ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
PayPal Cashback Mastercard®
Credit Recommended:
Excellent / Good / Fair
Credit Card Details
- Earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. No annual fee.272
- Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
- Earn 1.5% cash back everywhere else Mastercard is accepted.
- Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
- The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
- The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.
your rewards
EARN
REDEEM
REWARDS RATE
3%
Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
1.5%
Earn 1.5% cash back everywhere else Mastercard is accepted.
Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
Cash Rewards earned do not expire although they may be forfeited in accordance with the rewards terms.
Interest Rates & Fees
Intro APR:
N/A
Regular APR:
19.74% - 34.49% Variable APR as of 10/1/2024272
Penalty APR:
35.49%272 Variable
Intro APR:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Regular APR:
34.49% Variable APR as of 10/1/2024272
Cash Advance Fee:
Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR:
35.49%272 Variable