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May 2022: Credit Cards to Rebuild Credit

No one is immune to money troubles - most of us have been in a tight financial spot at least once in our lives. Whether it's because of unemployment, illness, divorce or other family issues, or gotten in over your head due to student loans, medical bills or other expenses, your credit history may have suffered. But good news - no matter how far your history has fallen, there is always a way to raise it. Just take your first step towards good credit with offers from our partners below.

Show more
  • Cards of May 2022
  • Secured Cards
  • Unsecured Cards
  • Credit Repair
Regular APR
Annual Fee
Credit Check
Credit Bureau Reporting
Hide
Apply for Capital One Platinum Credit Card - Credit-Land.com

Rating 4.3

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Regular APR
26.99% (Variable)
Annual Fee
$0
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Click "APPLY ONLINE" to apply now
  • Pay no annual fee
  • Be automatically considered for a higher credit line in as little as 6 months
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help build your credit through responsible use of a card like this

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Reporting to the Major Consumer Reporting Agencies

our choice

Card Type
Prepaid
Activation Fee
$0
Maintenance Fee
Starting at just $7/month
Credit Check
No
Overdraft Available
Yes
  • Extra is the first debit card that builds credit and earns rewards points just like a credit card.
  • Earn up to 1% in points for everyday purchases like rideshares, coffees and your phone bills.
  • Extra is compatible with over 10,000+ banks across the United States—keep your money where you want, while spending smarter with Extra.
  • No Credit Checks.
  • No Deposit Required.
  • No interest charges or surprises.

our choice

Activation Fee: $0

Overdraft available

Overdraft Fee:
See terms

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Instant Response

Apply for Capital One Quicksilver Secured Cash Rewards Credit Card - Credit-Land.com

Rating 4.3

APPLY

on Capital One's secure website

Limited, Bad Credit

our choice

Regular APR
26.99% (Variable)
Annual Fee
$0
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees, and you can earn unlimited 1.5% cash back. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone and can help you understand how your credit history impacts your credit score
  • Earn unlimited 1.5% cash back on every purchase, everywhere. No rotating categories or limits to how much you can earn. It's that simple

our choice

Annual Fee: $0

Rewards

Earn unlimited 1.5% cash back on every purchase, everywhere. No rotating categories or limits to how much you can earn. It's that simple

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Apply for Capital One Platinum Secured Credit Card - Credit-Land.com

Rating 3.8

APPLY

on Capital One's secure website

Limited, Bad Credit

our choice

Regular APR
26.99% (Variable)
Annual Fee
$0
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone and can help you understand how your credit history impacts your credit score

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Reporting to the Major Consumer Reporting Agencies

our choice

Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Everyone deserves a chance to build** credit: apply today!
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

our choice

Response in 60 Seconds

Reporting to the Major Consumer Reporting Agencies

Build Credit

Build credit by keeping your balance low and paying all your bills on time every month.

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Revvi Card - Credit-Land.com

Rating 3.8

APPLY

See website for Details

our choice

Regular APR
34.99%^
Annual Fee
$75 1st year, $48 after^
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Fast and easy application; response provided in seconds
  • $300 credit limit (subject to available credit)
  • Build your credit score with on-time payments and keeping your balance below the credit limit
  • Opportunity to request credit limit increase after twelve months, fee applies
  • Checking account required
  • Reports monthly to all three major credit bureaus
  • Manageable monthly payments
  • Perfect credit not required
  • Easy-to-use mobile app for management on the go!
  • *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details^^

our choice

Rewards

Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

our choice

Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

our choice

Response in 60 Seconds

Reporting to the Major Consumer Reporting Agencies

Build Credit

Build credit by keeping your balance low and paying all your bills on time every month.

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Surge Secured Mastercard® - Credit-Land.com

Rating 4.0

APPLY

All Credit Types Welcome to Apply

our choice

Regular APR
19.99% Variable
Annual Fee
$69
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 Score from Experian (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

our choice

Rewards

1% Cash Back rewards on every purchase

Instant Response

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Apply for Merrick Bank Double Your Line® Mastercard® - Credit-Land.com

Rating 3.7

APPLY

See website for Details*

our choice

Regular APR
19.70% to 29.95% *Variable
Annual Fee
$0-$72
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
  • Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • See if you are pre-approved within minutes, without affecting your credit score.
  • Build or rebuild your credit. AS you pay your bill every month, we report to all three major credit reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

our choice

Regular APR
17.70% Variable
Annual Fee
$36 the first year. Billed $3 per month thereafter
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

our choice

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Use this card everywhere Visa cards are accepted

Apply for PREMIER Bankcard® Grey Credit Card - Credit-Land.com

Rating 3.7

APPLY

Fair / Poor Credit

our choice

Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Check
Yes
Credit Bureau Reporting
Yes
  • You don’t need good credit to apply.
  • We help people with bad credit, every day.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • You can build** or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

our choice

Response in 60 Seconds

Reporting to the Major Consumer Reporting Agencies

Build Credit

Build credit by keeping your balance low and paying all your bills on time every month.

