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Merrick Bank

Merrick Bank
CREDIT CARD APPLICATIONS

Merrick Bank® offers credit products to consumers who are looking to build or rebuild their credit. The bank is one of the top 20 issuers of Visa® credit cards. Merrick Bank issues unsecured and secured credit cards on fair terms and conditions. Merrick Bank credit cards may become a good tool for establishing or rebuilding your credit history.

Below you can review Merrick Bank credit cards and apply online to start improving your credit.

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The Merrick Bank offers are not available in Wisconsin.

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Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
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Annual Fee
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Apply for Merrick Bank Secured Visa® from Merrick Bank - Credit-Land.com

Rating 3.2

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See website for Details*
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
17.45% Variable
Balance Transfer Fee
N/A
Annual Fee
$36 for first year. Billed $3 per month thereafter
  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Use this card everywhere Visa cards are accepted

Credit Products
from Merrick Bank

Merrick Bank dedicated to providing solution-based products and services which are FDIC insured. The bank's goal is to help sub-prime consumers and it does everything to ease their financial life. To help you manage finances right, the bank has online financial education center. If you have some problems with credit card use, you can always visit this center and find the decision.

Merrick Bank credit cards are primarily for those who have bad credit history. The bank issues secured Visa cards and unsecured credit cards. Merrick Bank unsecured credit card offers usually come by mail or email as an invitation to apply, but you can also pre-qualify for them online. Alternatively, you can always apply online for a secured credit card without any invitation from Merrick Bank.

To apply for a secured Visa card from Merrick Bank you will have to provide minimum $200 to open your security deposit. Your credit limit will be equal to the security deposit you pay. So, if you want more, you can send more however, the amount of $3,000 is the maximum deposit you can pay.

Unsecured credit cards from Merrick Bank also bear Visa logo on them meaning the cards can be used anywhere Visa cards are accepted.

Review Merrick Bank cards here and apply right now without waiting for an invitation from the bank.

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