Discover it® Secured

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ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Discover it® Secured
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
PLEASE REFER TO ISSUER'S WEBSITE
Bank:
Discover Card
Card Network:
Discover
User Category:
Consumer
Card Type:
Secured
Issuing Country:
United States

About this Credit Card:

No Annual Fee, earn cash back, and build your credit with responsible use.
It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
We automatically match all the cash back you’ve earned at the end of your first year.
Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Rewards Program

Cash Back Rewards

Bonus Offer:
We automatically match all the cash back you’ve earned at the end of your first year.
Max Rewards Per $1:
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
24.99% Variable
Penalty APR:
See terms
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
More details expand
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Balance Transfer
Introductory APR:
10.99% (6 months)
Ongoing APR:
See terms
Balance Transfer Fee:
3%
Penalty APR:
See terms
Minimum Grace Period:
See terms
More details expand
Less details collapce
Cash Advance
Ongoing APR:
26.99% Variable
Cash Advance Fee:
See terms
Penalty APR:
See terms
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
See terms
Foreign Transaction Fee:
None
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
No Annual Fee, earn cash back, and build your credit with responsible use.

pluses
It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.

pluses
Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
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