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OpenSky® Secured Visa® Credit Card

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Credit Card Companies » Capital Bank »
OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
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Card Rating:
Credit Recommended:
BAD / NO

OpenSky® Secured Visa® Credit Card

Card Rating:
Credit Recommended:
BAD / NO
Bank:
Capital Bank
Card Network:
Visa®
User Category:
Consumer
Card Type:
Secured
Issuing Country:
United States

About this Credit Card:

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
19.39% (variable)
Penalty APR:
none
Minimum Grace Period:
25 days
Minimum Interest Charge:
$1.00
More details expand
Less details collapce
Balance Transfer
Introductory APR:
N/A
Ongoing APR:
N/A
Balance Transfer Fee:
N/A
Penalty APR:
N/A
Minimum Grace Period:
N/A
More details expand
Less details collapce
Cash Advance
Ongoing APR:
19.39% (variable)
Cash Advance Fee:
5% ($6 min)
Penalty APR:
none
Minimum Grace Period:
N/A
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See Terms
Annual Fee:
$35
Late Payment Fee:
Up to $27
Foreign Transaction Fee:
3%
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
Reports to all 3 credit bureaus.

pluses
No Credit Check.

pluses
No checking account necessary.

minuses
Security deposit is required.

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
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User comments about OpenSky® Secured Visa® Credit Card:
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