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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Discover it® Balance Transfer
Credit Card Details
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- 100% U.S. based customer service.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
your rewards
EARN
REDEEM
BONUS OFFER
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
REWARDS RATE
5%
5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
1%
1% unlimited cash back on all other purchases - automatically
Redeem cash back any amount, any time. Rewards never expire.
Cash rewards never expire.
Interest Rates & Fees
Intro APR:
0% (6 months)
Regular APR:
13.49% - 24.49% Variable
Penalty APR:
See terms
Intro APR:
0% (18 months)
Regular APR:
13.49% - 24.49% Variable
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Regular APR:
26.49% Variable
Cash Advance Fee:
See terms
Penalty APR:
See terms
Annual Fee
$0
Foreign Transaction Fee
None
Late Payment Fee
None the first time you pay late. After that, up to $40.
comments ABOUT
Discover it® Balance Transfer
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