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Merrick Bank
CREDIT CARD APPLICATIONS
Merrick Bank® offers credit products to consumers who are looking to build or rebuild their credit. The bank is one of the top credit card issuers in the US. Merrick Bank issues unsecured and secured credit cards on fair terms and conditions. Merrick Bank credit cards may become a good tool for establishing or rebuilding your credit history.
Below you can review Merrick Bank credit card and apply online to start improving your credit.
The Merrick Bank offers are not available in Wisconsin.
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Credit Products
from Merrick Bank
Merrick Bank dedicated to providing solution-based products and services which are FDIC insured. The bank's goal is to help sub-prime consumers and it does everything to ease their financial life. To help you manage finances right, the bank has online financial education center. If you have some problems with credit card use, you can always visit this center and find the decision.
Merrick Bank credit cards are primarily for those who have bad credit history. The bank issues secured Mastercard cards and unsecured credit cards. Merrick Bank unsecured credit card offers usually come by mail or email as an invitation to apply, but you can also pre-qualify for them online. Alternatively, you can always apply online for a secured credit card without any invitation from Merrick Bank.
To apply for a secured Mastercard card from Merrick Bank you will have to provide minimum $200 to open your security deposit. Your credit limit will be equal to the security deposit you pay. So, if you want more, you can send more however, the amount of $3,000 is the maximum deposit you can pay.
Unsecured credit cards from Merrick Bank also bear Mastercard logo on them meaning the cards can be used anywhere Mastercard cards are accepted.
Review Merrick Bank cards here and apply right now without waiting for an invitation from the bank.
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