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Bilt Palladium Card

Rating: 4.1
Credit Recommended: Excellent / Good
Consider offers for Fair, Bad or Limited/No Credit or use Credit Card Navigator Tool

Credit Card Details

  • Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
  • 2X points on everyday spend.
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
  • Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
  • Priority Pass ($469/year value). See Guide to Benefits.
  • Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
  • Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.
  • Bank: Column, N.A.
  • Card Network: Mastercard®
  • User Category: Consumer
  • Card Type: Unsecured
  • Issuing Country: United States

your rewards

EARN
REDEEM
BONUS OFFER
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
REWARDS RATE
2X
2X points on everyday spend.
1.25X
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.
Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
At the end of each calendar year, any Bilt Cash balance over $100 will expire. Bilt points don’t expire.
Learn more about rewards of the Bilt Palladium Card

Interest Rates & Fees

Intro APR:
10% intro APR on New Card Purchases for the first 12 billing cycles after account opening
Regular APR:
26.74 - 34.74% variable
Penalty APR:
None

Intro APR:
N/A
Regular APR:
26.74 - 34.74% variable
Balance Transfer Fee:
Greater of 5% or $5

Regular APR:
31.74 - 34.74% variable
Cash Advance Fee:
Greater of 5% or $5
Penalty APR:
None

Annual Fee:
$495
Foreign Transaction Fee:
$0
Late Payment Fee:
Up to $41

Bilt Palladium Card

  • Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
  • 2X points on everyday spend.
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
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Bilt Palladium Card🜂

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