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Merrick Bank

Merrick Bank
CREDIT CARD APPLICATIONS

Merrick Bank® offers credit products to consumers who are looking to build or rebuild their credit. The bank is one of the top 20 issuers of Visa® credit cards. Merrick Bank issues unsecured and secured credit cards on fair terms and conditions. Merrick Bank credit cards may become a good tool for establishing or rebuilding your credit history.

Below you can review Merrick Bank credit cards and apply online to start improving your credit.

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The Merrick Bank offers are not available in Wisconsin.

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.95% - 29.20% Variable
Balance Transfer Fee
N/A
Annual Fee
$0-$70
  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Credit Line Range $550 - $1,250, Doubling to $1,100 - $2,500.
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
  • Get your updated FICO® Score each month.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee

Annual Fee: $0-$70

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Unsecured Credit Card

Apply for Merrick Bank Secured Visa® from Merrick Bank - Credit-Land.com

Rating 3.2

APPLY

See website for Details*
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
18.95% Variable
Balance Transfer Fee
N/A
Annual Fee
$36 for first year. Billed $3 per month thereafter
  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!

No Credit Check

Secured Credit Card

Use this card everywhere Visa cards are accepted

Credit Products
from Merrick Bank

Merrick Bank dedicated to providing solution-based products and services which are FDIC insured. The bank's goal is to help sub-prime consumers and it does everything to ease their financial life. To help you manage finances right, the bank has online financial education center. If you have some problems with credit card use, you can always visit this center and find the decision.

Merrick Bank credit cards are primarily for those who have bad credit history. The bank issues secured Visa cards and unsecured credit cards. Merrick Bank unsecured credit card offers usually come by mail or email as an invitation to apply, but you can also pre-qualify for them online. Alternatively, you can always apply online for a secured credit card without any invitation from Merrick Bank.

To apply for a secured Visa card from Merrick Bank you will have to provide minimum $200 to open your security deposit. Your credit limit will be equal to the security deposit you pay. So, if you want more, you can send more however, the amount of $3,000 is the maximum deposit you can pay.

Unsecured credit cards from Merrick Bank also bear Visa logo on them meaning the cards can be used anywhere Visa cards are accepted.

Review Merrick Bank cards here and apply right now without waiting for an invitation from the bank.

questionsABOUT
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