Citi® Credit Card Applications of 2019

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Credit Card Applications » Credit Card Companies » Citibank® Credit Cards

Best Citi® Credit Cards for You

Citibank<sup>®</sup> Credit Cards

Citi, a Credit-Land.com advertiser, is one of the leading banks in the credit card industry, with approximately 21 million customers holding cards issued by Citi. Citi issues Mastercard and Visa cards and has a vast array of options for students and businesses as well as personal credit cards. Their cards include rewards cards, travel and gas credit cards, hotel cards, prepaid cards, and more.

Citi offers mobile banking through Google Wallet, and their ThankYou rewards program gives customers points that can be redeemed for cash or used in their ThankYou Rewards online mall.

Choose from Citibank® Offers:

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Good Credit
Fair Credit
Bad Credit
Limited/No Credit
CONSUMER Credit Cards (8)
BUSINESS Credit Cards (1)
STUDENT Credit Cards (1)
Citi Rewards+ Card Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent, Good
0% 15 months on Purchases0% 15 months on Balance Transfers15.74% - 25.74% (Variable) 3% of each balance transfer; $5 minimum.$0
About this card:
  • The Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
More details
Our Expert's Valuation
  • Points round up.
  • Promo APR on balance transfers and purchases.
  • No annual fee.

  • Balance transfer fees.
Citi Simplicity® Card - No Late Fees Ever Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent, Good
0%* 12 months on Purchases*0%* 21 months on Balance Transfers*16.99% - 26.99%* (Variable) 5% of each balance transfer; $5 minimum.$0*
About this card:
  • The only card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.99% - 26.99%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.99% - 26.99%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
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Our Expert's Valuation
  • Zero intro APR on purchases and balance transfers.
  • No late fees or penalty rate.
  • No annual fee*.

  • No rewards program.
Citi Premier Card Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent
N/AN/A18.24% - 26.24% (Variable) 3% of each balance transfer; $5 minimum.$95
About this card:
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
  • 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases
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Our Expert's Valuation
  • Points do not expire.
  • No Foreign Transaction Fees.
  • Earn ThankYou® Points on card purchases.

  • Has an annual fee
Citi® Double Cash Card – 18 month BT offer Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent, Good
N/A0% 18 months on Balance Transfers*15.74% - 25.74%* (Variable) 3% of each balance transfer; $5 minimum.$0*
About this card:
  • Earn 2% cash back on purchases 1% when you buy and 1% as you make payments for those purchases
  • To earn cash back, pay at least the minimum due on time
  • 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness.*
  • Balance Transfers do not earn cash back
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
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Our Expert's Valuation
  • 0% Intro APR on Balance Transfers for 18 months*
  • Earn cash back as you pay for your purchases
  • No annual fee*

  • Balance transfer fee applies
American Airlines AAdvantage MileUp Card Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent
N/AN/A18.24% - 26.24%* (Variable) 3% of each balance transfer; $5 minimum.$0*
About this card:
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*
  • No Annual Fee*
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases*
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights*
More details
Our Expert's Valuation
  • Earn American Airlines AAdvantage miles on all purchases.
  • Save 25% on inflight food and beverage purchases*
  • Enjoy no annual fee*

  • No promotional intro APRs.
Citi® / AAdvantage® Executive World Elite Mastercard® Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent
N/AN/A17.99% - 25.99%* (Variable) 3% of each balance transfer; $5 minimum.$450
About this card:
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
  • Admirals Club® membership for you and access for guests traveling with you*
  • Complimentary Admirals Club® lounge access for authorized users
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
  • No Foreign Transaction Fees on purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation*
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Our Expert's Valuation
  • Earn AAdvantage® bonus miles.
  • Get Admirals Club® membership with guest privileges.
  • No Foreign Transaction Fees on purchases.*

  • High annual fee.
Costco Anywhere Visa® Card by Citi Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent
N/AN/A17.49%* (Variable) 3% of each balance transfer; $5 minimum.$0*
About this card:
  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership*
More details
Our Expert's Valuation
  • Cash back rewards.
  • No annual fee*.
  • Low interest rates.

  • Must have Costco membership.
Citi® Secured Mastercard® Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Limited History/No Credit/ New-to-Credit/ Good
N/AN/A24.74%* (Variable) 3% of each balance transfer; $5 minimum.$0
About this card:
  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.
More details
Our Expert's Valuation
  • For people with little or no credit history.
  • Helps build credit history.
  • Accepted worldwide.
  • No annual fee.

  • Requires a security deposit
Sorry!
There are NO CARDS of this type for the checked credit histories.
Costco Anywhere Visa® Business Card by Citi Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Excellent
N/AN/A17.49%* (Variable) N/A$0*
About this card:
  • Exclusively for Costco Members: Go Big with Cash Back Rewards. Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership*
More details
Our Expert's Valuation
  • No annual fee with paid Costco membership*.
  • Cash back rewards.
  • Low interest rate for purchases.

  • Only for Costco members.
Sorry!
There are NO CARDS of this type for the checked credit histories.
Citi Rewards+ Student Card Min. Credit History Intro APR on Purch. Intro APR on Bal. Tr. Regular APR Balance Transfer Fee Annual Fee
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Good
0% 7 months on PurchasesN/A16.74% - 26.74% (Variable) 3% of each balance transfer; $5 minimum.$0
About this card:
  • Introducing the New Citi Rewards+ Student Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
  • No annual fee
More details
Our Expert's Valuation
  • Round up to the nearest 10 points.
  • Promo APR on purchases.
  • No annual fee.

  • No promo rate on balance transfers.
Sorry!
There are NO CARDS of this type for the checked credit histories.

See Also Credit Card Applications from Other Banks:

Citibank® Perks & Promotions

Citi ThankYou Points and Rewards

Using your Citi card to make purchases gives you points for every dollar you spend. Up to an annual rewards cap, you can earn additional points through special promotions as long as your account is current and in good standing. Citi ThankYou points can be redeemed for cash, gift cards, and more, and your points will not expire unless your account is terminated or you default on your card agreement.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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