ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
May 2023: Best Prepaid Debit Cards
Prepaid debit cards are becoming more and more popular, as everyone needs "plastic" these days, but not everyone can get one. Prepaid cards are essentially just cards you load up with cash and use on the go, when a card is required. They can be a lifesaver for people who can't get a regular credit card, or people without a checking account linked debit card.
- Top for May 2023
- Visa Prepaid Cards
- Mastercard Prepaid Cards
- Cards for Kids
our choice
Activation Fee
$0
Maintenance Fee
$0 with eligible direct deposit
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Get a $25 bonus when you direct deposit your federal or state tax refund to your WalMart MoneyCard account and receive a qualifying new direct deposit of $500+ by 6/30/23.*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
our choice
our choice
Activation Fee
$0
Maintenance Fee
See terms
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Five accounts. Pick the one that fits you best.
- You pick easy-to-use digital spend (checking) options.
- You “Name-It” savings accounts called “Goals”. Go ahead, save for that new guitar, bike, car, home, or whatever!
- You control Round-Up Widget. A simple way to save.
- You see your money snapshot. See all your finances on one page. “Plan” for your future.
- Strong security. Your money is protected.
- Refer two friends and get $100… refer 10 friends and get $500.
- A checking account with your own contactless debit card.
our choice
our choice
Activation Fee
$0
Maintenance Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- The Ultimate Mobile Bank Account.
- Get your government benefits up to 4 days early. Plus, direct deposit unlocks exclusive perks!
- Get your pay up to 2 days early with eligible direct deposit.
- No monthly fees with eligible direct deposit, otherwise $5 per month.
- No hidden fees.
- No minimum balance to open an account online.
- Fees, terms and conditions apply. Learn more at www.go2bank.com.
our choice
our choice
- Grow your credit score with your daily debit purchases.
- Get cash back on purchases. With new cash back offers added regularly, you’ll always find ways to save on the brands you love.
- No separate credit card required to get your credit score.
- Set up direct deposit to start getting paid up to 2 days earlier.
- No interest to pay back, no hidden fees, just more time with your money.
- Free credit monitoring and personalized tips to help you reach your financial goals.
- Building your credit is simple and easy with the free Credit Sesame app.
our choice
our choice
Activation Fee
N/A
Maintenance Fee
Basic Account Free, Premium Account $4.99/mo
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Up To Two Days Faster for Premium members
- Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
- Current offers accounts for everyone, including teens.
- Members receive instant spending notifications every time you swipe your card for added security.
- Members can instantly send money for free to friends and family with Current Pay.
- Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
our choice
our choice
- Earn $150 when you receive a qualifying direct deposit and use your Albert debit card.
- Advance up to $250 from your next paycheck.
- Earn up to 20% cash back when you buy gas, groceries, and more with your Albert debit card.
- Access your paycheck up to 2 days early with direct deposit.
- No hidden fees ($0 minimum balance and $0 maintenance fees).
- Genius subscribers can withdraw cash fee-free at 55,000+ ATMs.
our choice
our choice
- The first debit card made just for taking care of your loved ones.
- Use your dedicated Givers debit card to easily separate caregiving expenses from everyday expenses. No more need for messy receipts or spreadsheets.
- Get savings on autopilot.
- No upfront cost, no hidden fees, savings guarantee.
our choice
our choice
- Get cash back on eligible purchases.
- Check out securely at stores, including with just a tap of your card.
- Withdraw cash worldwide, including at 37,000+ fee-free MoneyPass® ATMs.
- No monthly fee, minimum balance, or credit check.
- Get your paychecks automatically transferred into your balance up to 2 days early.
- Use the PayPal Debit Card anywhere Mastercard is accepted to save on eligible purchases.
our choice
our choice
- Earn cashback and discounts from top brands with Rewards
- Get $10 bonus when you sign up for Revolut!
- Spend in over 140 currencies at the market exchange rate
- Exchange in 30+ fiat currencies up to $1000 per month with no hidden fees
- No cost out-of-network ATM withdrawals up to $1,200 per month (third party fees may apply)
- ATM withdrawals at more than 55,000 ATMs in our network237
- Please note that Revolut is frequently updating its products and features, see the Revolut Terms and Conditions for the latest offerings.
our choice
our choice
Activation Fee
$0
Maintenance Fee
See terms
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- Extra is the first debit card that helps you build your credit and earns reward points.**
- Earn up to 1% back in redeemable reward points with every purchase and spend your points on everything from Apple Airpods to Beauty products in the legendary Extra Rewards store.
- Extra is compatible with over 10,000+ banks*** across the United States—keep your money where you want, while spending smarter with Extra.
- No Credit Checks.
- No Deposit Required.
- No interest charges or surprises.
our choice
our choice
Activation Fee
N/A
Maintenance Fee
Basic Account Free, Premium Account $4.99/mo
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Up To Two Days Faster for Premium members
- Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
- Current offers accounts for everyone, including teens.
- Members receive instant spending notifications every time you swipe your card for added security.
- Members can instantly send money for free to friends and family with Current Pay.
- Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
our choice
our choice
Activation Fee
$0
Maintenance Fee
See terms
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Five accounts. Pick the one that fits you best.
- You pick easy-to-use digital spend (checking) options.
- You “Name-It” savings accounts called “Goals”. Go ahead, save for that new guitar, bike, car, home, or whatever!
- You control Round-Up Widget. A simple way to save.
- You see your money snapshot. See all your finances on one page. “Plan” for your future.
- Strong security. Your money is protected.
- Refer two friends and get $100… refer 10 friends and get $500.
- A checking account with your own contactless debit card.
our choice
our choice
- The first debit card made just for taking care of your loved ones.
- Use your dedicated Givers debit card to easily separate caregiving expenses from everyday expenses. No more need for messy receipts or spreadsheets.
