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Charles Schwab Bank
CREDIT CARD ALTERNATIVES

Charles Schwab Bank is an American banking and brokerage company that was founded in 1971 and is currently headquartered in San Francisco, California. This company was originally founded as an investment newsletter publisher and brick-and-mortar brokerage firm, and earned its current name in 1973. Charles Schwab offers several banking products and services such as home equity loans. The High Yield Investor Checking account comes with a variable interest rate of 0.10% on any balance.
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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

Rating 4.1

Excellent/Good Credit

REWARDS BONUS

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.

REWARDS

  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 20.99% to 30.99%, based on your creditworthiness

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms
Viewing 1 - 2 of 3

our choice

Rating 3.9

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)

ANNUAL FEE

  • $0

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases

ANNUAL FEE

  • $0

Rating 4.1

Excellent/Good Credit

REWARDS BONUS

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.

REWARDS

  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Viewing 1 - 2 of 3

our choice

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms
Viewing 1 - 2 of 3

our choice

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

Rating 4.1

Any Credit

KEY FEATURE

  • Unlock $1,000 to shop, build credit, and pay over time with your paycheck.

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $0

other alternatives TO CHARLES SCHWAB BANK
CREDIT CARDS

our choice

Rating 4.1

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

our choice

Get a Statement Credit
Bonus Offer
Receive a $200 statement credit when you spend $3,000 in the first 3 months.
Earn More
on Your
Daily Spending
Rewards on Everyday Purchases
Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
Redemption Options
Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
Rewards Expiration
So long as your Rocket Visa Signature Card remains in good standing, your Points never expire.
No
Foreign Transaction Fee
Foreign Transaction Fee
None
Annual Fee
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Late Payment Fee
Up to $25

our choice

Rating 3.9

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay*
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

our choice

$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
Up to 3%
Late Payment Fee
$0
$200
Cash Back Bonus
Bonus Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards
3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)

our choice

Rating 4.8

  • See Your Rate In Minutes
  • Get Your Free Experian® Credit Report
  • Compare Low Interest Personal Loans Up To $100,000. Get An Online Quote In Minutes!
  • Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

our choice

Loans up to
$100,000
Minimum Loan Amount
$1,000
Maximum Loan Amount
$100,000
Term of Loan
See terms
Instant Response
Credit Recommended
Any Credit
Minimum Age of a Borrower
18
Employment Required
Yes
Reporting
to the Major Consumer Reporting Agencies
Credit Check
Yes
Instant Response
Yes
Credit Agencies Report
Yes

our choice

Rating 5.0

  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A $750 revolving line of credit to use for Kikoff purchases
  • Build payment history that gets reported to Equifax and Experian

our choice

No Credit Check
Credit Check
No
Instant Response
Yes
Credit Agencies Report
Yes
Loans up to
$750
Minimum Loan Amount
See terms
Maximum Loan Amount
$750
Term of Loan
See terms
Instant Response
Credit Recommended
Any Credit
Minimum Age of a Borrower
18
Employment Required
Yes

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

our choice

$200
Cash Back Bonus
Bonus Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards
3% cash back on Home, Auto and Health Categories
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
Up to 3%
Late Payment Fee
$0

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

our choice

$200
Cash Back Bonus
Bonus Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
1.5%
Cash Back
Max. Rewards
Earn 1.5% unlimited cash back on card purchases every time you make a payment
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
Up to 3%
Late Payment Fee
$0

card offers FROM
Charles Schwab Bank

The Charles Schwab credit card options are American Express cards which can be used at many places around the world. Both of these Schwab credit cards come with their own set of cardholder perks and benefits. Both also have unlimited fee rebates from any ATM worldwide.

The Charles Schwab Bank High Yield Investor Checking account card comes with no monthly service fees and requires no account minimum. With this Charles Schwab card, cardholders have access to free mobile bill pay on Schwab.com and Schwab mobile. Cardholders can choose to apply for Schwab Mobile Deposit so they can have the ability to deposit checks from virtually anywhere. Cardholders can also choose to link their account to Apple Pay so they can make purchases with their iPhone.

The Schwab Bank High Yield Investor Savings card also comes with no membership fees or account minimums. Cardholders have access to mobile applications that allow them to access their account or transfer funds. In addition, cardholders also have the option of applying for the company's mobile deposit option. A cardholder can choose to apply for direct deposit and deposit all or a portion of their paycheck or social security check.

Both the High Yield Investor Savings and Checking accounts are insured by the FDIC for up to $250,000. The cards they offer have benefits to consider, but neither of these cards comes with a rewards program. If you are someone who is looking for a card with a rewards program, or simply just a better card, you should consider the credit cards featured here.

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