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ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Prosper® Card
Credit Recommended:
Good / Fair
Credit Card Details
- No annual fee for the first year with AutoPay*
- No security deposit required
- We don't charge fees for ATM cash withdrawals**
- Initial credit limit up to $3,000
- We regularly report on your credit card performance to help you establish credit history
- Zero fraud liability (which offers protection against unauthorized purchases)
- While you wait for your Prosper® Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard app, or Prosper.com
- Choose a monthly payment date that works for you
- Free mobile app—MyProsperCard
- Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
your benefits
Key Feature
While you wait for your Prosper® Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard app, or Prosper.com
Interest Rates & Fees
Intro APR:
N/A
Regular APR:
23.24% - 34.74% Variable
Penalty APR:
N/A
Intro APR:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Regular APR:
34.74% Variable
Cash Advance Fee:
None
Penalty APR:
N/A
Annual Fee:
$39 (waived for the first year if you sign up for autopay before your first statement)
Foreign Transaction Fee:
1% of the transaction amount
Late Payment Fee:
Up to $40 per late payment