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Oportun® Visa® Credit Card - Credit-Land.com

Rating 3.5

APPLY

Good/Fair/Limited/No Credit

our choice

Regular APR
24.90% - 29.90% (Variable)
Annual Fee
$0 - $49
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Credit line up to $1,000 – get a response in minutes
  • No security deposit or credit history required to apply
  • Zero Fraud Liability – you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase
  • Worldwide acceptance in stores or online
  • Start establishing credit history – monthly reporting to all 3 major credit bureaus
  • 24/7 online account management – friendly support in English and Spanish
  • If you are assessed a finance charge, it will be no less than $1.00
  • Card issued by WebBank, Member FDIC
  • You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

our choice

Instant Response

Foreign Transaction Fee: None

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Secured Sable ONE Credit Card - Credit-Land.com

Rating 3.7

APPLY

Fair/Bad/No Credit

our choice

Regular APR
Prime + 6.99% (variable)
Annual Fee
$0
Credit Check
No
Credit Bureau Reporting
Yes
  • NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.
  • Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.
  • Auto-review to unsecured card in as FAST as 4 months, 3X faster than anywhere else with Sable’s graduation promise.
  • Up to $10,000 credit limit
  • No credit check or US credit history required.
  • No SSN required for non US citizens.
  • Build US credit history FAST. Sable offers enhanced reporting on more data points than any other card so you can build your credit faster.
  • No annual fee, no minimum security deposit.
  • Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens!), rental car insurance, and much more!
  • Please see https://sablecard.com/tcs for terms and conditions.

our choice

Annual Fee: $0

Rewards Bonus

NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.

Rewards

Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.

Foreign Transaction Fee: 2%

Apply for Grow Credit Mastercard - Credit-Land.com

Rating 4.2

APPLY

Limited / No Credit

our choice

Card Type
Debit
Activation Fee
See terms
Maintenance Fee
See terms
Credit Check
Yes
Overdraft Available
No
  • Grow Credit is committed to helping the over 100 million Americans who have no or bad credit
  • 0% interest and completely free with no security deposit required for qualifying customers*
  • Grow Credit allows customers to build credit by paying for their subscription services or cell phone bills; with time, customers build a strong repayment history and establish a better financial future
  • Grow Credit is committed to helping people who have been underserved or ignored by financial institutions
  • By using Grow Credit, customers are empowered to build a strong future for themselves and their families
  • Customers link their Grow MasterCard monthly subscriptions to the card and the amount is automatically deducted from their bank accounts every month and then reported to all three credit bureaus
  • *Here is information about our underwriting criteria, which is determined by recent banking activity rather than credit scores.

our choice

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Instant Response

Reporting to the Major Consumer Reporting Agencies

Apply for PCB Secured Visa® Credit Card - Credit-Land.com

Rating 3.2

APPLY

Good/Limited Credit

our choice

Regular APR
18.90% (fixed)*
Annual Fee
$39*
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
  • A minimum collateral deposit of $200 is required to open this account.
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
  • This card is perfect for people new to credit as well as people looking to rebuild their credit.
  • Reports monthly to all three major credit bureaus.
  • Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
  • 24/7 online account center.
  • This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.

our choice

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Use this card everywhere Visa cards are accepted

Apply for Merrick Bank Secured Visa® - Credit-Land.com

Rating 3.2

APPLY

See website for Details*

our choice

Regular APR
17.70% Variable
Annual Fee
$36 for first year. Billed $3 per month thereafter
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

our choice

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Use this card everywhere Visa cards are accepted

Apply for PREMIER Bankcard® Green Credit Card - Credit-Land.com

Rating 3.7

APPLY

Fair / Poor Credit

our choice

Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Everyone deserves a chance to build** credit: apply today!
  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

our choice

Response in 60 Seconds

Reporting to the Major Consumer Reporting Agencies

Build Credit

Build credit by keeping your balance low and paying all your bills on time every month.

