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Apply for Wells Fargo Reflect<sup>®</sup> Card - Credit-Land.com

Rating 4.3

APPLY

Excellent/Good Credit
Intro APR on Purchases
0% intro APR for up to 21 months from account opening
Intro APR on Balance Transfer
0% intro APR for up to 21 months from account opening on qualifying balance transfers
Regular APR
16.74% - 28.74% variable APR
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%; min: $5
Annual Fee
$0
  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 16.74% to 28.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
  • $0 Annual Fee
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • Rates & Fees

Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% intro APR for up to 21 months from account opening

Intro APR on Balance Transfers:
0% intro APR for up to 21 months from account opening on qualifying balance transfers

Ongoing APR:
16.74% - 28.74% variable APR

Balance Transfer Fee:
3% for 120 days from account opening, then up to 5%; min: $5

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Wells Fargo Autograph℠ Card - Credit-Land.com

Rating 4.7

APPLY

Excellent/Good Credit
Intro APR on Purchases
0% intro APR for 12 months from account opening
Intro APR on Balance Transfer
N/A
Regular APR
18.74%, 23.74%, or 28.74% variable APR
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%; min: $5
Annual Fee
$0
  • Limited time offer. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Offer expires 1/10/2023
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
  • $0 annual fee
  • 0% intro APR for 12 months from account opening on purchases. 18.74%, 23.74%, or 28.74% variable APR thereafter
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • Select “Apply Now” to learn more about the product features, terms and conditions.
  • Rates & Fees

Intro APR on Purchases

Intro APR on Purchases:
0% intro APR for 12 months from account opening

Ongoing APR on Purchases:
18.74%, 23.74%, or 28.74% variable APR

Annual Fee: $0

30,000 Points

Limited time offer. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Offer expires 1/10/2023

Rewards

Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases

Apply for Wells Fargo Active Cash<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY

Excellent/Good Credit
Intro APR on Purchases
0% intro APR for 15 months from account opening
Intro APR on Balance Transfer
0% intro APR for 15 months from account opening on qualifying balance transfers
Regular APR
18.74%, 23.74%, or 28.74% variable APR
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%; min: $5
Annual Fee
$0
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • Rates & Fees

Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% intro APR for 15 months from account opening

Intro APR on Balance Transfers:
0% intro APR for 15 months from account opening on qualifying balance transfers

Ongoing APR:
18.74%, 23.74%, or 28.74% variable APR

Balance Transfer Fee:
3% for 120 days from account opening, then up to 5%; min: $5

Annual Fee: $0

$200 Cash Rewards

Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

Rewards

Earn unlimited 2% cash rewards on purchases

Wells Fargo Bank
Credit Cards

Wells Fargo personal credit cards are aimed at consumers with established credit, meaning you have to have at least good credit to be able to qualify for a Wells Fargo credit card. Currently, there are only four consumer credit cards advertised on the Wells Fargo website.

People with good credit are offered 2 rewards cards, a long intro APR card, and a card co-branded with Hotels.com. The selection is not that impressive compared to what other big issuers offer. However, Wells Fargo loyal customers have straightforward choices and less pain deciding which offer to get.

In addition to consumer credit cards, Wells Fargo also issues business credit cards for small businesses. Wells Fargo offers two business credit cards: the Wells Fargo Business Platinum Credit Card and the Wells Fargo Business Elite Signature Card. Both cards come with a rewards program that allows customers to choose whether they want to earn points or cash back rewards. In addition to rewards, small businesses customers can request additional cards for employees and business spending reports.

While Wells Fargo has very few credit cards these days, those cards are geared to consumers' specific needs. Whether you are managing your debt or looking for a cash back credit card, you might want to check out Wells Fargo offers.

questionsABOUT
CREDIT CARDS

I need to know the actual limit and the interest rates. I get many of these offers and trying to make a sound decision. I have rebuilt my credit and not interested in a company that charges sky high interest rates.

There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly...

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With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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