as your account remains open.
Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Show more details Show less details

our choice

$200

Cash Rewards Bonus

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Earn Up to

Cash Back

Max. Rewards:

Earn 6% cash back for the first year in the category of your choice. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.

Rewards on everyday purchases:

1% cash back on everyday purchases

Bonus Offer:

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

17.74% - 27.74% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 5%

Annual Fee:

Bank of America® Travel Rewards credit card for Students

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Show more details Show less details

our choice

25,000

Bonus
Points

Bonus Offer:

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Max. Rewards:

Earn 3 points per $1 spent on travel purchases booked through BofA Travel.

Redemption Options:

Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

17.74% - 27.74% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 5%

Annual Fee:

Unlimited

1.5X

Points

Rewards on Everyday Purchases:

Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

Bank of America® Unlimited Cash Rewards credit card for Students

Compare

APPLY NOW

Excellent/Good Credit

our choice

Rating 5.0

Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
No annual fee.
Turn daily purchases into everyday wins. Simply use your Unlimited Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Show more details Show less details

our choice

$250

Cash Rewards Bonus

Bonus Offer:

Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Low Intro APR

Intro APR on Purchases:

0% Intro APR for 15 billing cycles for purchases

Intro APR on Balance Transfer:

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR:

17.74% - 27.74% Variable APR on purchases and balance transfers

Balance Transfer Fee:

3% for 60 days from account opening, then 5%

Annual Fee:

Unlimited

1.5%

Cash Back

Rewards on Everyday Purchases:

Earn unlimited 1.5% cash back on all purchases.

Bank of America
Helps you Find the Right Card

Bank of America credit cards attract applicants with good-to-excellent credit and not only. Eager travelers, students, businessmen, shopaholics, or just frugal people - all of them can find a credit offer from BofA.

Bank of America credit cards usually come with competitive APRs and annual fees. And, of course, you will find cards with 0% intro APRs and cards with rewards programs.

BofA credit cards cover different rewards programs. You can earn miles rewards, cash back or points per dollar spent on your purchases. Earned rewards can be redeemed for cash, travel, hotel benefits, car rentals, merchandise, gift cards and more. Every BofA credit card offer includes extra protection: zero fraud liability, additional card security options, strengthen protection for online shopping and many other features, depending on credit card you choose.

Bank of America does its best to ease lives of its cardholders. The bank free Online and Mobile Banking Service is at your fingertips. Easy, safe and award-winning - it allows you to manage your credit card account and keep track of your spending in one place. You can schedule your bill payments in advance to avoid late payment fees and set up email or mobile alerts to be aware of recent account activity.

questionsABOUT
CREDIT CARDS

Does Checking Your Credit Score Lower It?

No, checking your own credit score does not lower it. When you check your credit score or request a copy of your credit report, it generally results in a soft inquiry, which does not affect your credit score. There are...

What is a cash advance?

A cash advance lets you borrow money against your credit card's line of credit. You can withdraw money at an ATM, through a bank teller or your bank's mobile app, or you can use a convenience...

How does a higher credit card APR affect my monthly payment?

Annual percentage rate (APR) refers to the yearly interest rate you pay if you carry a balance on your credit card. The higher your APR and the longer you carry a balance, the more you'll pay in...

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