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ADVERTISING DISCLOSURE:
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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Details
- Refundable deposits as low as $49 unlock credit lines starting at $200.* No credit score required to apply.**
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Smart habits, like making on-time payments, can help you build credit with responsible use***
- When you establish a positive track record, you'll earn your deposit back and upgrade to the Discover it Cash Back Credit Card.
- Redeem cash back for any amount. No annual or hidden fees
- With $0 Fraud Liability you’re never responsible for unauthorized purchases on your Discover Card
- Terms and conditions apply.
- * Deposit amount will be $49, $99, or $200 based on creditworthiness. Upon qualification, your security deposit will be returned and your account unsecured. All other card terms and features will remain the same.
- ** Capital One may use credit scores if available.
- *** Many factors affect your credit, such as payment history and amount of credit extended and used. Using your credit responsibly may help you build good credit
your rewards
EARN
REDEEM
BONUS OFFER
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
REWARDS RATE
5%
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate
1%
1% cash back on all other purchases
Redeem cash back for any amount.
Rewards don't expire for the life of the account
Interest Rates & Fees
Intro APR:
N/A
Regular APR:
29.24% (Variable)
Penalty APR:
None
Intro APR:
N/A
Regular APR:
29.24% (Variable)
Balance Transfer Fee:
0% at the Transfer APR; 5% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Regular APR:
29.24% (Variable)
Cash Advance Fee:
5% of the amount of the cash advance, but not less than $5
Penalty APR:
None
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
None the first time you pay late. After that, up to $41