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Chime Visa® Debit Card

Rating: 4.2
Credit Recommended: Any Credit

Card Details

  • No Monthly Fees.
  • Get fee-free overdraft up to $200* with SpotMe®.
  • Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
  • Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
  • *SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe on Debit service, you must receive $200 or more in qualifying direct deposits to your Chime Checking Account each month and have activated your physical Chime Visa® Debit Card or secured Chime Credit Builder Visa® Credit Card. Qualifying members will be allowed to overdraw their Chime Checking Account for up to $20 on debit card purchases and cash withdrawals initially but may later be eligible for a higher limit of up to $200 or more based on Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Debit limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime's sole discretion. Although Chime does not charge any overdraft fees for SpotMe on Debit, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe on Debit will not cover any non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe on Debit Terms and Conditions.
  • ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
  • Card Network: Visa®
  • Card Type: Debit
  • Issuing Country: United States
  • Rewards Program: N/A

your benefits

Key Feature
Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!

Prepaid Card Features

Activation Fee:
No
Monthly Fee:
No
Paper Statement Fee:
N/A

Daily Deposit Limit:
See terms
Daily Cash Withdrawal Limit:
See terms
Maximum Card Balance:
See terms

Overdraft Available:
Yes
Overdraft Fee:
Fee-free Overdraft up to $200* with SpotMe
Maximum Overdraft Limit:
$200
Apply for Chime Visa® Debit Card - Credit-Land.com

Rating 4.2

APPLY NOW

Chime Visa® Debit Card

  • Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
  • Get fee-free overdraft up to $200* with SpotMe®.
  • No Monthly Fees.
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Chime Visa® Debit Card🜂

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