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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
May 2022: Best Prepaid Debit Cards
Prepaid debit cards are becoming more and more popular, as everyone needs "plastic" these days, but not everyone can get one. Prepaid cards are essentially just cards you load up with cash and use on the go, when a card is required. They can be a lifesaver for people who can't get a regular credit card, or people without a checking account linked debit card.
- Top for May 2022
- Limited/No Credit
- Visa Prepaid Cards
- Mastercard Prepaid Cards
our choice
Activation Fee
$0
Maintenance Fee
$0 with eligible direct deposit
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Get $20 this season when you make two new direct deposits of $500+ by 6/30/22.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
our choice
our choice
Activation Fee
N/A
Maintenance Fee
Basic Account Free, Premium Account $4.99/mo
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Up To Two Days Faster for Premium members
- Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
- Current offers accounts for everyone, including teens.
- Members receive instant spending notifications every time you swipe your card for added security.
- Members can instantly send money for free to friends and family with Current Pay.
- Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
our choice
our choice
- Users can get up to 1 in 100 odds of getting your purchase paid for by Yotta for free. Plus earn 10% tickets back on every purchase
- FDIC insured
- Earn 5% on extra bonus tickets for every paycheck
- Get paid two days early when users set up direct deposit on account
our choice
our choice
Activation Fee
$10
Maintenance Fee
$5.99 (billed annually)
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Earn $200 when you spend $1000 in the first 60 days of account opening
- 10% cash back on purchases with Conscience Coalition partners
- Up to 5.00% APY interest on savings balance (83x the national average)1
- One out-of-network ATM reimbursement monthly
- Opt to plant a climate change-fighting tree with every purchase you make
- Exclusive, planet-friendly debit card made from recycled plastic
- Carbon offsets for all your gas purchases with Planet Protection
- $7.99 per month, or $5.99 per month with annual subscription
our choice
our choice
Activation Fee
$0
Maintenance Fee
Starting at just $7/month
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- Extra is the first debit card that builds credit and earns rewards points just like a credit card.
- Earn up to 1% in points for everyday purchases like rideshares, coffees and your phone bills.
- Extra is compatible with over 10,000+ banks across the United States—keep your money where you want, while spending smarter with Extra.
- No Credit Checks.
- No Deposit Required.
- No interest charges or surprises.
our choice
our choice
Activation Fee
See terms
Maintenance Fee
$3 - $5
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- A debit card made of tungsten.
- Up to 10% invested in your future when you shop.
- Real-Time Round-Ups: your spare change from everyday purchases is instantly invested.
- Free or free-reimbursed ATMs nationwide, easy direct deposit, Google Pay.
- 24/7 customer support via chat, email or phone.
our choice
our choice
Activation Fee
See website for Details*
Maintenance Fee
See website for Details*
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- No-fee cash withdrawals at participating ACE Cash Express locations
- Get paid up to 2 days faster with Direct Deposit
- Unlock optional savings account
- Spend as usual! ACE Cash Express and Netspend donate to NBCF when you make purchases.
- Earn rewards when you activate special offers
our choice
our choice
- NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.
- Earn 1% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more!
- No credit check or US credit history required and no SSN required for non US citizens
- Open a restricted account before you step foot in the U.S or have a U.S address.
- Zero hidden fees—no annual fees, no additional ATM fees, no overdraft fees, no card replacement fees, and no minimum deposit.
- Premium benefits like extended warranty where Sable will double the warranty for eligible items purchased with your Sable card, and satisfaction guarantee where Sable will cover most purchases if you become dissatisfied with a new product within 60 days of purchase, and much more!
- Please see https://sablecard.com/tcs for terms and conditions.
our choice
our choice
Activation Fee
$10
Maintenance Fee
See terms
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Earn $150 when you spend $1000 in the first 60 days of account opening
- Choose your own monthly fee, even if it’s zero
- Enable Plant Your Change and plant a tree with every purchase round-up (Optional)
- Get paid two days early
- Shop with a conscience with your Personal Sustainability Score
- Access 55,000+ free ATMs worldwide
- Get 3-5% cash back on purchases at Conscience Coalition partners [including TOMs, Warby Parker, Blue Apron, Cariuma, and more]
- Up to 3.00% APY interest on savings balance1
our choice
our choice
Activation Fee
See terms
Maintenance Fee
See terms
Credit Check
Yes
Overdraft Available
No
Direct Deposit
Free
- Grow Credit is committed to helping the over 100 million Americans who have no or bad credit
- 0% interest and completely free with no security deposit required for qualifying customers*
- Grow Credit allows customers to build credit by paying for their subscription services or cell phone bills; with time, customers build a strong repayment history and establish a better financial future
- Grow Credit is committed to helping people who have been underserved or ignored by financial institutions
- By using Grow Credit, customers are empowered to build a strong future for themselves and their families
- Customers link their Grow MasterCard monthly subscriptions to the card and the amount is automatically deducted from their bank accounts every month and then reported to all three credit bureaus
- *Here is information about our underwriting criteria, which is determined by recent banking activity rather than credit scores.
our choice
our choice
Activation Fee
$0
Maintenance Fee
$0 with eligible direct deposit
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Get $20 this season when you make two new direct deposits of $500+ by 6/30/22.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
our choice
our choice
Activation Fee
N/A
Maintenance Fee
Basic Account Free, Premium Account $4.99/mo
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Up To Two Days Faster for Premium members
- Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
- Current offers accounts for everyone, including teens.
