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September 2024: Best Credit Cards for Hotel Stays from Our Partners
Scoring a free night in a hotel or upgrading to a luxury suite is easy with a hotel rewards credit card, which gives cardholders bonus points for spending money in specific categories, such as dining out, travel or entertainment. Hotel rewards cards often give generous sign-up bonus offers that may be enough for a reward stay at a five-star hotel.
Credit Card for Hotel Stays
BEST CHOICE OF September 2024
- UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase
- No annual fee
Best Hotel Credit Cards
There are co-branded hotel credit cards and general rewards credit cards. Here we offer bank-issued cards which are not affiliated with any specific hotel. These hotel credit cards offer travel rewards allowing you to earn up to 3% rewards in different shopping categories. Rewards can be redeemed for nights at major hotel chains. When you're ready to redeem, you can redeem your rewards as statement credits towards hotel stays or convert into cash that can be used for anything you want.
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our choice
- Click "APPLY ONLINE" to apply now
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
our choice
our choice
- Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
- Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
our choice
our choice
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Limited Time Offer: Earn 60,000 bonus points when you spend $1,000 in purchases within the first 3 months - enough to redeem for up to 7 Reward nights at select Choice Hotels® properties. Additional fees may apply.
- Earn 5X points on stays at participating Choice Hotels® properties.
- Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
- $0 annual fee.
- Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Receive 10 Elite night credits qualifying for at least Gold level status each calendar year.
- No Foreign Currency Conversion Fee.
- Rates & Fees
our choice
our choice
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn $400 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
- Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases.
- $0 annual fee.
- Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
- No foreign transaction fees.
- Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Rates & Fees
our choice
our choice
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025. - No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash® Card account per person.
our choice
our choice
- Click "APPLY ONLINE" to apply now
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
our choice
our choice
- UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase
- No annual fee
- Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
- 0% intro APR for 15 months on purchases. Then 18.24% - 28.24% Standard Variable Purchase APR will apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Terms and conditions apply.
our choice
our choice
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
our choice
our choice
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn $600 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
- Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.
- $99 annual fee.
- Get Automatic Gold tier in the One Key rewards program with savings of 20% or more with Gold Member Prices on over 10,000 hotels worldwide. Unlock Platinum when you spend $30,000 per calendar year.
- Get $100 in OneKeyCash each year upon your cardholder anniversary.
- Receive a statement credit of up to $100 for Global Entry® or TSA PreCheck®
- No foreign transaction fees.
- Rates & Fees
our choice
our choice
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Limited Time Offer: Earn 90,000 bonus points when you spend $3,000 in purchases within the first 3 months - enough to redeem for up to 11 Reward nights at select Choice Hotels® properties. Additional fees may apply.
- Earn 10X points on stays at participating Choice Hotels® properties.
- Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
- $95 annual fee.
- Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
- No Foreign Currency Conversion Fee.
- Rates & Fees
our choice
Citi Strata Premier℠ Card
GREAT REWARDS CREDIT CARD
OF September 2024
- Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
- Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
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questionsABOUT
CREDIT CARDS
Which credit card is best for business travel?
There's no one best-for-all credit card. Every business is individual, and if one card is good for one business, it does not necessarily mean it will be good for all other businesses as well. When you fly with specific...
Read moreWhat travel benefits I can get with a business credit card?
Business credit cards, like personal credit cards, can come with numerous travel benefits and perks. Business travel benefits may include no foreign transaction fees, trip cancellation or interruption insurance, travel...
Read moreI fly a lot for work. Most often it's United Airlines or American Airlines, but sometimes other airlines. Need a credit card to save on airline tickets.
Since you fly different airlines, we would recommend you consider general travel rewards credit cards instead of co-branded airlines credit cards. Such cards typically offer significant sign-up...
Read more
extra benefits OF HOTEL REWARDS
CARDS
A travel or hotel rewards credit card gives you discounts on things like car rentals, cruises, hotel stays, flights, and more. Certain cards (also known as hotel branded cards) give you points toward free nights at a specific hotel chain, like Hyatt or Sheraton, while others (bank-issued cards) let you use your points at any hotel - or on a flight, cruise, or other travel.
What Can You Get with a Co-Branded Hotel Credit Card?
Your hotel rewards credit card can give you an upgrade to a much swankier hotel than you thought you could ever afford. You might be surprised at the luxurious accommodations that could be yours when you use one of a co-branded hotel rewards program credit cards to accrue points and rewards. If you're a frequent traveler, or you aspire to be, a hotel credit card could be the card for you.
Some hotels will give you priority check-in with your hotel rewards card, and some will give you a room upgrade, trading your single room for a suite, or your parking-lot view for an ocean view.
Things you Get with a General Travel Rewards Credit Card
General travel cards come with their own rewards programs that are not affiliated with any hotel chain. This can give you flexibility when it comes to redeeming points. Rewards can be redeemed as statement credits on travel purchases, including hotel stays, they can be transferred to participating loyalty programs, or rewards can be simply used as cash back.
As for earning rewards, general travel rewards credit cards can offer bigger rewards for purchases in certain categories (travel, gas, entertainment) or they can offer a flat earning rate on all purchases.
Either card you choose, you should be sure you will be able to maximize your earnings and, which is more important, use earned rewards the way you want and when you want.
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