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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
United® MileagePlus® Neo World Elite® Mastercard
Credit Recommended:
Excellent/Good
Credit Card Details
- Earn up to 20,000 MileagePlus miles with 5,000 miles on card activation, plus an additional 15,000 miles when when you spend $3,000 net of refunds within 3 months of application.446
- Earn 1.25 miles per $1 on United & Star Alliance flights, 1 mile per $1 on dining & groceries, 0.75 miles per $1 everywhere else. Bonus miles through Neo's merchant 10K+ partner network.
- Renewal Bonus: 5,000 miles per year when account remains open and active within 365 days. No minimum spend required — the card just needs to be active with one purchase.
- Free first checked bag: On United-operated flights.
- Priority boarding: Group 2 on United flights for primary cardholder and travel companions.
- Nexus fee credit: Up to $120 USD every 5 years.
- Earn and redeem MileagePlus miles across United Airlines and 25+ Star Alliance partner airlines worldwide, including Air Canada, Lufthansa, and more.
- Save at least 10% on every United award flight. Premier members with a United card save at least 15%.
- Access to additional Saver Award seat inventory in United Polaris Business Class — availability not open to non-cardholders.
- Earn more miles on standard United tickets, with additional miles stacked on top when you pay with the card.
- Secured card option available (with security funds).
- Annual fee: $89.
- Minimum income: $80,000 individual or $150,000 household.
- Miles don’t expire.
your rewards
EARN
REDEEM
BONUS OFFER
Up to
20,000
Miles
Earn up to 20,000 MileagePlus miles with 5,000 miles on card activation, plus an additional 15,000 miles when when you spend $3,000 net of refunds within 3 months of application.446
REWARDS RATE
1.25X
Earn 1.25 miles per $1 on United & Star Alliance flights
1X
1 mile per $1 on dining & groceries
0.75X
0.75 miles per $1 everywhere else
Renewal Bonus: 5,000 miles per year when account remains open and active within 365 days. No minimum spend required — the card just needs to be active with one purchase.
MileagePlus® members can use miles to pay for flights, gift cards, entertainment, and much more.
Miles don’t expire.
Interest Rates & Fees
Intro APR:
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Regular APR:
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Penalty APR:
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Intro APR:
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Regular APR:
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Balance Transfer Fee:
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Regular APR:
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Cash Advance Fee:
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Penalty APR:
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