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Best Credit Cards with Grocery Rewards from Our Partners
Grocery shopping is one of our biggest monthly expenses. We all spend money on groceries and other basics, so why not earn some cash back, points or miles in the process. Today a lot of cash back cards for grocery stores are offered to consumers. You can buy food and save all year-round using a grocery rewards card.
Credit Card Offer to Earn More in June 2021
MAXIMIZE YOUR REWARDS
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Summer 2021: Credit Cards for Groceries
Grocery stores rewards category is one of the popular categories. Credit card issuers often give this category higher cash back rewards and thus allow consumers to earn back from their grocery shopping. Here's our shortlist of leading credit cards that will let you earn rewards on grocery shopping every day and throughout each year you have a credit card. Review the offers to see if there is a grocery credit card for you.
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our choice
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back in any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- #1 Most Trusted Credit Card according to Investor’s Business Daily.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
our choice
our choice
- UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
- Redeem Miles to pay any part of your monthly bill, including your minimum payment.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Discover Match® details & other information.
our choice
our choice
- Click "APPLY ONLINE" to apply now
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Be automatically considered for a higher credit line in as little as 6 months
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
our choice
our choice
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. Based Customer Service available any time.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
our choice
our choice
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
our choice
our choice
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
our choice
our choice
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- No Annual Fee
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
- The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
our choice
our choice
- Click "APPLY ONLINE" to apply now
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
- Enjoy no annual fee and no foreign transaction fees
- You can help build your credit with responsible use of a card like this
- Pick the monthly due date that works best for you
- Be automatically considered for a higher credit line in as little as 6 months
- $0 fraud liability if your card is ever lost or stolen
- Monitor your credit profile with the CreditWise® app, free for everyone
our choice
our choice
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
our choice
Capital One QuicksilverOne Cash Rewards Credit Card
GROCERY CASH BACK AND MORE FOR LIMITED CREDIT IN June 2021
- Click "APPLY ONLINE" to apply now
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
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questionsABOUT
REWARDS CREDIT CARDS
If I get a credit card with grocery rewards will I earn rewards at Walmart?
This depends on a credit card. As a rule, Walmart and some other big-box retailers are not considered a grocery store for credit cards because they sell a lot more than groceries. Therefore, Walmart purchases won't earn...
Read moreHow do store credit cards work?
Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...
Read moreHow to save money on groceries using a credit card?
Groceries make the biggest part of the average family budget and when you have an opportunity to save on such purchases, you can save a lot. There are a lot of tips and pieces of advice about how to save money while...
Read more
How to Choose a Credit Card
for Grocery Shopping
Choosing a right credit card for grocery or supermarket purchases may not be that easy as it seems. There are a lot of different credit cards with different rewards programs out there and finding just one for you may be a difficult task.
Start with Cash Back Rewards
Cash rewards are easy to understand and to calculate. Most cards come with fixed cash back rewards per dollar spent. They also may give bigger cash back in one or two shopping categories (like gas, restaurants, grocery). This type of cards is good for those who are new to the world of rewards. Another type of cash back rewards cards are cards with additional rewards in rotating shopping categories. Rotating categories change every quarter and grocery shopping may get additional cash back only once a year for three months. Rewards in changing categories are usually capped.
Loyalty Program Rewards
Co-branded credit cards may also come with big rewards in specific categories like grocery or gas. You can earn point rewards or miles rewards towards the loyalty program and then redeem them for airline tickets, hotel stays, rental cars and other rewards.
Once you've decided on a couple of credit cards, take your average food bill and make some calculations to see your potential savings. Don't forget to take into account possible annual fees and other charges. Note that it is recommended to pay off the rewards card balance in full each month to get the most out of your grocery credit card. When calculating your savings, pay attention to these things as well:
- How credit cards for groceries work. Credit cards for groceries are usually cash back credit cards that give higher cash back on grocery purchases. Other non-bonus purchases usually earn a standard 1% cash back. Thus, if you want to maximize your rewards in the grocery stores rewards category, look for a credit card that gives higher percentage back in this category.
- Know about rewards caps. Some credit cards with rewards categories put caps on how much you can get back in a particular rewards category. These caps limit to how much cash back you can earn per quarter or per year. So, check this out to make sure you still will be able to earn maximum rewards.
- Check out redemption options. This is probably as important as earning rewards. Redemption options depend on the card issuer, but all of them offer at least one of the following: statement credits, direct deposits, checks. Some issuers also allow to redeem through a shopping portal or to purchase gift cards from select retailers.
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GROCERY CREDIT CARDS
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