Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Best Credit Cards with Grocery Rewards from Our Partners
Grocery shopping is one of our biggest monthly expenses. We all go to the supermarkets and spend money on groceries and other basics, so why not earn some cash back, points or miles in the process. Today a lot of cash back cards for grocery stores are offered to consumers. You can buy food and save all year round using a grocery rewards card.
- Best of May 2025
- Cash Back Rewards
- Gas & Groceries
- Limited / No Credit
our choice
our choice
on Your
our choice
our choice
our choice
at Gas Stations
at Grocery Stores
our choice
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
our choice
on Your
our choice
our choice
on Your
our choice
our choice
our choice
our choice
on Your
our choice
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
our choice
our choice
on Your
our choice
our choice
our choice
our choice
our choice
our choice
on Your
our choice
our choice
at Gas Stations
at Grocery Stores
our choice
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
our choice
our choice
our choice
on Your
our choice
our choice
on Your
our choice
our choice
on Your
our choice
our choice
our choice
how to choose A CREDIT CARD
FOR GROCERY SHOPPING
Choosing a right credit card for grocery or supermarket purchases may not be that easy as it seems. There are a lot of different credit cards with different rewards programs out there and finding just one for you may be a difficult task.
Start with Cash Back RewardsCash rewards are easy to understand and to calculate. Most cards come with fixed cash back rewards per dollar spent. They also may give bigger cash back in one or two shopping categories (like gas, restaurants, grocery). This type of cards is good for those who are new to the world of rewards. Another type of cash back rewards cards are cards with additional rewards in rotating shopping categories. Rotating categories change every quarter and grocery shopping may get additional cash back only once a year for three months. Rewards in changing categories are usually capped.
Loyalty Program RewardsCo-branded credit cards may also come with big rewards in specific categories like grocery or gas. You can earn point rewards or miles rewards towards the loyalty program and then redeem them for airline tickets, hotel stays, rental cars and other rewards.
Once you've decided on a couple of credit cards, take your average food bill and make some calculations to see your potential savings. Don't forget to take into account possible annual fees and other charges. Note that it is recommended to pay off the rewards card balance in full each month to get the most out of your grocery credit card. When calculating your savings, pay attention to these things as well:
- How credit cards for groceries work. Credit cards for groceries are usually cash back credit cards that give higher cash back on grocery purchases. Other non-bonus purchases usually earn a standard 1% cash back. Thus, if you want to maximize your rewards in the grocery stores rewards category, look for a credit card that gives higher percentage back in this category.
- Know about rewards caps. Some credit cards with rewards categories put caps on how much you can get back in a particular rewards category. These caps limit to how much cash back you can earn per quarter or per year. So, check this out to make sure you still will be able to earn maximum rewards.
- Check out redemption options. This is probably as important as earning rewards. Redemption options depend on the card issuer, but all of them offer at least one of the following: statement credits, direct deposits, checks. Some issuers also allow to redeem through a shopping portal or to purchase gift cards from select retailers.
questionsABOUT
REWARDS CREDIT CARDS
If I get a credit card with grocery rewards will I earn rewards at Walmart?
This depends on a credit card. As a rule, Walmart and some other big-box retailers are not considered a grocery store for credit cards because they sell a lot more than groceries. Therefore, Walmart purchases won't earn...
Read moreHow do store credit cards work?
Store credit cards, also known as retail credit cards, are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing...
Read moreHow to save money on groceries using a credit card?
Groceries make the biggest part of the average family budget and when you have an opportunity to save on such purchases, you can save a lot. There are a lot of tips and pieces of advice about how to save money while...
Read more