Use this card everywhere Mastercard cards are accepted (subject to available credit)

our choice

Regular APR
10.24% (V)
Annual Fee
$49
Credit Check
No
Credit Bureau Reporting
Yes
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Apply for Journey Student Rewards from Capital One - Credit-Land.com

Rating 4.4

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Regular APR
26.99% (Variable)
Annual Fee
$0
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Click "APPLY ONLINE" to apply now
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Pick the monthly due date that works best for you
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone

our choice

Annual Fee: $0

Rewards

Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

SHOW MORE CARDS
Regular APR
Annual Fee
Credit Check
Credit Bureau Reporting
Hide
Apply for Capital One Platinum Secured Credit Card - Credit-Land.com

Rating 3.8

APPLY

on Capital One's secure website

Limited, Bad Credit

our choice

Regular APR
26.99% (Variable)
Annual Fee
$0
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone and can help you understand how your credit history impacts your credit score

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Reporting to the Major Consumer Reporting Agencies

Apply for PREMIER Bankcard® Secured Credit Card - Credit-Land.com

Rating 3.7

APPLY

Bad / Limited / No Credit

our choice

Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Our mobile app helps you keep track of your spending and payments for greater financial control.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply.

our choice

Response in 60 Seconds

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Build credit by keeping your balance low and paying all your bills on time every month.

Apply for Merrick Bank Secured Visa® - Credit-Land.com

Rating 3.2

APPLY

See website for Details*

our choice

Regular APR
17.70% Variable
Annual Fee
$36 for first year. Billed $3 per month thereafter
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

our choice

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Use this card everywhere Visa cards are accepted

our choice

Regular APR
17.64% (variable)
Annual Fee
$35
Credit Check
No
Credit Bureau Reporting
Yes
  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Apply for Capital One Quicksilver Secured Cash Rewards Credit Card - Credit-Land.com

Rating 4.3

APPLY

on Capital One's secure website

Limited, Bad Credit

our choice

Regular APR
26.99% (Variable)
Annual Fee
$0
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees, and you can earn unlimited 1.5% cash back. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone and can help you understand how your credit history impacts your credit score
  • Earn unlimited 1.5% cash back on every purchase, everywhere. No rotating categories or limits to how much you can earn. It's that simple

our choice

Annual Fee: $0

Rewards

Earn unlimited 1.5% cash back on every purchase, everywhere. No rotating categories or limits to how much you can earn. It's that simple

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Apply for Surge Secured Mastercard® - Credit-Land.com

Rating 4.0

APPLY

All Credit Types Welcome to Apply

our choice

Regular APR
19.99% Variable
Annual Fee
$69
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 Score from Experian (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

our choice

Rewards

1% Cash Back rewards on every purchase

Instant Response

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Apply for Secured Sable ONE Credit Card - Credit-Land.com

Rating 3.7

APPLY

Fair/Bad/No Credit

our choice

Regular APR
Prime + 6.99% (variable)
Annual Fee
$0
Credit Check
No
Credit Bureau Reporting
Yes
  • NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.
  • Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.
  • Auto-review to unsecured card in as FAST as 4 months, 3X faster than anywhere else with Sable’s graduation promise.
  • Up to $10,000 credit limit
  • No credit check or US credit history required.
  • No SSN required for non US citizens.
  • Build US credit history FAST. Sable offers enhanced reporting on more data points than any other card so you can build your credit faster.
  • No annual fee, no minimum security deposit.
  • Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens!), rental car insurance, and much more!
  • Please see https://sablecard.com/tcs for terms and conditions.

our choice

Annual Fee: $0

Rewards Bonus

NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.

Rewards

Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.

Foreign Transaction Fee: 2%

Apply for PCB Secured Visa® Credit Card - Credit-Land.com

Rating 3.2

APPLY

Good/Limited Credit

our choice

Regular APR
18.90% (fixed)*
Annual Fee
$39*
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
  • A minimum collateral deposit of $200 is required to open this account.
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
  • This card is perfect for people new to credit as well as people looking to rebuild their credit.
  • Reports monthly to all three major credit bureaus.
  • Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
  • 24/7 online account center.
  • This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.

our choice

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Use this card everywhere Visa cards are accepted

our choice

Regular APR
17.70% Variable
Annual Fee
$36 the first year. Billed $3 per month thereafter
Credit Check
Yes
Credit Bureau Reporting
Yes
  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

our choice

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Use this card everywhere Visa cards are accepted

our choice

Regular APR
20.24% (V)
Annual Fee
$29
Credit Check
No
Credit Bureau Reporting
Yes
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Apply for Oakstone Gold Secured Mastercard® - Credit-Land.com

Rating 3.1

APPLY

Poor/Limited/No Credit

our choice

Regular APR
14.24% (V)
Annual Fee
$39
Credit Check
No
Credit Bureau Reporting
Yes
  • Credit lines available from $200 to $5,000! Low 14.24% variable interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • See website for additional Oakstone Gold Secured Mastercard® details

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Use this card everywhere Mastercard cards are accepted (subject to available credit)