- Members receive instant spending notifications every time you swipe your card for added security.
- Members can instantly send money for free to friends and family with Current Pay.
- Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
our choice
our choice
Activation Fee
$0
Maintenance Fee
Starting at just $7/month
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- Extra is the first debit card that builds credit and earns rewards points just like a credit card.
- Earn up to 1% in points for everyday purchases like rideshares, coffees and your phone bills.
- Extra is compatible with over 10,000+ banks across the United States—keep your money where you want, while spending smarter with Extra.
- No Credit Checks.
- No Deposit Required.
- No interest charges or surprises.
our choice
our choice
- Users can get up to 1 in 100 odds of getting your purchase paid for by Yotta for free. Plus earn 10% tickets back on every purchase
- FDIC insured
- Earn 5% on extra bonus tickets for every paycheck
- Get paid two days early when users set up direct deposit on account
our choice
our choice
Activation Fee
See terms
Maintenance Fee
$3 - $5
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- A debit card made of tungsten.
- Up to 10% invested in your future when you shop.
- Real-Time Round-Ups: your spare change from everyday purchases is instantly invested.
- Free or free-reimbursed ATMs nationwide, easy direct deposit, Google Pay.
- 24/7 customer support via chat, email or phone.
our choice
our choice
Activation Fee
$10
Maintenance Fee
$5.99 (billed annually)
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Earn $200 when you spend $1000 in the first 60 days of account opening
- 10% cash back on purchases with Conscience Coalition partners
- Up to 5.00% APY interest on savings balance (83x the national average)1
- One out-of-network ATM reimbursement monthly
- Opt to plant a climate change-fighting tree with every purchase you make
- Exclusive, planet-friendly debit card made from recycled plastic
- Carbon offsets for all your gas purchases with Planet Protection
- $7.99 per month, or $5.99 per month with annual subscription
our choice
our choice
- NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.
- Earn 1% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more!
- No credit check or US credit history required and no SSN required for non US citizens
- Open a restricted account before you step foot in the U.S or have a U.S address.
- Zero hidden fees—no annual fees, no additional ATM fees, no overdraft fees, no card replacement fees, and no minimum deposit.
- Premium benefits like extended warranty where Sable will double the warranty for eligible items purchased with your Sable card, and satisfaction guarantee where Sable will cover most purchases if you become dissatisfied with a new product within 60 days of purchase, and much more!
- Please see https://sablecard.com/tcs for terms and conditions.
our choice
our choice
Activation Fee
See terms
Maintenance Fee
See terms
Credit Check
Yes
Overdraft Available
No
Direct Deposit
Free
- Grow Credit is committed to helping the over 100 million Americans who have no or bad credit
- 0% interest and completely free with no security deposit required for qualifying customers*
- Grow Credit allows customers to build credit by paying for their subscription services or cell phone bills; with time, customers build a strong repayment history and establish a better financial future
- Grow Credit is committed to helping people who have been underserved or ignored by financial institutions
- By using Grow Credit, customers are empowered to build a strong future for themselves and their families
- Customers link their Grow MasterCard monthly subscriptions to the card and the amount is automatically deducted from their bank accounts every month and then reported to all three credit bureaus
- *Here is information about our underwriting criteria, which is determined by recent banking activity rather than credit scores.
our choice
our choice
Activation Fee
$10
Maintenance Fee
See terms
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Earn $150 when you spend $1000 in the first 60 days of account opening
- Choose your own monthly fee, even if it’s zero
- Enable Plant Your Change and plant a tree with every purchase round-up (Optional)
- Get paid two days early
- Shop with a conscience with your Personal Sustainability Score
- Access 55,000+ free ATMs worldwide
- Get 3-5% cash back on purchases at Conscience Coalition partners [including TOMs, Warby Parker, Blue Apron, Cariuma, and more]
- Up to 3.00% APY interest on savings balance1
our choice
our choice
Activation Fee
$0
Maintenance Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Get your pay up to 2 days early with ASAP Direct Deposit™
- Overdraft protection up to $200 with opt-in and eligible direct deposit2
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Earn over 10x the national savings rate average High-yield savings account, 1% APY paid quarterly on savings up to $5,0003
our choice
our choice
Activation Fee
N/A
Maintenance Fee
Basic Account Free, Premium Account $4.99/mo
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Up To Two Days Faster for Premium members
- Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
- Current offers accounts for everyone, including teens.