- Get savings on autopilot.
- No upfront cost, no hidden fees, savings guarantee.
our choice
our choice
- Earn cashback and discounts from top brands with Rewards
- Get $10 bonus when you sign up for Revolut!
- Spend in over 140 currencies at the market exchange rate
- Exchange in 30+ fiat currencies up to $1000 per month with no hidden fees
- No cost out-of-network ATM withdrawals up to $1,200 per month (third party fees may apply)
- ATM withdrawals at more than 55,000 ATMs in our network237
- Please note that Revolut is frequently updating its products and features, see the Revolut Terms and Conditions for the latest offerings.
our choice
our choice
Activation Fee
$0
Maintenance Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- The Ultimate Mobile Bank Account.
- Get your government benefits up to 4 days early. Plus, direct deposit unlocks exclusive perks!
- Get your pay up to 2 days early with eligible direct deposit.
- No monthly fees with eligible direct deposit, otherwise $5 per month.
- No hidden fees.
- No minimum balance to open an account online.
- Fees, terms and conditions apply. Learn more at www.go2bank.com.
our choice
our choice
Activation Fee
See terms
Maintenance Fee
$9.99 or $19.99227
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- B9 Visa® Debit Card- the ONLY debit card with up to 5% cashback in available categories.
- Cashback is accumulated when using the B9 debit card for selected categories.
- Selected categories will each have their own cashback percentage and will change monthly to reflect the highest-yielding cashback option for our members that month!
- Deposit funds from your paycheck to your B9 account and get early access up to 100% of your earnings for the last 15 days.226
- No-Fee Instant B9 Advances (up to 100%).
- No-Fee ACH Transfers.
- No-Fee Instant Transfers to B9 Members.
- Credit Report, Credit Score, Credit Score Simulator.
our choice
our choice
Activation Fee
$0
Maintenance Fee
$0 with eligible direct deposit
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Get a $25 bonus when you direct deposit your federal or state tax refund to your WalMart MoneyCard account and receive a qualifying new direct deposit of $500+ by 6/30/23.*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
our choice
our choice
- Earn $150 when you receive a qualifying direct deposit and use your Albert debit card.
- Advance up to $250 from your next paycheck.
- Earn up to 20% cash back when you buy gas, groceries, and more with your Albert debit card.
- Access your paycheck up to 2 days early with direct deposit.
- No hidden fees ($0 minimum balance and $0 maintenance fees).
- Genius subscribers can withdraw cash fee-free at 55,000+ ATMs.
our choice
our choice
- Get cash back on eligible purchases.
- Check out securely at stores, including with just a tap of your card.
- Withdraw cash worldwide, including at 37,000+ fee-free MoneyPass® ATMs.
- No monthly fee, minimum balance, or credit check.
- Get your paychecks automatically transferred into your balance up to 2 days early.
- Use the PayPal Debit Card anywhere Mastercard is accepted to save on eligible purchases.
our choice
our choice
- Grow your credit score with your daily debit purchases.
- Get cash back on purchases. With new cash back offers added regularly, you’ll always find ways to save on the brands you love.
- No separate credit card required to get your credit score.
- Set up direct deposit to start getting paid up to 2 days earlier.
- No interest to pay back, no hidden fees, just more time with your money.
- Free credit monitoring and personalized tips to help you reach your financial goals.
- Building your credit is simple and easy with the free Credit Sesame app.
our choice
our choice
Activation Fee
$0
Maintenance Fee
See terms
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- Extra is the first debit card that helps you build your credit and earns reward points.**
- Earn up to 1% back in redeemable reward points with every purchase and spend your points on everything from Apple Airpods to Beauty products in the legendary Extra Rewards store.
- Extra is compatible with over 10,000+ banks*** across the United States—keep your money where you want, while spending smarter with Extra.
- No Credit Checks.
- No Deposit Required.
- No interest charges or surprises.
our choice
our choice
- Users can get up to 1 in 100 odds of getting your purchase paid for by Yotta for free. Plus earn 50% tickets back on every purchase
- FDIC insured
- Get paid two days early when users set up direct deposit on account
- Save with 2.70% average APY
our choice
our choice
Activation Fee
See terms
Maintenance Fee
See terms
Credit Check
Yes
Overdraft Available
No
Direct Deposit
Free
- Grow Credit is committed to helping the over 100 million Americans who have no or bad credit
- 0% interest and completely free with no security deposit required for qualifying customers*
- Grow Credit allows customers to build credit by paying for their subscription services or cell phone bills; with time, customers build a strong repayment history and establish a better financial future
- Grow Credit is committed to helping people who have been underserved or ignored by financial institutions
- By using Grow Credit, customers are empowered to build a strong future for themselves and their families
- Customers link their Grow MasterCard monthly subscriptions to the card and the amount is automatically deducted from their bank accounts every month and then reported to all three credit bureaus
- *Here is information about our underwriting criteria, which is determined by recent banking activity rather than credit scores.
our choice
our choice
- Raise financially smart kids.
- Send money instantly to your kids' accounts anytime, anywhere.
- Real-time transaction notifications.
- Store-specific spend controls and ATM parental controls.
- Track all historic activity in your kids’ Spend, Save and Give accounts.
- Switch the card on/off from the app.
our choice
our choice
Activation Fee
See terms
Maintenance Fee
$4.99
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Get the debit card & app that helps kids learn about budgeting.
- A debit card to support kids' financial independence.
- Choose from 45+ debit card designs & customize your card, too.
- Zero Liability Protection by Mastercard®.
- Real-time spending notifications.
- GoHenry blocks unsafe spending categories.
- Easily block and unblock cards.
- FDIC-insured accounts up to $250,000.
our choice
our choice