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Chime Credit Builder Visa® Credit Card

Rating: 4.1
Credit Recommended: Fair/Bad/No

Credit Card Details

  • Chime Spending Account and $200 qualifying direct deposit required to apply. Eligibility requirements apply for Credit Builder metal card
  • Free credit building, no matter your credit history
  • No annual fees or interest
  • No credit check to apply
  • No minimum security deposit required1
  • Whether it’s gas or groceries, all purchases can count towards building credit via on-time payment
  • Reports to all 3 major credit bureaus
  • View and track your FICO score right in the Chime app. FICO is the credit score used by 90% of lenders2
  • Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Affiliate - Credit Builder Brief
  • 1Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder card, which means you can spend up to this amount on your card
  • 2Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More
  • Bank: The Bancorp Bank
  • Card Network: Visa®
  • User Category: Consumer
  • Card Type: Secured
  • Issuing Country: United States

your benefits

Key Feature
Chime Spending Account and $200 qualifying direct deposit required to apply. Eligibility requirements apply for Credit Builder metal card

Interest Rates & Fees

Intro APR:
N/A
Regular APR:
N/A
Penalty APR:
See terms

Intro APR:
N/A
Regular APR:
N/A
Balance Transfer Fee:
See terms

Regular APR:
N/A
Cash Advance Fee:
See terms
Penalty APR:
See terms

Annual Fee
$0
Foreign Transaction Fee
See terms
Late Payment Fee
See terms
Apply for Chime Credit Builder Visa® Credit Card - Credit-Land.com

Rating 4.1

APPLY

Chime Credit Builder Visa® Credit Card

  • Chime Spending Account and $200 qualifying direct deposit required to apply. Eligibility requirements apply for Credit Builder metal card
  • Free credit building, no matter your credit history
  • No annual fees or interest
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Chime Credit Builder Visa® Credit Card

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