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September 2021: Best Prepaid Debit Cards
Prepaid debit cards are becoming more and more popular, as everyone needs "plastic" these days, but not everyone can get one. Prepaid cards are essentially just cards you load up with cash and use on the go, when a card is required. They can be a lifesaver for people who can't get a regular credit card, or people without a checking account linked debit card.
- Top for September 2021
- Limited/No Credit
- Visa Prepaid Cards
- Mastercard Prepaid Cards
our choice
- No hidden fees.
- Fee-free Overdraft up to $200 with SpotMe*
- Grow your savings automatically with our Savings Account
- Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
our choice
our choice
- No-fee cash withdrawals at participating ACE Cash Express locations
- Get paid up to 2 days faster with Direct Deposit
- Unlock optional savings account
- Spend as usual! ACE Cash Express and Netspend donate to NBCF when you make purchases.
- Earn rewards when you activate special offers
our choice
our choice
- 1% cash back at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and More!
- No credit check or US credit history required
- No SSN required for non US citizens
- FDIC Insured account up to $250K
- Zero hidden fees – no annual fee or minimum deposit, no foreign transaction fees, no additional ATM fees, no overdraft fees, no card replacement fees.
- Cheapest international money transfer guarantee - Sable will cover the difference if you find a cheaper remittance option
- Open a restricted account before you even step foot in the U.S or have a U.S address
- Premium benefits like extended warranties and a satisfaction guarantee where Sable will cover most purchases, if you become dissatisfied with a new product within 60 days!
- Please see https://sablecard.com/tcs for terms and conditions
our choice
our choice
- Save the Planet, Get a $150 Bonus
- Earn cash back on debit card purchases and up to 15x the national interest rate on savings
- 3-5% cash back on Conscience Coalition purchases
- Choose a monthly fee you think is fair
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
- Cash back on debit card purchases at socially conscious businesses
- Plant a tree with every roundup
- Personal impact score to help you shop to match your values
our choice
our choice
- No account fees, no balance minimum
- Access to 55,000 ATMs nationwide, fee-free
- The coverage of VISA®, the security of FDIC
our choice
our choice
- Get your pay up to 2 days early with ASAP Direct Deposit™
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Earn over 10x the national savings rate average High-yield savings account, 1% APY paid quarterly on savings up to $5,000**
our choice
our choice
- No hidden fees.
- Fee-free Overdraft up to $200 with SpotMe*
- Grow your savings automatically with our Savings Account
- Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
our choice
our choice
- 1% cash back at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and More!
- No credit check or US credit history required
- No SSN required for non US citizens
- FDIC Insured account up to $250K
- Zero hidden fees – no annual fee or minimum deposit, no foreign transaction fees, no additional ATM fees, no overdraft fees, no card replacement fees.
- Cheapest international money transfer guarantee - Sable will cover the difference if you find a cheaper remittance option
- Open a restricted account before you even step foot in the U.S or have a U.S address
- Premium benefits like extended warranties and a satisfaction guarantee where Sable will cover most purchases, if you become dissatisfied with a new product within 60 days!
- Please see https://sablecard.com/tcs for terms and conditions
our choice
our choice
- Save the Planet, Get a $150 Bonus
- Earn cash back on debit card purchases and up to 15x the national interest rate on savings
- 3-5% cash back on Conscience Coalition purchases
- Choose a monthly fee you think is fair
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
- Cash back on debit card purchases at socially conscious businesses
- Plant a tree with every roundup
- Personal impact score to help you shop to match your values
our choice
our choice
- No hidden fees.
- Fee-free Overdraft up to $200 with SpotMe*
- Grow your savings automatically with our Savings Account
- Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
our choice
our choice
- No account fees, no balance minimum
- Access to 55,000 ATMs nationwide, fee-free
- The coverage of VISA®, the security of FDIC
our choice
our choice
- Get your pay up to 2 days early with ASAP Direct Deposit™
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Earn over 10x the national savings rate average High-yield savings account, 1% APY paid quarterly on savings up to $5,000**
our choice
our choice
- 1% cash back at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and More!
- No credit check or US credit history required
- No SSN required for non US citizens
- FDIC Insured account up to $250K
- Zero hidden fees – no annual fee or minimum deposit, no foreign transaction fees, no additional ATM fees, no overdraft fees, no card replacement fees.
- Cheapest international money transfer guarantee - Sable will cover the difference if you find a cheaper remittance option
- Open a restricted account before you even step foot in the U.S or have a U.S address
- Premium benefits like extended warranties and a satisfaction guarantee where Sable will cover most purchases, if you become dissatisfied with a new product within 60 days!
- Please see https://sablecard.com/tcs for terms and conditions
our choice
manage money WITH PREPAID
DEBIT CARDS
While prepaid cards can be very useful, you should beware of built-in fees for everything from opening the account to loading money on the card and to making transactions. But at the same time, these cards charge no interest like credit cards do. Also, they don't report to credit bureaus and require no credit checks or background checks, and as such, you won't ruin your credit history by using them. But they also will not help you build your credit history.
Prepaid cards are the easiest cards to manage - just load and use. Reloadable prepaid cards can be loaded and used over and over again, plus they can be used at any ATM when you need to withdraw cash.
A prepaid card can be a lifesaver for those susceptible to overspending and impulse buys. If you're working with a budget you can put the amount you want to spend on your card and be reassured that you won't go over budget.
A prepaid debit card is a good option for people who want to control payments on auto-renew. If you have automatic billing set up with a prepaid card, you will not have overdraft problems if the card runs out of money. The card will simply decline the automatic bill payment if it doesn't have any money left on it.
A prepaid card can be used as allowance: for children and young adults, this card is perfect for allowances and pocket money given by parents. Not only will your kids stop bugging you for cash, they will also learn independence, good money management skills, and discipline that will benefit them later in life, when they are full-fledged consumers.
questionsABOUT
BEST PREPAID CARDS
I am thinking of getting a prepaid card for my son who is away to college, he has a job but every now and then I wanted to be able to give him some extra spending money. I am considering the Arvest gift card, any advice?
Pre-paid card can be great for this sort of thing. Be aware of what fees are associated with the card. Some cards charge maintenance or other fees. All pre-paid cards are not created equal and some are better than...
Read moreHow old do you need to be to get a credit card? My daughter is starting high school and I'd like for her to have her own card, in case of emergencies.
It's smart to make sure your daughter is covered in case she gets into a tight financial spot, now that she's a teenager and likely to be away from you more often. However, don't be too eager to give her a credit card....
Read moreWhat are Prepaid Credit cards?
For consumers who would like to own a credit card yet want take complete control of their financial expenses can opt for a Prepaid Credit card. Here one can have the place in the account and then use it when required,...
Read more
commentsABOUT
BEST PREPAID DEBIT CARDS
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