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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Bank of America® Unlimited Cash Rewards credit card
Credit Recommended:
Excellent/Good
Credit Card Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- New Offer! Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
- Thereafter, you’ll earn unlimited 1.5% on all purchases, with no expiration on rewards as long as your account remains open.
- With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back with Preferred Rewards. The Preferred Rewards bonus does not apply to the .5% first-year bonus.
- No annual fee.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
your rewards
EARN
REDEEM
BONUS OFFER
$200
Cash Back
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
REWARDS RATE
2%
Earn 2% cash back on all purchases for the first year from account opening
1.5%
1.5% cash back on all purchases after the first year from account opening
Redeem your cash rewards for any amount, anytime for statement credits to your credit card, deposits made directly into a Bank of America® checking or savings account, or to pay for purchases when you shop at Amazon.com or check out with PayPal.
Interest Rates & Fees
Intro APR:
0% Intro APR for 15 billing cycles for purchases
Regular APR:
17.99% - 27.99% Variable APR on purchases
Penalty APR:
up to 29.99% APR
Intro APR:
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR:
17.99% - 27.99% Variable APR on balance transfers
Balance Transfer Fee:
3% for 60 days from account opening, then 4%
Regular APR:
See Terms
Cash Advance Fee:
See Terms
Penalty APR:
up to 29.99% APR