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Regular APR
Annual Fee
Instant Response
Credit Bureaus Reporting
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Regular APR
35.9%
Annual Fee
$175 the first year; $49 thereafter
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Earn 1.5% cashback rewards on all of your eligible purchases!
  • Reports to all three major credit bureaus
  • Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online

Rewards

Earn 1.5% cashback rewards on all of your eligible purchases!

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Destiny™ Mastercard<sup>®</sup> - Credit-Land.com

Rating 3.4

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Poor to Good Credit
Regular APR
24.9%
Annual Fee
$75 the first year; $99 thereafter
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Greater access to credit than before - $500 credit limit
  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Reports to all three major credit bureaus

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Take Control of Your Finances
with First Electronic Bank

First Electronic Bank is a full-service financial company with a wide range of capabilities and product offers for both consumer and commercial end-users. First Electronic Bank offers customized strategic partnership programs, specifically tailored to fit the needs of the customers, and is able to originate and fund loans in all 50 states.


The company offers a wide range of lending practices: from issuance of Visa® and Mastercard® credit cards to revolving lines of credit to closed-end loans, secured to unsecured, consumer to small business.


In today's tech-driven environment, First Electronic Bank operates nationwide, and provides valuable, innovative financial products to diverse groups of consumers and businesses, including those with limited choice and access. First Electronic Bank has several card types depending on your needs, including rewards and no-annual fee credit cards. Moreover, the bank generally accepts applications with poor to fair credit scores. Even if you have previously declared bankruptcy, there's a chance you may be able to qualify for their card.

questionsABOUT
CREDIT CARDS

I recently went through a bankruptcy and want to improve my creditworthiness. I'm considering the Destiny card as a starting point, do I have any chance of getting approved?

The Destiny Mastercard is ideal for those looking for their first credit card and want to build a credit history. Even those with prior bankruptcies can qualify for the card. This card reports to all three major credit...

Read more
How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
See all questions

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