Grocery Stores Rewards Credit Cards 2019

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

TOP CREDIT CARDS FOR GROCERY PURCHASES FROM OUR PARTNERS

BEST GROCERY CREDIT CARDS

Grocery stores rewards category is one of the popular categories. Credit card issuers often give this category higher cash back rewards and thus allow consumers to earn back from their grocery shopping. Here's our shortlist of leading credit cards that will let you earn rewards on grocery shopping every day and throughout each year you have a credit card. Review the offers to see if there is a grocery credit card for you.

Capital One® Savor® Cash Rewards Credit Card
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

$500 Cash Back after you spend $3000 on purchases within 3 months from account opening

You can redeem cash back for any amount

Earning Rewards:

  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

16.74% - 25.74% (Variable)

Annual Fee:

$0 intro for first year; $95 after that

Balance Transfer Fee:

$0

Foreign Transaction Fee:

None

Citi Rewards+℠ Card
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com

Earning Rewards:

  • Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
APRs & FEES:

Intro APR on Purch.:

0% 12 months on Purchases

Intro APR on Bal. Tr.:

0% 12 months on Balance Transfers

Ongoing APR:

15.74% - 25.74% (Variable)

Annual Fee:

$0

Balance Transfer Fee:

3% of each balance transfer; $5 minimum.

Foreign Transaction Fee:

3%

Discover it® Miles
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!

Redeem your Miles as a statement credit towards travel purchases.

Earning Rewards:

  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

10.99% (14 months)

Ongoing APR:

14.24% - 25.24% Variable

Annual Fee:

$0

Balance Transfer Fee:

3%

Foreign Transaction Fee:

None

Capital One® SavorOne℠ Cash Rewards Credit Card
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

$150 Cash Back after you spend $500 on purchases within 3 months from account opening

You can redeem cash back for any amount

Earning Rewards:

  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
APRs & FEES:

Intro APR on Purch.:

0% intro on purchases for 15 months

Intro APR on Bal. Tr.:

0% intro on balance transfers for 15 months

Ongoing APR:

15.24% - 25.24% (Variable)

Annual Fee:

$0

Balance Transfer Fee:

3%

Foreign Transaction Fee:

None

Citi® Double Cash Card – 18 month BT offer
Compare
APPLY NOW See Details >
REWARDS:
Redeem for a check, statement credit, gift card or cash.

Earning Rewards:

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0% 18 months on Balance Transfers*

Ongoing APR:

15.74% - 25.74%* (Variable)

Annual Fee:

$0*

Balance Transfer Fee:

3% of each balance transfer; $5 minimum.

Foreign Transaction Fee:

3%

Discover it® Cash Back
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Redeem cash back any amount, any time. Rewards never expire.

Earning Rewards:

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

14.24% - 25.24% Variable

Annual Fee:

$0

Balance Transfer Fee:

3%

Foreign Transaction Fee:

None

American Airlines AAdvantage MileUp℠ Card
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

NEW: Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*

Use your miles for travel on American Airlines, American Eagle®, any oneworld® airline or any partner airline

Earning Rewards:

  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases*
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

18.24% - 26.24%* (Variable)

Annual Fee:

$0*

Balance Transfer Fee:

3% of each balance transfer; $5 minimum.

Foreign Transaction Fee:

3%

Discover it® chrome
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Redeem your cash back for any amount, any time. Cash rewards never expire.

Earning Rewards:

  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

14.24% - 25.24% Variable

Annual Fee:

$0

Balance Transfer Fee:

3%

Foreign Transaction Fee:

None

USAA® Rewards™ American Express® Card
Compare
APPLY NOW See Details >
REWARDS:

Bonus:

2,500 bonus points with your first purchase

Earning Rewards:

  • Earn 3X points per dollar spent on dining.
  • Earn 2X points per dollar spent on gas and groceries.
  • Earn 1X points for every dollar spent on all other purchases.
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

11.90% - 27.90% Variable

Annual Fee:

$0

Balance Transfer Fee:

