Citibank Credit Card Applications 2025

Citi Strata Premier℠ Card

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Excellent, Good Credit

our choice

Rating 4.4

Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

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Earn

60,000

Bonus ThankYou^® Points

Bonus Offer:

Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Earn More
on Your

Daily Spending

Rewards on everyday purchases:

Earn 1 Point per $1 spent on all other purchases

Max. Rewards:

Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.

Rewards expiration:

No expiration and no limit to the amount of points you can earn with this card

Foreign Transaction Fee

Foreign Transaction Fee:

Annual Fee:

$95

Late Payment Fee:

See Terms

Citi Double Cash^® Card

Apply for Citi Double Cash<sup>®</sup> Card - Credit-Land.com

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Excellent, Good, Fair Credit

our choice

Rating 4.5

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

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$200

Cash Back Bonus

Bonus Offer:

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

Up to

Cash Back

Max. Rewards:

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Intro APR on Balance Transfers

Intro APR on Balance Transfer:

0% (18 months)

Regular APR:

18.24% - 28.24% (Variable)

Balance Transfer Fee:

Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

AT&T Points Plus^® Card from Citi

Apply for AT&T Points Plus<sup>®</sup> Card from Citi - Credit-Land.com

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Good Credit

our choice

Rating 4.4

Earn a $200 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening.
Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
Earn 3 ThankYou^® Points for every $1 spent at gas and EV charging stations
Earn 2 ThankYou^® Points per $1 spent at Grocery Stores
Earn 1 ThankYou^® Point per $1 spent on all other purchases
No limit to the amount of points you can earn, and your points will not expire.
No Annual Fee

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Get a

$200

Statement Credit

Bonus Offer:

Earn a $200 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening.

ThankYou^® Points
at Gas Stations

Rewards on Gas:

Earn 3 ThankYou^® Points for every $1 spent at gas and EV charging stations

Rewards on All Purchases:

Earn 1 ThankYou^® Point per $1 spent on all other purchases

ThankYou^® Points
at Grocery Stores

Groceries Rewards:

Earn 2 ThankYou^® Points per $1 spent at Grocery Stores

Rewards on All Purchases:

Earn 1 ThankYou^® Point per $1 spent on all other purchases

Citi^® / AAdvantage Business™ World Elite Mastercard^®

Apply for Citi<sup>®</sup> / AAdvantage Business™ World Elite Mastercard<sup>®</sup> - Credit-Land.com

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Excellent Credit

our choice

Rating 4.4

Designed for businesses
For a limited time, earn 75,000 American Airlines AAdvantage^® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
25% savings on American Airlines inflight Wi-Fi when you use your card
Enjoy preferred boarding on American Airlines flights
Earn 2 AAdvantage^® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Earn 1 AAdvantage^® mile per $1 spent on other purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
No Foreign Transaction Fees

Rates & Fees

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our choice

Earn

75,000

Bonus AAdvantage^® miles

Bonus Offer:

For a limited time, earn 75,000 American Airlines AAdvantage^® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.

Earn

AAdvantage^® Miles

Max. Rewards:

Earn 2 AAdvantage^® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations

Rewards on Everyday Purchases:

Earn 1 AAdvantage^® mile per $1 spent on other purchases

Rewards Expiration:

Miles will not expire if you earn or redeem miles once every 24 months^µ

Foreign Transaction Fee

Foreign Transaction Fee:

Annual Fee:

$99, waived for first 12 months

Late Payment Fee:

See Terms

Citibank^® Perks and
Promotions

Citi ThankYou^® Points and Rewards

Using a Citi card to make purchases, you can earn points or cash back for every dollar you spend. If you have a credit card that is part of the ThankYou^® Rewards program, you can earn additional ThankYou^® Points through special promotions as long as your account is current and in good standing. Citi ThankYou^® Points can be redeemed for cash, gift cards, and even transferred to participating airline and hotel loyalty programs. Your ThankYou^® rewards will not expire unless your account is terminated, or you default on your card agreement. In addition, Citi offers mobile banking through Citi Mobile^® App.

questionsABOUT
CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. The best credit cards in Canada offer great rewards, travel and purchase insurance, a welcome bonus, or other perks. So make sure you choose...

How do store credit cards work?

Store credit cards, also known as retail credit cards, are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing...

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