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OpenSky® Secured Visa® Credit Card

Rating: 4.1
Credit Recommended: Bad/No

Credit Card Details

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200—secure your credit line with a refundable deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
  • Bank: Capital Bank
  • Card Network: Visa®
  • User Category: Consumer
  • Card Type: Secured
  • Issuing Country: United States

your rewards

REWARDS RATE
10%
Earn up to 10% cash back on everyday purchases
See terms
Learn more about rewards of the OpenSky® Secured Visa® Credit Card

Interest Rates & Fees

Intro APR:
N/A
Regular APR:
24.64% (variable)
Penalty APR:
none

Intro APR:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A

Regular APR:
24.64% (variable)
Cash Advance Fee:
5% ($6 min)
Penalty APR:
none

Annual Fee:
$35
Foreign Transaction Fee:
3%
Late Payment Fee:
Up to $41
Apply for OpenSky® Secured Visa® Credit Card - Credit-Land.com
Rating: 4.1
APPLY NOW

OpenSky® Secured Visa® Credit Card

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
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OpenSky® Secured Visa® Credit Card🜂

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