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Regular APR
Annual Fee
Instant Response
Credit Bureaus Reporting
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our choice

Rating 3.4

  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Simple and fast application process
  • Greater access to credit than before - $700 credit limit
  • $0 Fraud Liability* for unauthorized use offers you peace of mind
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.

our choice

$700
Credit Limit
Security Deposit:
No
Credit Line:
$700
Credit Line Increase:
See terms
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Use nationwide wherever Mastercard is accepted
Credit Check:
Yes
Regular APR
Annual Fee
Annual Fee
Credit Bureaus Reporting
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Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Take Control of Your Finances

with First Electronic Bank

First Electronic Bank is a full-service financial company with a wide range of capabilities and product offers for both consumer and commercial end-users. First Electronic Bank offers customized strategic partnership programs, specifically tailored to fit the needs of the customers, and is able to originate and fund loans in all 50 states.


The company offers a wide range of lending practices: from issuance of Visa® and Mastercard® credit cards to revolving lines of credit to closed-end loans, secured to unsecured, consumer to small business.


In today's tech-driven environment, First Electronic Bank operates nationwide and provides valuable, innovative financial products to diverse groups of consumers and businesses, including those with limited choice and access. First Electronic Bank has several card types depending on your needs, including rewards and no-annual fee credit cards. Moreover, the bank generally accepts applications with poor to fair credit scores. Even if you have previously declared bankruptcy, there's a chance you may be able to qualify for their card.

questionsABOUT
CREDIT CARDS

I recently went through a bankruptcy and want to improve my creditworthiness. I'm considering the Destiny card as a starting point, do I have any chance of getting approved?

The Destiny Mastercard® is ideal for those looking for their first credit card and want to build a credit history. Even those with prior bankruptcies can qualify for the card. This card reports to all three major credit...

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How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
See all questions

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