ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Details
- Turn Your Tax Refund into a Credit Building Opportunity in 2026!1 Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^
- Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
- Apply with no impact to your credit!*
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.1
- All credit types welcome to apply!
- 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
your rewards
EARN
REDEEM
REWARDS RATE
10%
Up To 10% Cash Back on Purchases + 1% on Payments^^
See website for Details*
Interest Rates & Fees
Intro APR:
N/A
Regular APR:
13.49% (V)
Penalty APR:
See website for Details*
Intro APR:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Regular APR:
22.49% (V)
Cash Advance Fee:
$10 or 3% of each Cash Advance, whichever is greater
Penalty APR:
See website for Details*