The content is accurate at the time of publication and is subject to change.

We can recommend you consider Canadian credit card offers from our partners.

The best credit cards in Canada offer great rewards, travel and purchase insurance, a welcome bonus, or other perks. So make sure you choose the card that corresponds to your credit score and needs.

Canada's credit system is the most like the US system. TransUnion Canada and Equifax Canada are the northern brothers of two of the major credit agencies in the United States.

And just like in the US, credit score in Canada is determined based on factors like your payment history, credit utilization, recent account history, and age of accounts, new credit applications, and types of credit used.

However, your Canadian credit history and score cannot be transferred to the U.S. and vice versa due to legal and practical issues.

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Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.