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Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
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Annual Fee
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Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
15.74% - 25.74% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • For a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and 1 ThankYou® Point per $1 spent thereafter.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
15.74% - 25.74% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Annual Fee: $0

20,000 ThankYou® Points

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Rewards

For a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and 1 ThankYou® Point per $1 spent thereafter.

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

Apply for Citi Premier<sup>®</sup> Card - Credit-Land.com

Rating 4.4

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
18.24% - 26.24% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$95
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

80,000 ThankYou® Points

For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Rewards

Earn 3 Points per $1 spent at Restaurants and Supermarkets

Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels

Earn 1 Point per $1 spent on all other purchases

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for Citi Custom Cash<sup>&#x2120;</sup> Card - Credit-Land.com

Rating 5.0

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
16.24% - 26.24% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
16.24% - 26.24% (Variable)

Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Annual Fee: $0

$200 Cash Back

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

Apply for Citi Simplicity<sup>®</sup> Card - Credit-Land.com

Rating 4.2

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
0% (12 months)
Intro APR on Balance Transfer
0% (21 months)
Regular APR
16.99% - 26.99% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.99% - 26.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (12 months)

Intro APR on Balance Transfers:
0% (21 months)

Ongoing APR:
16.99% - 26.99% (Variable)

Balance Transfer Fee:
5% of each balance transfer; $5 minimum.

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Citi<sup>®</sup> Double Cash Card – 18 month BT offer - Credit-Land.com

Rating 4.7

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (18 months)
Regular APR
16.24% - 26.24% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (18 months)

Ongoing APR on Balance Transfers:
16.24% - 26.24% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Annual Fee: $0

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Reporting to the Major Consumer Reporting Agencies

Apply for Citi<sup>®</sup> Diamond Preferred<sup>®</sup> Card - Credit-Land.com

Rating 4.3

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
0% (12 months)
Intro APR on Balance Transfer
0% (21 months)
Regular APR
15.99% - 25.99% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.99% - 25.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (12 months)

Intro APR on Balance Transfers:
0% (21 months)

Ongoing APR:
15.99% - 25.99% (Variable)

Balance Transfer Fee:
5% of each balance transfer; $5 minimum.

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for American Airlines AAdvantage MileUp<sup>&#x2120;</sup> Card - Credit-Land.com

Rating 4.2

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
18.24% - 27.24% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights

Annual Fee: $0

10,000 American Airlines AAdvantage® bonus miles

Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening

Rewards

Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services

Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

Earn 1 AAdvantage® mile for every $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases

Reporting to the Major Consumer Reporting Agencies

Apply for Citi<sup>®</sup> / AAdvantage<sup>®</sup> Executive World Elite Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.1

APPLY

on Citi's secure website

Excellent, Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
18.24% - 27.24% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$450
  • Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

50,000 American Airlines AAdvantage® bonus miles

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening

Rewards

Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for Costco Anywhere Visa<sup>®</sup> Card by Citi - Credit-Land.com

Rating 4.8

APPLY

on Citi's secure website

Excellent Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
17.49% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Annual Fee: $0

Rewards

4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter

3% cash back on restaurants and eligible travel purchases

2% cash back on all other purchases from Costco and Costco.com

1% cash back on all other purchases

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for Citi<sup>®</sup> Secured Mastercard<sup>®</sup> - Credit-Land.com

Rating 3.8

APPLY

on Citi's secure website

Limited History/No Credit/New to Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
24.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Build Credit

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Apply for CitiBusiness<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.4

APPLY

on Citi's secure website

Excellent Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
18.24% - 27.24% (Variable)
Balance Transfer Fee
N/A
Annual Fee
$99, waived for first 12 months
  • Designed for businesses
  • Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • No Foreign Transaction Fees

65,000 AAdvantage® miles

Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Rewards

Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations

Earn 1 AAdvantage® mile per $1 spent on other purchases

Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Citibank® Perks and
Promotions

Citi ThankYou® Points and Rewards

Using your Citi card to make purchases gives you points for every dollar you spend. Up to an annual rewards cap, you can earn additional points through special promotions as long as your account is current and in good standing. Citi ThankYou® Points can be redeemed for cash, gift cards, and more or used in the ThankYou® Rewards online mall. Your ThankYou® rewards will not expire unless your account is terminated, or you default on your card agreement. In addition, Citi offers mobile banking through Citi Mobile® App.

questionsABOUT
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There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly...

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We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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