3% on balance transfers and cash advances; $200 maximum

Foreign Transaction Fee:

None

Credit One Bank® Platinum Visa®
Compare
APPLY NOW See Details >
REWARDS:

Earning Rewards:

  • Enjoy peace of mind with $0 Fraud Liability
  • Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
  • View updates to your Experian credit score with free online access, terms apply
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

19.99% - 25.99% Variable

Annual Fee:

$0 - $99

Balance Transfer Fee:

N/A

Foreign Transaction Fee:

3% or $1.00, whichever is greater

Costco Anywhere Visa® Card by Citi
Compare
APPLY NOW See Details >
REWARDS:

Earning Rewards:

  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

17.49%* (Variable)

Annual Fee:

$0*

Balance Transfer Fee:

3% of each balance transfer; $5 minimum.

Foreign Transaction Fee:

0%

Credit One Bank® Platinum Visa® with Cash Back Rewards
Compare
APPLY NOW See Details >
REWARDS:

Earning Rewards:

  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

19.99% - 25.99% Variable

Annual Fee:

$0 - $99

Balance Transfer Fee:

N/A

Foreign Transaction Fee:

3% or $1.00, whichever is greater

Related User Questions:

How to save money on groceries using a credit card?
Groceries make the biggest part of the average family budget and when you have an opportunity to save on such purchases, you can save a lot. There are a lot of tips and pieces of advice about how to save money while shopping in grocery stores, but...
Continue reading
I want to apply for a credit card that gives me rewards on grocery stores. What card can you recommend me?
There are a lot of credit cards thar offer cash back on groceries stores purchases. Some cards give fixed cash back on all purchases, while another credit cards offer bigger cash back in this category. For example, you may consider the credit card....
Continue reading
I always buy grocery at Sears. Which card do you recommend to earn more rewards?
Even if you frequently shop at one particular store getting a Sears credit card may be not a best choice for maximizing your rewards. A branded credit card may seem lucrative for frequent customers but in most cases cardholders have to face hefty...
Continue reading
Ask Your Question

How to Choose a Credit Card for Grocery Shopping

Choosing a right credit card for grocery or supermarket purchases may not be that easy as it seems. There are a lot of different credit cards with different rewards programs out there and finding just one for you may be a difficult task.

Start with Cash Back Rewards

Cash rewards are easy to understand and to calculate. Most cards come with fixed cash back rewards per dollar spent. They also may give bigger cash back in one or two shopping categories (like gas, restaurants, grocery). This type of cards is good for those who are new to the world of rewards. Another type of cash back rewards cards are cards with additional rewards in rotating shopping categories. Rotating categories change every quarter and grocery shopping may get additional cash back only once a year for three months. Rewards in changing categories are usually capped.

Loyalty Program Rewards

Co-branded credit cards may also come with big rewards in specific categories like grocery or gas. You can earn point rewards or miles rewards towards the loyalty program and then redeem them for airline tickets, hotel stays, rental cars and other rewards.

Once you've decided on a couple of credit cards, take your average food bill and make some calculations to see your potential savings. Don't forget to take into account possible annual fees and other charges. Note that it is recommended to pay off the rewards card balance in full each month to get the most out of your grocery credit card. When calculating your savings, pay attention to these things as well:

- How credit cards for groceries work. Credit cards for groceries are usually cash back credit cards that give higher cash back on grocery purchases. Other non-bonus purchases usually earn a standard 1% cash back. Thus, if you want to maximize your rewards in the grocery stores rewards category, look for a credit card that gives higher percentage back in this category.

- Know about rewards caps. Some credit cards with rewards categories put caps on how much you can get back in a particular rewards category. These caps limit to how much cash back you can earn per quarter or per year. So, check this out to make sure you still will be able to earn maximum rewards.

- Check out redemption options. This is probably as important as earning rewards. Redemption options depend on the card issuer, but all of them offer at least one of the following: statement credits, direct deposits, checks. Some issuers also allow to redeem through a shopping portal or to purchase gift cards from select retailers.


User Comments About Grocery Stores Rewards Credit Cards

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!