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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Bank of America® Premium Rewards® Credit Card
Credit Recommended:
Excellent/Good
Credit Card Details
- Low $95 annual fee.
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- If you're a Bank of America Preferred Rewards® member, you can earn 25% - 75% more points on every purchase. That means you could earn 2.5 - 3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
your rewards
EARN
REDEEM
BONUS OFFER
60,000
Points
Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
REWARDS RATE
2X
Earn unlimited 2 points for every $1 spent on travel and dining purchases.
1.5X
Earn unlimited 1.5 points for every $1 spent on all other purchases.
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
Your points don't expire as long as your account remains open.
Interest Rates & Fees
Intro APR:
N/A
Regular APR:
21.24% - 29.24% Variable APR on purchases
Penalty APR:
up to 29.99% APR
Intro APR:
N/A
Regular APR:
21.24% - 29.24% Variable APR on balance transfers
Balance Transfer Fee:
4% of the amount of each transaction
Regular APR:
See Terms
Cash Advance Fee:
See Terms
Penalty APR:
up to 29.99% APR