- Members receive instant spending notifications every time you swipe your card for added security.
- Members can instantly send money for free to friends and family with Current Pay.
- Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
our choice
our choice
Activation Fee
See website for Details*
Maintenance Fee
See website for Details*
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- No-fee cash withdrawals at participating ACE Cash Express locations
- Get paid up to 2 days faster with Direct Deposit
- Unlock optional savings account
- Spend as usual! ACE Cash Express and Netspend donate to NBCF when you make purchases.
- Earn rewards when you activate special offers
our choice
our choice
Activation Fee
See terms
Maintenance Fee
$3 - $5
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- A debit card made of tungsten.
- Up to 10% invested in your future when you shop.
- Real-Time Round-Ups: your spare change from everyday purchases is instantly invested.
- Free or free-reimbursed ATMs nationwide, easy direct deposit, Google Pay.
- 24/7 customer support via chat, email or phone.
our choice
our choice
Activation Fee
$0
Maintenance Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Get your pay up to 2 days early with ASAP Direct Deposit™
- Overdraft protection up to $200 with opt-in and eligible direct deposit2
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Earn over 10x the national savings rate average High-yield savings account, 1% APY paid quarterly on savings up to $5,0003
our choice
our choice
- Money earned or given can be designated for saving, donating, investing or spending.
- Parents approve all money transactions and monitor all activity inside the app.
- The BusyKid Visa® Prepaid Spend Card empowers teens and kids to spend anywhere Visa® is accepted. Transfer funds to card immediately.
- With BusyPay, exclusive to BusyKid, users have an easy way for a grandparent, friend or neighbor to add money to a child BusyKid account.
- Each family subscription comes with up to 5 Spend Cards, access to BusyPay and all other features of the BusyKid app. No add-on costs.
our choice
our choice
Activation Fee
$0
Maintenance Fee
$0 with eligible direct deposit
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Get $20 this season when you make two new direct deposits of $500+ by 6/30/22.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
our choice
our choice
- NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.
- Earn 1% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more!
- No credit check or US credit history required and no SSN required for non US citizens
- Open a restricted account before you step foot in the U.S or have a U.S address.
- Zero hidden fees—no annual fees, no additional ATM fees, no overdraft fees, no card replacement fees, and no minimum deposit.
- Premium benefits like extended warranty where Sable will double the warranty for eligible items purchased with your Sable card, and satisfaction guarantee where Sable will cover most purchases if you become dissatisfied with a new product within 60 days of purchase, and much more!
- Please see https://sablecard.com/tcs for terms and conditions.
our choice
our choice
- Users can get up to 1 in 100 odds of getting your purchase paid for by Yotta for free. Plus earn 10% tickets back on every purchase
- FDIC insured
- Earn 5% on extra bonus tickets for every paycheck
- Get paid two days early when users set up direct deposit on account
our choice
our choice
Activation Fee
$10
Maintenance Fee
$5.99 (billed annually)
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
- Earn $200 when you spend $1000 in the first 60 days of account opening
- 10% cash back on purchases with Conscience Coalition partners
- Up to 5.00% APY interest on savings balance (83x the national average)1
- One out-of-network ATM reimbursement monthly
- Opt to plant a climate change-fighting tree with every purchase you make
- Exclusive, planet-friendly debit card made from recycled plastic
- Carbon offsets for all your gas purchases with Planet Protection
- $7.99 per month, or $5.99 per month with annual subscription
our choice
our choice
Activation Fee
$0
Maintenance Fee
Starting at just $7/month
Credit Check
No
Overdraft Available
Yes
Direct Deposit
Free
- Extra is the first debit card that builds credit and earns rewards points just like a credit card.
- Earn up to 1% in points for everyday purchases like rideshares, coffees and your phone bills.
- Extra is compatible with over 10,000+ banks across the United States—keep your money where you want, while spending smarter with Extra.
- No Credit Checks.
- No Deposit Required.
- No interest charges or surprises.
our choice
our choice
Activation Fee
See terms
Maintenance Fee
See terms
Credit Check
Yes
Overdraft Available
No
Direct Deposit
Free
- Grow Credit is committed to helping the over 100 million Americans who have no or bad credit
- 0% interest and completely free with no security deposit required for qualifying customers*
- Grow Credit allows customers to build credit by paying for their subscription services or cell phone bills; with time, customers build a strong repayment history and establish a better financial future
- Grow Credit is committed to helping people who have been underserved or ignored by financial institutions
- By using Grow Credit, customers are empowered to build a strong future for themselves and their families
- Customers link their Grow MasterCard monthly subscriptions to the card and the amount is automatically deducted from their bank accounts every month and then reported to all three credit bureaus
- *Here is information about our underwriting criteria, which is determined by recent banking activity rather than credit scores.
our choice